Prepaid and Debit Cards

Advertiser Disclosure
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Prepaid cards and debit cards are perfect for consumers that are wanting to avoid traditional credit card debt or those who may not qualify for a credit card. Compare the offers below to find which card would be best for you.

PayPal Prepaid Mastercard®

Credit Recommended:
Not applicable
Get My Card
PayPal Prepaid Mastercard®
Get My Card on the The Bancorp Bank secure website.
Credit Recommended:
Not applicable
Brand Name
Mastercard
Credit Recommended
Not applicable
Credit Check
Not applicable
Get My Card on the The Bancorp Bank secure website.
Late Payment Fee
Not applicable

Highlights

  • Move money from your PayPal account to fund your prepaid card account.
  • Earn cash back and personalized offers, just for using your card.
  • With Direct Deposit, you can get paid faster than a paper check.
  • Card issued by The Bancorp Bank, Member FDIC. Card may be used everywhere Debit Mastercard is accepted.
  • Click PayPal Prepaid Mastercard® for additional features & program details, and to request a Card.
See additional details for PayPal Prepaid Mastercard®

Walmart MoneyCard®

Credit Recommended:
N/A
Apply Now
Walmart MoneyCard®
Apply Now on the issuer’s secure website.
Credit Recommended:
N/A
Activation Fee
$0
Monthly Fee
$0 with eligible direct deposit
Direct Deposit Fee
$0
Apply Now on the issuer’s secure website.
ATM Fee
$2.50
Credit Recommended
N/A

Highlights

  • Waive your monthly fee when you direct deposit $500+ in previous monthly period. Otherwise, $5.94 a month.*
  • Earn 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, & 1% cash back at Walmart stores, up to $75 each year.*
  • Earn 2% interest rate on up to $1,000 balance in your savings account. Plus, get chances to win cash prizes each month!*
  • Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*
    *Please see site for full terms and conditions.
See additional details for Walmart MoneyCard®

GO2bank

Credit Recommended:
All Credit Types Considered
Apply Now
GO2bank
Apply Now on the issuer’s secure website.
Credit Recommended:
All Credit Types Considered
Overdraft Protection
up to $200 with opt-in and eligible direct deposits
Monthly Fee
No monthly fees with eligible direct deposit, otherwise $5 per month
Activation Fee
$0
Apply Now on the issuer’s secure website.
Direct Deposit Fee
$0
ATM Fee
$0 In-network withdrawal & balance inquiry, $3 Out-of-network withdrawal, $0.50 Out-of-network balance inquiry.
Credit Recommended
All Credit Types Considered

Highlights

  • Overdraft protection up to $200 with opt-in and eligible direct deposit*
  • No monthly fees with eligible direct deposit, otherwise $5 per month
  • Earn up to 7% cash back when you buy eGift Cards in the app
  • Get your pay up to 2 days early - Get your government benefits up to 4 days early.*
  • High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*
See additional details for GO2bank

*Terms and conditions apply. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Overdraft fees may apply. Click Apply Now to learn more.

Advertiser Disclosure

More about Prepaid Cards…

Prepaid cards have typically been an invaluable asset for those who haven't yet established a credit history. They have also been one of the primary means of re-establishing credit after a bankruptcy or other financial difficulties that resulted in a poor credit rating. In both cases, they provide the company with a way to cut their risks while offering an option for customers with sub-prime credit ratings.

While every card has its own terms and conditions, prepaid cards require you to deposit funds with the company. They then issue you a card with a limit equal to the amount on deposit. Prepaid cards are very similar to debit cards except they don’t require a checking account.

*See online credit card application for details on the terms and conditions.

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Issuers

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Advertiser Disclosure

CreditSoup is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which CreditSoup receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditSoup does not include all companies or all offers available in the marketplace. CreditSoup may use other proprietary factors to impact offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

CreditSoup.com may be compensated by companies mentioned on our site when a consumer’s application is accepted or approved by the company.

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