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Money Saving Tips

  1. Remove Shopping Apps

    Remove Shopping Apps

    Amanda Peterson March 23, 2023

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    You know those apps on your phone that you're urged to download in the department stores at the checkout to "save" you money? CreditSoup suggests uninstalling them for a while, while you're digging yourself out of debt.

  2. Check Your Credit Report

    Check Your Credit Report

    Amanda Peterson March 15, 2023

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    Spending wisely heavily revolves around your credit report. Why, you may ask? When you have a poor report - or a poor credit score for that matter - it makes it really hard to buy anything of importance, such as a car or even a house.

  3. Fight Temptation - Unsubscribe From Store Emails

    Fight Temptation - Unsubscribe From Store Emails

    Amanda Peterson March 2, 2023

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    It's Thrifty Thursday & we are discussing Unsubscribing from Store Emails. You know exactly what I'm talking about. You go shopping & provide your email. Next thing you know, you're signed up for their daily deals, and your inbox is FLOODED with offers that you have to respond to by THAT DAY or you'll miss out.

  4. Wise Spend Tip: Consolidate Debt

    Wise Spend Tip: Consolidate Debt

    Amanda Peterson March 1, 2023

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    With Tax Season here, now is a great time to look at paying down some debt. Wednesday's we tend to focus on where to spend out money wisely. However, sometimes we need to focus on reducing that debt, to allow our credit to build back up. Let's dive into the topic of Debt Consolidation.

  5. Cancel Your Gym Membership

    Cancel Your Gym Membership

    Amanda Peterson February 24, 2023

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    Let's be honest. It's now almost March. Your New Years Resolution has probably faded and now you're stuck paying for something that you'll probably not use for the rest of the year - a gym membership. CreditSoup's Frugal Friday this week dives into the cost of a gym membership and whether or not to get rid of it.

  6. Be Thrifty - Stop Window Shopping

    Be Thrifty - Stop Window Shopping

    Amanda Peterson February 9, 2023

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    Our Thrifty Thursday this week talks about everyone's guilty pleasure - Window Shopping. The best way to save money is to not entertain that notion at all. Simply, Stop Window Shopping! We're going to touch on 3 of the biggest areas to avoid while shopping.

  7. Pay With Cash

    Pay With Cash

    Amanda Peterson February 1, 2023

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    Paying for things with cash definitely has it's perks. It's a handy way to monitor how much you have & don't have to spend. However, there are people out there that struggle at saving cash or don't use it responsibly. CreditSoup's Wise Spend Wednesday touches on the good & bad of paying with cash.

  8. Frugal Hack: Adjust Your Thermostat

    Frugal Hack: Adjust Your Thermostat

    Amanda Peterson January 27, 2023

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    This week's Frugal Friday tends to be a daily struggle for some households. How warm or cold to keep the house. Keeping your home a few degrees cooler in the winter or even a few degrees warmer in the summer helps your heating & cooling systems from being overworked. This in turn, saves you more money on energy costs each month!

  9. 11 Gas Apps to Save on Fuel Cost

    11 Gas Apps to Save on Fuel Cost

    Amanda Peterson January 19, 2023

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    This week's Thrifty Thursday covers the cost savings of using a fuel saver or gas app on your phone. Whether it be a specific fuel saver, rewards credit card, or even an app on your phone, using some sort of application to save money on your daily commute definitely has its benefits. CreditSoup breaks it down for you here in our weekly Thrifty Thursday tip on saving money.

  10. 4 Ways to Pay Down Debt

    4 Ways to Pay Down Debt

    Amanda Peterson January 11, 2023

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    I'm sure you're probably overwhelmed by now and wondering "where do I even start?" to get rid of that credit card debt. Fortunately, CreditSoup has 4 ways to begin paying down that debt.

  11. Frugal Friday Suggests Working From Home

    Frugal Friday Suggests Working From Home

    Amanda Peterson January 6, 2023

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    Frugal Friday this week is a tip that we all can agree on. And, thanks in part to the pandemic, made us realize how much we actually do save by working from home! The following three items factor into the cost involved in your weekly work commute.

  12. Wash Your Car Yourself

    Wash Your Car Yourself

    Amanda Peterson December 29, 2022

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    Thrifty Thursday this week talks about washing your car yourself. Experts suggest washing your car every two weeks and getting a detail twice a year to make sure it stays in good condition. CreditSoup offers some tips to help keep your vehicle in pristine condition!

  14. Stash Away Cash

    Stash Away Cash

    Amanda Peterson December 16, 2022

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    This week's bit of frugality focuses on a hard concept for some, or a "no-brainer" for others. Saving money! There's no better time to start than right now. Get in the habit of stashing away a few bucks each week!

  16. 8 Apps to Track Your Bills

    8 Apps to Track Your Bills

    Amanda Peterson November 30, 2022

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    Remember when you had to mail bill payments to your utilities, mortgage and credit card companies? Fortunately, consumers these days have plenty of options, including scheduling or paying bills online or using apps and software to streamline the process.

  17. Adjust Your Window Coverings

    Adjust Your Window Coverings

    Amanda Peterson November 25, 2022

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    Do you ever wonder why your parents would close the curtains or blinds when you weren't home? They did it to conserve energy of course! This week's bit of frugality comes as a slight household "chore."

  18. Meal Plan

    Meal Plan

    Amanda Peterson November 17, 2022

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    Is it a constant struggle to decide what's for dinner? Our Thrifty Thursday tip this week is to Meal Plan. Planning out a week's worth of meals is an excellent way to save not only time, but money spent on groceries!

  19. Set Up Auto Payments

    Set Up Auto Payments

    Amanda Peterson November 9, 2022

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    Did you know that just ONE missed payment can reflect on your credit report and could drop your score up to 110 points? Wise Spend Wednesday this week is to make sure and set up auto payments on those regular monthly payments!

  20. Line-dry Your Laundry

    Line-dry Your Laundry

    Amanda Peterson November 4, 2022

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    The days of owning a clothes line are almost long gone. However, if you're looking for a frugal way to save money - and energy - consider hanging your laundry on the line to dry!

  21. Upcycle Your Closet

    Upcycle Your Closet

    Amanda Peterson October 27, 2022

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    This week's Thrifty Thursday saves you money by upcycling your own closet! Don't throw out those old clothes. Patch it, dye it, cut it, or give it to the dog! Considering the cost of clothes now days, whatever you choose to do with it will certainly help you save a TON of money in the long run!

  24. Repurposing Home Decor

    Repurposing Home Decor

    Amanda Peterson October 6, 2022

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    Are you eager to give your home a new look, but don't know what to do with your existing decor? Our Thrifty Thursday this week encourages you not to toss them out, but repurpose your home decor! Look for ways to upcycle them instead of throwing them out to buy new.

  25. Start a Savings Account

    Start a Savings Account

    Amanda Peterson September 28, 2022

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    Wise Spend Wednesday is all about spending. However, you still need money to spend, right? Starting a Savings Account will allow you to be prepared to spend wisely on various things, such as needs or fun stuff!

  27. Downsize & Declutter

    Downsize & Declutter

    Amanda Peterson September 15, 2022

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    Is your home cluttered? Do you have a lot of stuff... everywhere, that you no longer need? Maybe it's time to go Marie Kondo on it, and set it free if it does not bring you joy. But now what do you do with those things that do not bring you joy? Get rid of them of course! This week's Thrifty Thursday focuses on downsizing and decluttering.

  28. Buy In Bulk

    Buy In Bulk

    Amanda Peterson September 7, 2022

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    Stock up to avoid making numerous trips to the store. If you purchase things in larger quantities, they come at a lower price per ounce, so save money & buy in bulk!

  29. Unplug Chargers When Not Using

    Unplug Chargers When Not Using

    Amanda Peterson September 2, 2022

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    This week's #FrugalFriday is about as frugal as you can get. And, in true penny pinching "dad style," you can certainly hear him now - "Unplug those chargers if you're not using them!" The reason we mention that it's incredibly frugal, is that chargers alone don't actually use as much energy as one might think.

  30. Check Out Books from the Library

    Check Out Books from the Library

    Amanda Peterson August 25, 2022

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    Are you a bookworm? Do you like to have that tangible, physical book in your hand, rather than the digital copy? Books take up a lot of space and can become an expensive addiction over the years. Consider checking books out at a library instead!

  31. Open A Free Bank Account

    Open A Free Bank Account

    Amanda Peterson August 17, 2022

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    Banks often charge monthly fees just to maintain your checking account. But that doesn’t mean it’s impossible to sign up for a free checking account that can save you a few bucks! CreditSoup lists 7 banks that offer such.

  33. Travel In Off-Peak Seasons

    Travel In Off-Peak Seasons

    Amanda Peterson August 4, 2022

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    Traveling during "off-peak seasons" is an opportunity to travel or vacation outside of the normal times of year that most people would visit a particular area. And, is an excellent way to remain thrifty and save some cash!

  34. Buy Used

    Buy Used

    Amanda Peterson July 13, 2022

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    Why spend hundreds of dollars on name brand clothes, shoes, and toys when they will grow out of it almost as soon as you purchase it? Save money now. Put that extra money you may have spent on high dollar items in a savings account for when they get older. Or, use that money and take them on a fun vacation or trip!

  35. Freeze Any Leftovers

    Freeze Any Leftovers

    Amanda Peterson July 1, 2022

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    This week's #FrugalFriday focuses on leftovers! Did you make too much of a meal, or not feed as many as you originally thought? Be frugal and freeze it!

  36. Cancel Subscriptions

    Cancel Subscriptions

    Amanda Peterson June 22, 2022

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    Do you have subscriptions that you don't really need? Consider cancelling them! Use that money to pay down your credit card debt or make extra car or house payments!

  37. Reuse Plastic Bags

    Reuse Plastic Bags

    Amanda Peterson June 17, 2022

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    We're sure that if your parents were anything like ours, you most definitely know the value of a plastic grocery bag. This week's Frugal Friday talks about reusing plastic bags!

  38. Do All Your Errands in One Day

    Do All Your Errands in One Day

    Amanda Peterson June 9, 2022

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    CreditSoup's Thrifty Thursday tip this week is to save money by running all of your errands in one day. Not only will this alleviate extra trips to the store, you'll be saving gas money and preventing those impulse buys from extra trips! Schedule a day, map it out, and utilize online services.

  39. Work a Part Time Job

    Work a Part Time Job

    Amanda Peterson June 1, 2022

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    Do you like to spend money, yet lack the funds? Consider working a part time job or developing a side income and stash some of that extra cash in a savings account!

  41. Stop Using Paper Towels

    Stop Using Paper Towels

    Amanda Peterson May 20, 2022

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    CreditSoup's #FrugalFriday: Using hand towels & dish rags instead of throw-away, single use paper towels is not only good for the bank account, it's also great for the environment! Depending on the brand you prefer, that's an average SAVINGS of $10-$30/mo or up to $300/year!

  44. Bring Your Lunch

    Bring Your Lunch

    Amanda Peterson April 22, 2022

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    Bringing your lunch can save you on average $10-$20 per day. Even just bringing your lunch for ONE DAY out of the week can add up to around $80/month or more! Here are a few tips to help you plan!

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