Mastercard®

Milestone® Mastercard®

Credit Recommended:
Fair/Good
Apply Now On the Milestone Gold Mastercard® secure website
Credit Recommended:
Fair/Good
Annual Fee
$35 - $99*
Regular APR
24.9%
Credit Recommended
Fair/Good
Apply Now On the Milestone Gold Mastercard® secure website

Highlights

  • Prequalify for a card today and it will not impact your credit score
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Reports to all three major credit bureaus
See additional details for Milestone® Mastercard®

*Dependent on credit worthiness


PREMIER Bankcard® Mastercard® Credit Card

Credit Recommended:
Fair/Poor
Apply Now on PREMIER Bankcard® secure website.
Credit Recommended:
Fair/Poor
Checking Account Required
Yes
Reports to Consumer Reporting Agencies
Yes
Card Brand
Mastercard®
Apply Now on PREMIER Bankcard® secure website.
Credit Recommended
Fair/Poor

Highlights

  • Don’t let a low FICO score stop you from applying – we approve applications others may not.
  • You don’t need good credit to apply.
  • Just complete the short application and find out in 60 seconds if you’re approved.
  • When you need assistance our award-winning US-based Customer Service agents are there to help.
  • FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
See additional details for PREMIER Bankcard® Mastercard® Credit Card

Apply Now on issuer’s secure website.
Regular APR
15.99% to 26.99% Variable
Cash Advance APR
28.99% Variable
Penalty APR
32.99% Variable
Apply Now on issuer’s secure website.
Cash Advance Fee
$10 or 3% whichever is greater.
Annual Fee
N/A
Late Payment Fee
up to $20

Highlights

  • Earn 10% back in crypto on your gas and EV charging for a year (terms may apply)
  • Earn crypto rewards on every purchase with the new Gemini Credit Card™
  • Earn rewards in 60+ cryptos on every purchase with the new Gemini Credit Card™
  • Watch the crypto you earn land in your Gemini account the instant you swipe, not a month later
  • Get up to 3% crypto back* on every purchase with the new Gemini Credit Card™
  • A Gemini Mastercard®. Issued by WebBank.
    *Terms Apply.
See additional details for The Gemini Credit Card™

Fortiva® Mastercard® Credit Card

Credit Recommended:
Fair
Apply Now on Fortiva's secure website.
Credit Recommended:
Fair
Rewards Rate 1
Up to a 3% Cash Back Reward
Regular APR
29.99% OR 36% (V)
Credit Recommended
Fair
Apply Now on Fortiva's secure website.
Annual Fee
As low as $85
Card Brand
Mastercard®
Foreign Trans Fee
3% of each transaction amount in U.S. dollars

Highlights

  • With the Fortiva® Mastercard® Credit Card, you earn up to a 3% cash back reward
  • Make contactless payments through Mobile Wallet
  • Periodic Credit Increase Reviews
  • Free access to your Vantage 3.0 score from Equifax†
See additional details for Fortiva® Mastercard® Credit Card

† Your credit score will be available in your online account 60 days after your account is opened. (Registration required) The free VantageScore 3.0 credit score provided by Equifax is for educational purposes only and may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.


Apply Now on Capital One® secure website.
Credit Recommended:
Good
Rewards Rate 1
1.5% Cash Back on every purchase, every day
Balance Transfer Fee
$0 at this Transfer APR
Fraud Coverage
You're covered by $0 Fraud Liability if your card is ever lost or stolen
Apply Now on Capital One® secure website.
Regular APR
29.74% (Variable)
Annual Fee
$0
Credit Recommended
Good

Highlights

  • Earn unlimited 1.5% cash back on every purchase, every day
  • $0 annual fee and no foreign transaction fees
  • Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • No rotating categories or sign-ups needed to earn cash rewards
  • Cash back won't expire for the life of the account and there's no limit to how much you can earn
  • $0 Fraud Liability if your card is ever lost or stolen

My GM Rewards Card™

Credit Recommended:
Good, Excellent (660-850)
Apply Now on issuer’s secure website.
Credit Recommended:
Good, Excellent (660-850)
Intro (Purchases)
0% for 12 Months
Annual Fee
None
Regular APR
19.24% to 29.24% variable purchase APR based on creditworthiness. Rates as of 1/1/2023
Apply Now on issuer’s secure website.
Balance Transfer
19.24% to 29.24% variable purchase APR based on creditworthiness. Rates as of 1/1/2023
Cash Advance APR
29.99%
Credit Recommended
Good, Excellent (660-850)

Highlights

  • The only U.S. co-branded card that offers unlimited 4x points on all purchases and no annual fee.*
  • Get 15,000 bonus points after you spend $1,000 in your first three months.*
  • Earn unlimited 7x total points with GM.*
  • Redeem towards a new GM vehicle purchase or lease with no limit. For example, spending $12K per year on everyday purchases will earn you 48,000 pts/$480 toward future redemption with GM
  • 0% intro APR on purchases for the first 12 months, then a variable APR of 19.24% to 29.24%.*
  • No annual fee, no foreign transaction fees, or cash advance fees. Late fees may apply.*
  • See if you're approved with no impact to your Credit Score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score.
  • Terms & Limitations Apply. Click here to see *Rates and Terms and Benefit Terms. Subject to credit approval.
See additional details for My GM Rewards Card™

Aspire® Cash Back Reward Card

Credit Recommended:
Fair
Apply Now on the Aspire secure website.
Credit Recommended:
Fair
Rewards Rate 1
Up to a 3% Cash Back Reward
Regular APR
29.99% OR 36% (V)
Credit Recommended
Fair
Apply Now on the Aspire secure website.
Annual Fee
As low as $85
Credit Line
Up to $1,000 credit limit subject to credit approval
Card Brand
Mastercard®

Highlights

  • With the Aspire® Mastercard® Credit Card, you earn a 3% cash back reward on Gas, Groceries and Utility Payments
  • Earn a 1% cash back reward on all other purchases
  • Up to $1,000 credit limit subject to credit approval
  • Pre-qualify without affecting your credit score
  • No deposits or program fee
  • Free access to your Vantage 3.0 score from Equifax†
See additional details for Aspire® Cash Back Reward Card

† Your credit score will be available in your online account 60 days after your account is opened. (Registration required) The free VantageScore 3.0 credit score provided by Equifax is for educational purposes only and may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.


Apply Now on Capital One® secure website.
Credit Recommended:
Good
Rewards Rate 1
3% Cash Back on dining and entertainment
Fraud Coverage
You're covered by $0 Fraud Liability if your card is ever lost or stolen
Balance Transfer Fee
$0 at this Transfer APR
Apply Now on Capital One® secure website.
Regular APR
29.74% (Variable)
Credit Recommended
Good
Annual Fee
$0

Highlights

  • Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases
  • Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
  • Earn 8% cash back on Capital One Entertainment purchases
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • No rotating categories or sign-ups needed to earn cash rewards
  • Cash back won't expire for the life of the account and there's no limit to how much you can earn
  • No foreign transaction fee
  • No annual fee
  • You're covered by $0 Fraud Liability if your card is ever lost or stolen

Capital One Platinum Credit Card

Credit Recommended:
Average, Fair, Limited
Apply Now on Capital One® secure website.
Credit Recommended:
Average, Fair, Limited
Balance Transfer Fee
$0 at this Transfer APR
Fraud Coverage
You're covered by $0 Fraud Liability if your card is ever lost or stolen
Credit Recommended
Average, Fair, Limited
Apply Now on Capital One® secure website.
Annual Fee
$0
Foreign Trans Fee
None
Regular APR
29.74% (Variable)

Highlights

  • No annual or hidden fees. See if you're approved in seconds
  • Be automatically considered for a higher credit line in as little as 6 months
  • Help build your credit through responsible use of a card like this
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One's mobile app
  • Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
See additional details for Capital One Platinum Credit Card

Extra Card

Credit Recommended:
All Credit Types Considered
Apply Now on issuer’s secure website.
Credit Recommended:
All Credit Types Considered
Minimum Deposit
$0
Rewards Rate 1
Earn up to 1% in points**
Activation Fee
$0
Apply Now on issuer’s secure website.
Annual Fee
See Terms
Brand Name
Mastercard
Checking Account Required
Yes

Highlights

  • Extra is the first debit card that helps you build your credit and earns reward points.*
  • Earn up to 1% back** in redeemable reward points with every purchase and spend your points on everything from Apple Airpods to Beauty products in the legendary Extra Rewards store.
  • Extra is compatible with over 10,000+ banks* across the United States—keep your money where you want, while spending smarter with Extra.
  • No Credit Checks.
  • No Deposit Required.
  • No interest charges or surprises.
    *Please refer to Extra Card’s Terms of Service and Cardholder Agreement for additional details.
    **With Extra’s Credit Building + Rewards Plan
See additional details for Extra Card

Extra is a technology company. The Extra Debit Card is issued by Evolve Bank & Trust, Member FDIC, pursuant to a license from Mastercard USA. Extra reports on time and late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your other financial transactions. Extra reports to Experian® and Equifax®. Please refer to extra.app/policies for additional details.


Destiny Mastercard®

Credit Recommended:
Poor to Good
Apply Now On the Destiny Mastercard® secure website
Credit Recommended:
Poor to Good
Regular APR
24.9%
Annual Fee
$59-$99
Credit Recommended
Poor to Good
Apply Now On the Destiny Mastercard® secure website

Highlights

  • All the benefits of a Mastercard, without a security deposit
  • Keeping your account in good standing may help establish and/or improve your credit history
  • Less than perfect credit is okay, even with a prior bankruptcy!
  • Prequalify for a card today and it will not impact your credit score
  • Reports to all three major credit bureaus
See additional details for Destiny Mastercard®

Apply Now on Capital One® secure website.
Credit Recommended:
Good
Rewards Rate 1
1.25 Miles per dollar on every purchase, every day
Balance Transfer Fee
$0 at this Transfer APR
Annual Fee
$0
Apply Now on Capital One® secure website.
Regular APR
29.74% (Variable)
Credit Recommended
Good
Fraud Coverage
You're covered by $0 Fraud Liability if your card is ever lost or stolen

Highlights

  • $0 annual fee and no foreign transaction fees
  • Earn 1.25X miles on every purchase, every day
  • Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs

PREMIER Bankcard® Mastercard® Credit Card

Credit Recommended:
Fair/Poor
Apply Now on PREMIER Bankcard® secure website.
Credit Recommended:
Fair/Poor
Checking Account Required
Yes
Reports to Consumer Reporting Agencies
Yes
Card Brand
Mastercard®
Apply Now on PREMIER Bankcard® secure website.
Credit Recommended
Fair/Poor

Highlights

  • Everyone deserves a chance to build* credit: apply today!
  • PREMIER Bankcard credit cards are for building credit.
  • Start building credit by keeping your balance low and paying all your bills on time each month.
  • We'll provide you a manageable credit limit and manageable payments meant to help you stick to your budget.
  • FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
  • *Build credit by keeping your balance low and paying all your bills on time every month.
See additional details for PREMIER Bankcard® Mastercard® Credit Card

First Latitude Platinum Mastercard® Secured Credit Card

Credit Recommended:
Poor/Limited/No Credit
Apply Now on issuer’s secure website.
Credit Recommended:
Poor/Limited/No Credit
Regular APR
23.49% (V)
Annual Fee
$25 for the first year, after that $35 annually
Cash Advance APR
28.49% (V)
Apply Now on issuer’s secure website.
Credit Line
See website for Details*
Credit Recommended
Poor/Limited/No Credit

Highlights

  • Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.
  • Building credit starts immediately when you open your account - just pay your bill on time to establish your credit.*
  • Reports to all 3 major credit bureaus
  • First Latitude is accepted wherever Mastercard® is accepted, online and worldwide!
  • Pay 6-months-on-time and apply to get a second credit card in your wallet!
    *Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Capital One SavorOne Student Cash Rewards Credit Card

Credit Recommended:
Average, Fair, Limited
Apply Now on issuer’s secure website.
Credit Recommended:
Average, Fair, Limited
Rewards Rate 1
3% Cash Back on dining and entertainment
Annual Fee
$0
Fraud Coverage
You're covered by $0 Fraud Liability if your card is ever lost or stolen
Apply Now on issuer’s secure website.
Purchase Grace Period
25 days
Regular APR
19.24% - 29.24% (Variable)
Credit Recommended
Average, Fair, Limited

Highlights

  • Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), with 1% on all other purchases
  • Early Spend Bonus: Earn $50 when you spend $100 in the first three months
  • Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Enjoy no annual fee, foreign transaction fees, or hidden fees
  • Lock your card in the Capital One Mobile app if it's misplaced, lost or stolen
  • Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card
  • Earn 8% cash back on entertainment purchases when you book through the Capital One Entertainment portal
  • Build your credit with responsible card use
  • Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you

Capital One QuicksilverOne Cash Rewards Credit Card

Credit Recommended:
Average, Fair, Limited
Apply Now on Capital One® secure website.
Credit Recommended:
Average, Fair, Limited
Credit Recommended
Average, Fair, Limited
Balance Transfer Fee
$0 at this Transfer APR
Fraud Coverage
You're covered by $0 Fraud Liability if your card is ever lost or stolen
Apply Now on Capital One® secure website.
Foreign Trans Fee
None
Regular APR
29.74% (Variable)
Annual Fee
$39

Highlights

  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple
  • Be automatically considered for a higher credit line in as little as 6 months
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Help strengthen your credit for the future with responsible card use
  • Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set

Capital One Quicksilver Student Cash Rewards Credit Card

Credit Recommended:
Average, Fair, Limited
Apply Now on Capital One® secure website.
Credit Recommended:
Average, Fair, Limited
Fraud Coverage
You're covered by $0 Fraud Liability if your card is ever lost or stolen
Annual Fee
$0
Purchase Grace Period
25 days
Apply Now on Capital One® secure website.
Balance Transfer Fee
$0 at this Transfer APR
Regular APR
19.24% - 29.24% (Variable)
Credit Recommended
Average, Fair, Limited

Highlights

  • Earn unlimited 1.5% cash back on every purchase, every day
  • Early Spend Bonus: Earn $50 when you spend $100 in the first three months
  • Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Enjoy no annual fee, foreign transaction fees, or hidden fees
  • Lock your card in the Capital One Mobile app if it's misplaced, lost or stolen
  • Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card
  • Build your credit with responsible card use
  • Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you

Merrick Bank Double Your Line® Secured Credit Card

Credit Recommended:
See website for Details
Apply Now on Merrick Bank secure website.
Credit Recommended:
See website for Details
Credit Line
$200, which doubles to $400 if you qualify
Regular APR
21.70% Variable
Cash Advance APR
26.70% Variable
Apply Now on Merrick Bank secure website.
Annual Fee
$36 the first year. Billed $3 per month thereafter
Minimum Deposit
$200
Late Payment Fee
Up to $40

Highlights

  • Put down $200, which becomes your credit line. Then, if you qualify, double your credit line to $400 without making another deposit.
  • Double your $200 credit line by making at least your minimum payment on time each month for the first 7 months your account is open
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
  • Get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.

*See online credit card application for details on the terms and conditions.


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Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

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