Other Issuers

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First Access Visa® Card

Credit Recommended:
Fair/Bad
Apply Now
First Access Visa® Card
Apply Now On the First Access Visa® Card secure website
Credit Recommended:
Fair/Bad
Regular APR
See Terms
Annual Fee
See Terms
Balance Transfer
N/A
Apply Now On the First Access Visa® Card secure website
Credit Recommended
Fair/Bad

Highlights

  • Checking Account Required
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • $300 credit limit (subject to available credit)
  • The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.
See additional details for First Access Visa® Card

Indigo® Mastercard® with Fast Pre-qualification

Credit Recommended:
Fair/Good
Apply Now
Indigo® Mastercard® with Fast Pre-qualification
Apply Now On the Indigo® Mastercard® secure website
Credit Recommended:
Fair/Good
Annual Fee
$0 - $99
Regular APR
24.9%
Credit Recommended
Fair/Good
Apply Now On the Indigo® Mastercard® secure website

Highlights

  • Pre-qualify today without an impact on your credit score
  • Keeping your account in good standing may help establish and/or improve your credit
  • 24/7 access to your account, even on mobile!
  • Protection from fraud, if your card happens to be lost or stolen
  • Account history is reported to the three major credit bureaus in the U.S.
See additional details for Indigo® Mastercard® with Fast Pre-qualification

Total Visa® Card

Credit Recommended:
Fair/Bad Credit
Apply Now
Total Visa® Card
Apply Now on the Total Visa® Card secure website.
Credit Recommended:
Fair/Bad Credit
Regular APR
See Terms*
Annual Fee
See Terms*
Activation Fee
See Terms*
Apply Now on the Total Visa® Card secure website.
Credit Recommended
Fair/Bad Credit

Highlights

  • Total Visa active cardholders get exclusive access to free Credit Monitoring powered by TransUnion®!
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine Visa credit card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • $300 credit limit (subject to available credit)
  • Reports monthly to all three major credit bureaus
See additional details for Total Visa® Card

Milestone® Mastercard®

Credit Recommended:
Fair/Good
Apply Now
Milestone® Mastercard®
Apply Now On the Milestone Gold Mastercard® secure website
Credit Recommended:
Fair/Good
Annual Fee
$35 - $99*
Regular APR
24.9%
Credit Recommended
Fair/Good
Apply Now On the Milestone Gold Mastercard® secure website

Highlights

  • Prequalify for a card today and it will not impact your credit score
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Reports to all three major credit bureaus
See additional details for Milestone® Mastercard®

*Dependent on credit worthiness

OpenSky® Plus Secured Visa® Credit Card

Credit Recommended:
No credit, Poor, Fair
Apply Now
OpenSky® Plus Secured Visa® Credit Card
Apply Now on Capital Bank N.A. secure website.
Credit Recommended:
No credit, Poor, Fair
Regular APR
29.24% (variable)
Annual Fee
$0
Credit Line
$300-$3000 at time of application
Apply Now on Capital Bank N.A. secure website.
Credit Recommended
No credit, Poor, Fair
Late Payment Fee
Up to $40
Cash Advance APR
29.24% (variable)

Highlights

  • No annual fee
  • No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply!
  • Looking to build or rebuild your credit? 2/3 of cardholders receive a 48+ point improvement after making 3 on-time payments
  • With an 87% average approval rate for the past 6 months, OpenSky gives everyone an opportunity to improve their credit
  • Get considered for an unsecured credit line increase after 6 months - no additional deposit
  • Monitor your credit progress with free access to your FICO Credit Score.
  • Reports to all 3 major credit bureaus monthly to establish and build credit history.
  • Secure your credit line with a refundable security deposit - as low as $300.
  • Easy application, apply in less than 5 minutes right from your mobile device
  • Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
  • Now you can make smaller partial payments towards funding your security deposit over 60 days
  • Over 1.2 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
See additional details for OpenSky® Plus Secured Visa® Credit Card

Net First Platinum

Credit Recommended:
Damaged credit to Fair credit
Apply Now
Net First Platinum
Apply Now on issuer’s secure website.
Credit Recommended:
Damaged credit to Fair credit
Credit Line
$750 Limit (Usable only at TheHorizonOutlet.com)
Regular APR
0% APR
Monthly Fee
See website for Details*
Apply Now on issuer’s secure website.
Credit Recommended
Damaged credit to Fair credit

Highlights

  • No Employment or Credit Check
  • Bad Credit, No Credit - OK
  • Always 0.0% APR
  • Fast Online Applications
See additional details for Net First Platinum

*See Card for Details

Milestone® Mastercard® - Less Than Perfect Credit Considered

Credit Recommended:
Poor/Bad
Apply Now
Milestone® Mastercard® - Less Than Perfect Credit Considered
Apply Now On the Milestone Gold Mastercard® secure website
Credit Recommended:
Poor/Bad
Annual Fee
$35 - $99*
Regular APR
24.9%
Credit Recommended
Poor/Bad
Apply Now On the Milestone Gold Mastercard® secure website

Highlights

  • Prequalify for a card today and it will not impact your credit score
  • Less than perfect credit is okay
  • Mobile account access at any time
  • Protection from fraud if your card is stolen
  • Account history is reported to the three major credit bureaus in the U.S
See additional details for Milestone® Mastercard® - Less Than Perfect Credit Considered

*Dependent on credit worthiness

OpenSky® Secured Visa® Credit Card

Credit Recommended:
Poor
Apply Now
OpenSky® Secured Visa® Credit Card
Apply Now on Capital Bank N.A. secure website.
Credit Recommended:
Poor
Regular APR
21.89% (variable)
Annual Fee
$35
Credit Line
$200-$3000 at time of application
Apply Now on Capital Bank N.A. secure website.
Credit Recommended
Poor
Cash Advance APR
21.89% (variable)
Late Payment Fee
Up to $38

Highlights

  • No credit check to apply and find out instantly if you are approved
  • OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
  • Get considered for a credit line increase after 6 months, with no additional deposit required
  • You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
  • Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
  • View your FICO® Score through your OpenSky account, an easy way to stay on top of your credit
  • Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
  • Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
  • Easy application, apply in less than 5 minutes right from your mobile device
  • Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
  • *View the cardholder agreement
See additional details for OpenSky® Secured Visa® Credit Card

Indigo® Mastercard®

Credit Recommended:
Fair/Good
Apply Now
Indigo® Mastercard®
Apply Now On the Indigo® Mastercard® secure website
Credit Recommended:
Fair/Good
Annual Fee
$0 - $99
Regular APR
24.9%
Credit Recommended
Fair/Good
Apply Now On the Indigo® Mastercard® secure website

Highlights

  • Easy pre-qualification process with fast response
  • Don't have perfect credit? No problem!
  • 24/7 access to your account, even on mobile!
  • No security deposit
  • Account history is reported to the three major credit bureaus in the U.S.
See additional details for Indigo® Mastercard®

Milestone Mastercard®

Credit Recommended:
Fair/Good
Apply Now
Milestone Mastercard®
Apply Now On the Milestone Gold Mastercard® secure website
Credit Recommended:
Fair/Good
Annual Fee
$35 - $99*
Regular APR
24.9%
Credit Recommended
Fair/Good
Apply Now On the Milestone Gold Mastercard® secure website

Highlights

  • Prequalify for a card today and it will not impact your credit score
  • Less than perfect credit is okay
  • Access your account online or from your mobile device 24/7
  • Account history is reported to the three major credit bureaus in the U.S.
See additional details for Milestone Mastercard®

*Dependent on credit worthiness

Indigo® Mastercard® Credit Card

Credit Recommended:
Fair/Good
Apply Now
Indigo® Mastercard® Credit Card
Apply Now On the Indigo® Mastercard® secure website
Credit Recommended:
Fair/Good
Annual Fee
$0 - $99
Regular APR
24.9%
Credit Recommended
Fair/Good
Apply Now On the Indigo® Mastercard® secure website

Highlights

  • Easy pre-qualification process with fast response
  • Less than perfect credit is okay
  • Online servicing available 24/7 at no additional cost
  • Unsecured credit card, no security deposit required
  • Account history is reported to the three major credit bureaus in the U.S.
See additional details for Indigo® Mastercard® Credit Card

Petal® 2 "Cash Back, No Fees" Visa® Credit Card

Credit Recommended:
Excellent/Good/Limited/No Credit
Apply Now
Petal® 2
Apply Now on WebBank secure website.
Credit Recommended:
Excellent/Good/Limited/No Credit
Annual Fee
$0
Credit Limit
$300 - $10,000
Rewards Rate
1% cash back on eligible purchases
Apply Now on WebBank secure website.
Regular APR
17.49 - 31.49% Variable
Credit Recommended
Excellent/Good/Limited/No Credit
Checking Account Required
Yes

Highlights

  • No fees whatsoever. No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee, fee.
  • Variable APRs range from 17.49% - 31.49%
  • Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments.
  • 1% cash back on eligible purchases right away
  • 2% - 10% cash back at select merchants
  • $300 - $10,000 credit limits
  • No credit score? No problem. If eligible, we'll create your Cash Score instead.
  • See if you're pre-approved within minutes without impacting your credit score.
  • Build credit alongside hundreds of thousands of Petal card members.
  • Petal reports to all 3 major credit bureaus.
  • No deposits required
  • Card issued by WebBank
See additional details for Petal® 2 "Cash Back, No Fees" Visa® Credit Card

Milestone® Mastercard® - Unsecured For Less Than Perfect Credit

Credit Recommended:
Poor/Bad
Apply Now
Milestone® Mastercard® - Unsecured For Less Than Perfect Credit
Apply Now On the Milestone Gold Mastercard® secure website
Credit Recommended:
Poor/Bad
Annual Fee
$35 - $99*
Regular APR
24.9%
Credit Recommended
Poor/Bad
Apply Now On the Milestone Gold Mastercard® secure website

Highlights

  • Easy pre-qualification process which does not affect your credit score
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Protection from fraud, if your card happens to be lost or stolen
  • Reports to all three major credit bureaus
See additional details for Milestone® Mastercard® - Unsecured For Less Than Perfect Credit

*Dependent on credit worthiness

Petal® 1 "No Annual Fee" Visa® Credit Card

Credit Recommended:
Fair/Bad/Limited/No Credit
Apply Now
Petal® 1
Apply Now on WebBank secure website.
Credit Recommended:
Fair/Bad/Limited/No Credit
Annual Fee
$0
Regular APR
24.49 - 33.99% Variable
Credit Recommended
Fair/Bad/Limited/No Credit
Apply Now on WebBank secure website.
Credit Limit
$300 - $5,000
Late Payment Fee
Late fees up to $29 for first late payment, $40 for second late payment.
Checking Account Required
Yes

Highlights

  • $0 Annual Fee
  • Variable APRs range from 24.49% - 33.99%
  • $300 - $5,000 credit limits
  • Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
  • No credit score? No problem. If eligible, we'll create your Cash Score instead.
  • 2% - 10% cash back at select merchants
  • See if you're pre-approved within minutes without impacting your credit score.
  • No annual or foreign transaction fees.
  • Build credit alongside hundreds of thousands of Petal card members.
  • Petal's mobile app makes it easy to manage your money, track your spending, and automate payments.
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank
See additional details for Petal® 1 "No Annual Fee" Visa® Credit Card

Destiny Mastercard®

Credit Recommended:
Poor to Good
Apply Now
Destiny Mastercard®
Apply Now on Destiny Mastercard® secure website.
Credit Recommended:
Poor to Good
Regular APR
See terms
Annual Fee
See terms
Credit Recommended
Poor to Good
Apply Now on Destiny Mastercard® secure website.
Brand Name
Mastercard
Credit Limit
$700
Cash Advance Fee
See terms

Highlights

  • All the benefits of a Mastercard, without a security deposit
  • 24/7 access to your account, even on mobile!
  • Reports to all three major credit bureaus
  • Less than perfect credit is okay, even with a prior bankruptcy!

Self - Credit Builder Account + Secured Visa® Credit Card

Credit Recommended:
None/Poor
Get Started
Self - Credit Builder Account + Secured Visa® Credit Card
Get Started on Self's secure website.
Credit Recommended:
None/Poor
Primary Benefit
Build credit and savings at the same time.
Credit Check
No Credit Required
Products Offered
Credit Builder Account and Self Credit Card
Get Started on Self's secure website.
Credit Recommended
None/Poor
Loan Amount
See website for details*

Highlights

  • Make at least 3 monthly payments on time, have $100 or more in savings progress in your Credit Builder Account, and be in good standing. Then, you’ll be eligible for the Self Visa Credit Card*, without a hard credit check.
  • Build credit and savings at the same time.
  • Start with a Credit Builder Account* that reports monthly payments to all 3 major credit bureaus.
  • At the end of your plan, unlock the savings you built — minus interest and fees.
  • The Self Visa® Credit Card* is accepted at millions of locations in the U.S.
    *All Credit Builder Accounts made by Lead Bank, Member FDIC, Equal Housing Lender, Sunrise Banks, N.A. Member FDIC, Equal Housing Lender or SouthState Bank, N.A. Member FDIC, Equal Housing Lender. Subject to ID Verification. Individual borrowers must be a U.S. citizen or permanent resident and at least 18 years old. Valid bank account and Social Security Number are required. All loans are subject to consumer report review and approval. All Certificates of Deposit (CD) are deposited in Lead Bank, Member FDIC, Sunrise Banks, N.A., Member FDIC or SouthState Bank, N.A., Member FDIC. The Self Visa® Credit Card is issued by Lead Bank, Member FDIC, Equal Housing Lender or SouthState Bank, N.A., Member FDIC, Equal Housing Lender. Individual results will vary. Visit self.inc for more details.
See additional details for Self - Credit Builder Account + Secured Visa® Credit Card

*See online credit card application for details on the terms and conditions.

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CreditSoup is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which CreditSoup receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditSoup does not include all companies or all offers available in the marketplace. CreditSoup may use other proprietary factors to impact offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

CreditSoup.com may be compensated by companies mentioned on our site when a consumer’s application is accepted or approved by the company.

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