Tap To Pay Credit Cards

Tap to Pay credit cards offer the convenience. safety and security of contact-less payment.

Citi® Diamond Preferred® Card

Credit Recommended:
Excellent, Good
Apply Now on issuer’s secure website.
Credit Recommended:
Excellent, Good
Intro (Purchases)
0% 12 months on Purchases
Intro (Transfers)
0% 21 months on Balance Transfers
Annual Fee
$0
Apply Now on issuer’s secure website.
Regular APR
13.74% - 23.74% (Variable)
Cash Advance APR
25.24% (Variable)
Penalty APR
Up to 29.99% (Variable)

Highlights

  • 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 13.74% - 23.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® Score online.
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
  • Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
  • The standard variable APR for Citi Flex Plan is 13.74% - 23.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.
See additional details for Citi® Diamond Preferred® Card

Capital One QuicksilverOne Cash Rewards Credit Card

Credit Recommended:
Average, Fair, Limited
Apply Now on Capital One® secure website.
Credit Recommended:
Average, Fair, Limited
Credit Recommended
Average, Fair, Limited
Balance Transfer Fee
$0 at this Transfer APR
Fraud Coverage
You're covered by $0 Fraud Liability if your card is ever lost or stolen
Apply Now on Capital One® secure website.
Foreign Trans Fee
None
Regular APR
26.99% (Variable)
Annual Fee
$39

Highlights

  • Earn unlimited 1.5% cash back on every purchase, every day
  • Earn cash rewards without signing up for rotating categories
  • Be automatically considered for a higher credit line in as little as 6 months
  • Monitor your credit profile with the CreditWise® app, free for everyone
  • $0 fraud liability if your card is ever lost or stolen
  • No limit to how much cash back you can earn, and cash back doesn't expire for the life of the account
  • Help strengthen your credit for the future with responsible card use
  • Get customized alerts and manage your account with the Capital One mobile app

Citi Rewards+® Card

Credit Recommended:
Excellent, Good
Apply Now on issuer’s secure website.
Credit Recommended:
Excellent, Good
Intro (Purchases)
0% Intro APR Period 15 months on Purchases and Balance Transfers
Intro (Transfers)
0% Intro APR Period 15 months on Purchases and Balance Transfers
Annual Fee
$0
Apply Now on issuer’s secure website.
Regular APR
13.49% - 23.49% (Variable)
Rewards Rate 1
Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
Credit Recommended
Excellent, Good

Highlights

  • Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
  • 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
  • The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
See additional details for Citi Rewards+® Card

American Airlines AAdvantage MileUp℠ Card

Credit Recommended:
Excellent, Good
Apply Now on issuer’s secure website.
Credit Recommended:
Excellent, Good
Regular APR
15.99% - 24.99% (Variable)
Annual Fee
$0
Credit Recommended
Excellent, Good
Apply Now on issuer’s secure website.
Cash Advance APR
25.24% (Variable)
Penalty APR
Up to 29.99% (Variable)
Late Payment Fee
Up to $40

Highlights

  • Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening
  • No Annual Fee
  • Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
  • Earn 1 AAdvantage® mile for every $1 spent on other purchases
  • Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights
  • The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
See additional details for American Airlines AAdvantage MileUp℠ Card

Citi® Double Cash Card

Credit Recommended:
Excellent, Good
Apply Now on issuer’s secure website.
Credit Recommended:
Excellent, Good
Intro (Transfers)
0% Intro APR Period 18 months on Balance Transfers
Rewards Rate 1
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Credit Recommended
Excellent, Good
Apply Now on issuer’s secure website.
Regular APR
13.99% – 23.99% (Variable)
Cash Advance APR
25.24% (Variable)
Return Check Fee
Up to $40

Highlights

  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
See additional details for Citi® Double Cash Card

Chase Freedom Unlimited®

Credit Recommended (660-850):
Good/Excellent
Apply Now
Chase Freedom Unlimited®
Editor’s Rating: 4.7
4.7
Apply Now on Chase secure website.
Credit Recommended (660-850):
Good/Excellent
Intro (Purchases)
0% Intro APR on Purchases 15 months
Intro Rewards Bonus
$200 bonus
Annual Fee
$0
Apply Now on Chase secure website.
Intro (Transfers)
N/A
Regular APR
14.99% - 24.74% Variable
Credit Recommended
Good/Excellent

Highlights

  • $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
  • 3% cash back on dining at restaurants, including takeout and eligible delivery services
  • 3% cash back on drugstore purchases
  • 5% on travel purchased through Chase Ultimate Rewards®
  • Unlimited 1.5% cash back on all other purchases
  • 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99% - 24.74%.
  • No annual fee
See additional details for Chase Freedom Unlimited®

United℠ Business Card

Credit Recommended:
Good/Excellent
Apply Now on Chase secure website.
Credit Recommended:
Good/Excellent
Intro Rewards Bonus
Earn 75k miles
Regular APR
16.49% - 23.49% Variable
Foreign Trans Fee
$0
Apply Now on Chase secure website.
Annual Fee
$99
Product Type
Business Card
Credit Recommended
Good/Excellent

Highlights

  • Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
  • $0 introductory annual fee for the first year, then $99.
  • Receive a 5,000-mile "better together" bonus each anniversary when you have both the UnitedSM Business Card and a personal United credit card.
  • Earn 2 miles per $1 spent on United purchases, dining (including eligible delivery services), at gas stations, office supply stores, and on local transit and commuting.
  • Earn 1 mile per $1 spent on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.
  • Enjoy a free first checked bag - a savings of up to $140 per roundtrip (terms apply), 2 United ClubSM one-time passes per year, and priority boarding privileges.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for one year with DashPass, DoorDash's membership service. Activate by 12/31/21.
  • $100 United travel credit after 7 United flight purchases of $100 or more each anniversary year.
See additional details for United℠ Business Card

Upgrade Triple Cash Rewards Visa®

Credit Recommended:
(620+) Excellent, Good, Fair, Average
Apply Now on Sutton Bank, Member FDIC secure website.
Credit Recommended:
(620+) Excellent, Good, Fair, Average
Regular APR
8.99% -29.99%
Annual Fee
$0
Credit Recommended
(620+) Excellent, Good, Fair, Average
Apply Now on Sutton Bank, Member FDIC secure website.
Return Check Fee
$0
Foreign Trans Fee
$0
Balance Transfer Fee
$0

Highlights

  • Unlimited cash back on payments - 3% on Home, Auto and Health categories and 1% on everything else
  • $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
  • Combine the flexibility of a card with the low cost and predictability of a loan
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Access to a virtual card while you wait for your card to arrive in the mail
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability
See additional details for Upgrade Triple Cash Rewards Visa®
Rates & Fees

Citi Premier® Card

Credit Recommended:
Excellent, Good
Apply Now on issuer’s secure website.
Credit Recommended:
Excellent, Good
Foreign Trans Fee
0%
Rewards Rate 1
3X -- Earn 3 Points Restaurants and Supermarkets 3X -- Earn 3 Points at Gas Stations, Air Travel and Hotels 1X -- Earn 1 Point on All Other Purchases Annual Hotel Savings Benefit
Regular APR
15.99% - 23.99% (Variable)
Apply Now on issuer’s secure website.
Annual Fee
$95
Credit Recommended
Excellent, Good
Intro (Purchases)
N/A

Highlights

  • Earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases
See additional details for Citi Premier® Card

Upgrade Visa® Card with Cash Rewards

Credit Recommended:
Excellent, Good, Fair, Average
Apply Now on Sutton Bank, Member FDIC secure website.
Credit Recommended:
Excellent, Good, Fair, Average
Credit Line
$500 - $50,000
Regular APR
8.99%-29.99%
Annual Fee
$0
Apply Now on Sutton Bank, Member FDIC secure website.
Credit Recommended
Excellent, Good, Fair, Average
Return Check Fee
$0
Foreign Trans Fee
$0

Highlights

  • Earn 1.5% unlimited cash back on card purchases every time you make a payment
  • Combine the flexibility of a card with the low cost and predictability of a loan
  • $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Access to a virtual card while you wait for your card to arrive in the mail
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability
See additional details for Upgrade Visa® Card with Cash Rewards
Rates & Fees

Southwest Rapid Rewards® Plus Credit Card

Credit Recommended (660-850):
Good/Excellent
Apply Now on Chase secure website.
Credit Recommended (660-850):
Good/Excellent
Regular APR
15.99% - 22.99% Variable
Intro Rewards Bonus
Earn up to 100,000 points.
Annual Fee
$69
Apply Now on Chase secure website.
Foreign Trans Fee
3% of each transaction in U.S. dollars
Credit Recommended
Good/Excellent
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.

Highlights

  • Our best points offer ever! Earn up to 100,000 bonus points. Earn 50,000 bonus points after spending $2,000 on purchases in the first 3 months your account is open, plus 50,000 more bonus points after spending $12,000 total on purchases in the first 12 months.
  • Now enjoy more benefits and more ways to earn.
  • 3,000 anniversary points each year.
  • Earn 2X points on Southwest® purchases.
  • NEW! Earn 2X points on local transit and commuting, including rideshare.
  • NEW! Earn 2X points on internet, cable, phone services, and select streaming.
  • NEW! 2 EarlyBird Check-In® each year.
  • All points earned count towards Companion Pass®.
See additional details for Southwest Rapid Rewards® Plus Credit Card

Southwest Rapid Rewards® Premier Credit Card

Credit Recommended (660-850):
Good/Excellent
Apply Now on Chase secure website.
Credit Recommended (660-850):
Good/Excellent
Intro Rewards Bonus
Earn up to 100,000 points.
Regular APR
15.99% - 22.99% Variable
Annual Fee
$99
Apply Now on Chase secure website.
Foreign Trans Fee
$0
Credit Recommended
Good/Excellent
Rewards Rate 1
Earn 3X points on Southwest® purchases.Earn 2X points on Rapid Rewards® hotel and car partners.Earn 2X points on local transit and commuting, including rideshare.Earn 2X points on internet, cable, phone services, and select streaming.Earn 1X points on all other purchases.

Highlights

  • Our best points offer ever! Earn up to 100,000 bonus points. Earn 50,000 bonus points after spending $2,000 on purchases in the first 3 months your account is open, plus 50,000 more bonus points after spending $12,000 total on purchases in the first 12 months.
  • Now enjoy more benefits and more ways to earn.
  • 6,000 anniversary points each year.
  • NEW! Earn 3X points on Southwest® purchases.
  • NEW! Earn 2X points on local transit and commuting, including rideshare.
  • NEW! Earn 2X points on internet, cable, phone services, and select streaming.
  • NEW! 2 EarlyBird Check-In® each year.
  • All points earned count towards Companion Pass®.

Southwest Rapid Rewards® Priority Credit Card

Credit Recommended (660-850):
Good/Excellent
Apply Now on Chase secure website.
Credit Recommended (660-850):
Good/Excellent
Regular APR
15.99% - 22.99% Variable
Intro Rewards Bonus
Earn up to 100,000 points.
Annual Fee
$149
Apply Now on Chase secure website.
Foreign Trans Fee
$0
Credit Recommended
Good/Excellent
Product Type
Consumer Card

Highlights

  • Our best points offer ever! Earn up to 100,000 bonus points. Earn 50,000 bonus points after spending $2,000 on purchases in the first 3 months your account is open, plus 50,000 more bonus points after spending $12,000 total on purchases in the first 12 months.
  • 7,500 anniversary points each year.
  • Now enjoy more benefits and more ways to earn.
  • NEW! Earn 3X points on Southwest® purchases.
  • NEW! Earn 2X points on local transit and commuting, including rideshare.
  • NEW! Earn 2X points on internet, cable, phone services, and select streaming.
  • $75 Southwest® travel credit each year.
  • 4 Upgraded Boardings per year when available.

Capital One Platinum Credit Card

Credit Recommended:
Average, Fair, Limited
Apply Now on Capital One® secure website.
Credit Recommended:
Average, Fair, Limited
Balance Transfer Fee
$0 at this Transfer APR
Fraud Coverage
You're covered by $0 Fraud Liability if your card is ever lost or stolen
Credit Recommended
Average, Fair, Limited
Apply Now on Capital One® secure website.
Annual Fee
$0
Foreign Trans Fee
None
Regular APR
26.99% (Variable)

Highlights

  • Pay no annual fee
  • Be automatically considered for a higher credit line in as little as 6 months
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help build your credit through responsible use of a card like this
See additional details for Capital One Platinum Credit Card

Citi® Secured Mastercard®

Credit Recommended:
Limited History, No Credit, New-to-Credit
Apply Now on issuer’s secure website.
Credit Recommended:
Limited History, No Credit, New-to-Credit
Regular APR
22.49% (Variable)
Annual Fee
$0
Credit Recommended
Limited History, No Credit, New-to-Credit
Apply Now on issuer’s secure website.
Cash Advance APR
25.24% (Variable)
Cash Advance Fee
5% of each cash advance; $10 minimum.
Penalty APR
Up to 29.99% (Variable)

Highlights

  • The Citi® Secured Mastercard® is a no annual fee credit card that helps you build your credit when used responsibly.
  • Unlike a debit card, it helps build your credit history with monthly reporting to all 3 major credit bureaus. Once available, you will also have free access to your FICO score online.
  • Use your card anywhere Mastercard® is accepted — worldwide.
  • A security deposit is required. Once approved, your credit limit will be equal to your security deposit (minimum of $200).
  • Get help staying on track with Auto Pay and account alerts.
  • With Flexible Payment Due Dates, you can choose any available due date in the beginning, middle or end of the month.
  • Manage your account 24/7 online, by phone, or in our mobile app.
  • The standard variable APR for Citi Flex Plan is 22.49%. Citi Flex Plan offers are made available at Citi’s discretion.
See additional details for Citi® Secured Mastercard®

Apply Now on Chase secure website.
Credit Recommended:
Good/Excellent
Intro Rewards Bonus
Earn 80,000 points
Regular APR
15.99% - 22.99% Variable
Annual Fee
$199
Apply Now on Chase secure website.
Credit Recommended
Good/Excellent
Product Type
Business Card
Rewards Rate 1
Earn 4X points on Southwest® purchases.Earn 3X points on Rapid Rewards® hotel and car rental partners.Earn 2X points on rideshare.Earn 2X points on internet, cable, phone services, and select streaming.

Highlights

  • Earn 80,000 points after you spend $5,000 on purchases in the first 3 months.
  • 9,000 bonus points after your Cardmember anniversary.
  • NEW! Earn 4X points on Southwest® purchases.
  • Earn 3X points on Rapid Rewards® hotel and car partners.
  • NEW! Earn 2X points on rideshare.
  • Earn 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases.
  • Global Entry or TSA Pre✓® Fee Credit
  • 4 Upgraded Boardings per year when available.

Apply Now on Chase secure website.
Credit Recommended:
Good/Excellent
Intro Rewards Bonus
Earn 60,000 points
Regular APR
15.99% - 22.99% Variable
Annual Fee
$99
Apply Now on Chase secure website.
Credit Recommended
Good/Excellent
Product Type
Business Card
Rewards Rate 1
Earn 3X points on Southwest® purchases. Earn 2X points on Rapid Rewards® hotel and car rental partners.Earn 2X points on rideshare.

Highlights

  • Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
  • 6,000 bonus points after your Cardmember anniversary.
  • NEW! Earn 3X points on Southwest Airlines® purchases.
  • Earn 2X points on Rapid Rewards® hotel and car partners.
  • NEW! Earn 2X points on rideshare.
  • 1 point per $1 spent on all other purchases.
  • NEW! 2 EarlyBird Check-In® each year.
  • Earn unlimited tier qualifying points towards A-List status.

Journey Student Rewards from Capital One

Credit Recommended:
Average, Fair, Limited
Apply Now on Capital One® secure website.
Credit Recommended:
Average, Fair, Limited
Rewards Rate 1
1 % Cash Back on all purchases
Intro Rewards Bonus Value Description
Earn up to $60 in streaming subscription credits
Fraud Coverage
You're covered by $0 Fraud Liability if your card is ever lost or stolen
Apply Now on Capital One® secure website.
Annual Fee
$0
Balance Transfer Fee
$0 at this Transfer APR
Foreign Trans Fee
None

Highlights

  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • Earn $5 per month for 12 months on Select Streaming Subscriptions when you pay on time. *Exclusions Apply
  • Enjoy no annual fee and no foreign transaction fees
  • You can help build your credit with responsible use of a card like this
  • Pick the monthly due date that works best for you
  • Be automatically considered for a higher credit line in as little as 6 months
  • $0 fraud liability if your card is ever lost or stolen
  • Monitor your credit profile with the CreditWise® app, free for everyone
See additional details for Journey Student Rewards from Capital One

Capital One SavorOne Student Cash Rewards Credit Card

Credit Recommended:
Average, Fair, Limited
Apply Now on issuer’s secure website.
Credit Recommended:
Average, Fair, Limited
Rewards Rate 1
3 % Cash Back on dining and entertainment
Annual Fee
$0
Fraud Coverage
You're covered by $0 Fraud Liability if your card is ever lost or stolen
Apply Now on issuer’s secure website.
Purchase Grace Period
25 days
Regular APR
26.99% (Variable)
Credit Recommended
Average, Fair, Limited

Highlights

  • Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you
  • Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), with 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through January 2023
  • Enjoy no annual fee, foreign transaction fees, or hidden fees
  • You can help build your credit with responsible use of a card like this
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • Be automatically considered for a higher credit line in as little as 6 months
  • $0 fraud liability if your card is ever lost or stolen
  • Set up Autopay for your account and your payments will be made automatically every month

Capital One Quicksilver Student Cash Rewards Credit Card

Credit Recommended:
Average, Fair, Limited
Apply Now on Capital One® secure website.
Credit Recommended:
Average, Fair, Limited
Fraud Coverage
You're covered by $0 Fraud Liability if your card is ever lost or stolen
Annual Fee
$0
Purchase Grace Period
25 days
Apply Now on Capital One® secure website.
Balance Transfer Fee
$0 at this Transfer APR
Regular APR
26.99% (Variable)
Credit Recommended
Average, Fair, Limited

Highlights

  • Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Enjoy no annual fee, foreign transaction fees, or hidden fees
  • You can help build your credit with responsible use of a card like this
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • Be automatically considered for a higher credit line in as little as 6 months
  • $0 fraud liability if your card is ever lost or stolen
  • Set up Autopay for your account and your payments will be made automatically every month

Chase Freedom Flex℠

Credit Recommended:
Good/Excellent
Apply Now on issuer’s secure website.
Credit Recommended:
Good/Excellent
Intro (Purchases)
0% Intro APR on Purchases 15 months
Rewards Rate 1
5% cash back offer
Intro Rewards Bonus
$200 bonus
Apply Now on issuer’s secure website.
Annual Fee
$0
Intro (Transfers)
N/A
Regular APR
14.99% - 24.74% Variable

Highlights

  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
  • 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • 3% cash back on dining at restaurants, including takeout and eligible delivery services
  • 3% cash back on drugstore purchases
  • 5% cash back on travel purchased through Chase Ultimate Rewards®, and 1% on all other purchases.
  • 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99% - 24.74%.
  • No annual fee
See additional details for Chase Freedom Flex℠

Apply Now on Capital One® secure website.
Credit Recommended:
Limited, Bad
Regular APR
26.99% (Variable)
Balance Transfer Fee
$0 at this Transfer APR
Annual Fee
$0
Apply Now on Capital One® secure website.
Minimum Deposit
$200
Credit Recommended
Limited, Bad
Cash Advance APR
26.99% (Variable)

Highlights

  • No annual or hidden fees, and you can earn unlimited 1.5% cash back. See if you're approved in seconds
  • Building your credit? Using a card like this responsibly could help
  • Put down a refundable $200 security deposit to get a $200 initial credit line
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Monitor your credit with CreditWise from Capital One. It's free for everyone and checking your credit does not hurt your credit score
  • Earn unlimited 1.5% cash back on every purchase, everywhere. No rotating categories or limits to how much you can earn. It's that simple

*See online credit card application for details on the terms and conditions.


As featured on:
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Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

CreditSoup.com may be compensated by companies mentioned on our site when a consumer’s application is accepted or approved by the company.