Who is CreditSoup®?
CreditSoup® is an online financial website that will assist you in connecting you to lenders that can fulfill your financial needs.
If I’m not a resident of the United States can CreditSoup® find me a lender?
Currently the lenders that CreditSoup® works with only offer services to United States residents.
Does CreditSoup® issue loans?
CreditSoup® is not a lender. We utilize the information that you provide to us to match you up with financial products or service providers that best meet your needs.
How does CreditSoup® protect my personal information when I apply online?
We are using safe, secure technology to transmit your data. We realize that this information is confidential and we treat it as such.
How quickly will my loan be approved?
Each lender that we work with has their own procedures for processing loans. The best way to find out exactly what to expect is to contact the lender that you applied with or check their FAQ’s. If you have trouble remembering which lender you applied with or cannot find their contact information, contact us using our Loan Status Inquiry form located in the About Us section and we will provide you with the correct contact information.
How will I get a response from the lenders?
This will depend upon what the lender that you choose to work with. Once you provided all the information required by the lender you will either be contacted from the lender with the lenders response in one of the following ways.
Does CreditSoup® charge me anything for using their service?
No, the application process that CreditSoup® provides is an absolutely free service.
What should I be expecting after I submit my application for a loan?
Are there any hidden fees associated with applying online at CreditSoup®?
No, the application process that CreditSoup® provides is an absolutely free service. You will never be charged a start-up, application or even monthly fee with CreditSoup® .
Will the lender require any documentation prior to closing my loan?
You will probably be required to give your lender a copy of your tax return, past paystubs, bank statements, information on debts, and depending on location, other necessary information.
What is the interest rate?
Each individual has different requirements that need to be met; therefore the interest rate will vary depending on each individual. Some factors may include employment, credit history, etc. It is our goal to match up the consumer’s needs to the lender who will best meet those needs. We will strive to provide the best possible match for each consumer.
Advertiser Disclosure: CreditSoup.com is an independent, advertising-supported comparison service. The card offers that appear on this site are from companies from which CreditSoup.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditSoup.com does not include all card companies or all card offers available in the marketplace.
THE OWNERS AND OPERATORS OF THIS WEBSITE ARE NOT LENDERS, they do not approve any credit cards or make any credit decisions and they do not broker loans or make short term cash loans. CreditSoup.com simply helps consumers find credit-related products. CreditSoup.com aims to inform users of possible products that may be able to satisfy the needs of a particular consumer. Nothing on this website is an offer or a solicitation to lend. Any information you submit to this site may be provided to a lender. The operator of this website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product.
Availability: Every state has its own set of rules and regulations that govern credit-related products and lenders. Your loan amount, APR, fees, and repayment terms will vary based on your credit worthiness, state and lender.
The Credit Score data on CreditSoup.com is the VantageScore® 3.0 by TransUnion®.
Monday, January 16, 2017 | © 2000–2017 Bulldog Media Group, Inc. All Rights Reserved.