Home Loans

Several types of credit options are available that use your home as security. Just two of these options include a home mortgage and a home equity loan, which is sometimes referred to as a home improvement loan. Both of these loan types offer the great advantage of security which makes it easier to fund your home purchase, upkeep or improvements.

FHA Rate Guide

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Regular APR
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All 50 States
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Credit Recommended
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  • Low Refi Rates Available
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More about Home Loans…

A home loan, or mortgage loan, is a loan that is secured by using the home being purchased as collateral. This process is done through a mortgage note that the consumer pays back with interest over a predefined number of years. Mortgage notes are typically 15 to 30 years in length.

Another variation of a home loan is a home equity loan or home improvement loan. A home equity loan allows the consumer to utilize the equity they have built up in their current home as collateral for a new loan. The money that is provided by the home equity loan can be used for a variety of things such as home improvements, debt consolidation, or paying college tuition, just to list a few.

Low interest rates and flexibility are common, especially with home equity loans which can be a great option for a homeowner looking for some extra cash. Looking to purchase a home or do some home improvements? View the different offers below and see which might fit for you, your needs, and your home best.

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