Best Credit Cards of 2018

Cash Back

Chase Freedom Unlimited®

Credit Recommended:
Good/Excellent
Apply Now
Chase Freedom Unlimited®
Credit Recommended:
Good/Excellent
Intro (Purchases)
0% Intro APR on Purchases 15 months
Intro (Transfers)
0% Intro APR on Balance Transfers 15 months
Annual Fee
$0
Apply Now on Chase secure website.
Regular APR
16.74% - 25.49% Variable
Credit Recommended
Good/Excellent
Intro Rewards Bonus
$150 Bonus

Highlights

  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.74-25.49%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • Free credit score, updated weekly with Credit Journey℠
  • No annual fee
See additional details for Chase Freedom Unlimited®

Capital One® QuicksilverOne® Cash Rewards Credit Card

Credit Recommended:
Average, Fair, Limited
Apply Now
Capital One® QuicksilverOne® Cash Rewards Credit Card
Credit Recommended:
Average, Fair, Limited
Balance Transfer Fee
$0
Foreign Trans Fee
None
Regular APR
24.99% (Variable)
Apply Now on Capital One® secure website.
Annual Fee
$39
Product Type
ConsumerCard
Credit Recommended
Average, Fair, Limited

Highlights

  • Earn unlimited 1.5% cash back on every purchase, every day
  • Earn cash rewards without signing up for rotating categories
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Monitor your credit profile with the CreditWise® app, free for everyone
  • $0 fraud liability if your card is ever lost or stolen
  • No limit to how much cash back you can earn, and cash back doesn't expire for the life of the account
  • Help strengthen your credit for the future with responsible card use
  • Get customized alerts and manage your account with the Capital One mobile app

Travel Rewards

Capital One® Venture® Rewards Credit Card

Credit Recommended:
Excellent, Good
Apply Now
Capital One® Venture® Rewards Credit Card
Credit Recommended:
Excellent, Good
Balance Transfer Fee
$0
Intro Rewards Bonus
50000 Miles once you spend $3,000 on purchases within 3 months from account opening
Annual Fee
$0 intro for first year; $95 after that
Apply Now on Capital One® secure website.
Foreign Trans Fee
None
Regular APR
14.74% - 24.74% (Variable)
Credit Recommended
Excellent, Good

Highlights

  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture
  • Named ‘The Best Travel Card' by CNBC, 2018
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✔®
  • Fly any airline, stay at any hotel, anytime; no blackout dates
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that
See additional details for Capital One® Venture® Rewards Credit Card

Chase Sapphire Preferred® Card

Credit Recommended:
Good/Excellent
Apply Now
Chase Sapphire Preferred® Card
Credit Recommended:
Good/Excellent
Rewards Rate 1
2X points on travel and dining
Intro Rewards Bonus
50,000 bonus points
Annual Fee
$95
Apply Now on Chase secure website.
Regular APR
17.74% - 24.74% Variable
Credit Recommended
Good/Excellent
Intro (Transfers)
N/A

Highlights

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
See additional details for Chase Sapphire Preferred® Card

Fair Credit

First PREMIER® Bank Mastercard® Credit Card

Credit Recommended:
Fair/Poor
Apply Now
First PREMIER® Bank Mastercard® Credit Card
Credit Recommended:
Fair/Poor
Intro Rate
N/A
Regular APR
See website*
Annual Fee
See website*
Apply Now on First PREMIER® Bank secure website.
Credit Recommended
Fair/Poor

Highlights

  • Must have checking account to qualify
  • No Security Deposit Required
  • If approved, once your account is opened you may use your credit card at millions of merchants worldwide (subject to available credit)
  • Reports to the major Consumer Reporting Agencies
  • Easy Online Application!

*See online credit card application for details on the terms and conditions.


Total Visa® Card

Credit Recommended:
Fair/Bad Credit
Apply Now
Total Visa® Card
Credit Recommended:
Fair/Bad Credit
Regular APR
See Terms*
Annual Fee
See Terms*
Activation Fee
See Terms*
Apply Now on The Bank of Missouri secure website.
Credit Recommended
Fair/Bad Credit

Highlights

  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus
See additional details for Total Visa® Card

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