Credit Cards for Good Credit

Credit cards within this credit category typically offer lower APRs, lower fees, and a wide variety of rewards programs. Not sure what your credit score is? Sign up for a Free CreditSoup account today and get access to your free credit score and top matched credit card options specifically for you. Checking your score has no impact to your credit.

Citi Custom Cash℠ Card

Credit Recommended:
Excellent, Good
Apply Now on issuer’s secure website.
Credit Recommended:
Excellent, Good
Intro (Purchases)
0% 15 months Purchases and Balance Transfers
Intro (Transfers)
0% 15 months Purchases and Balance Transfers
Regular APR
13.99% – 23.99% (Variable)
Apply Now on issuer’s secure website.
Annual Fee
$0
Credit Recommended
Excellent, Good
Cash Advance APR
25.24% (Variable)

Highlights

  • Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.99% - 23.99%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee
  • Citi will only issue one Citi Custom Cash℠ Card account per person.

Chase Freedom Flex℠

Credit Recommended:
Good/Excellent
Apply Now on issuer’s secure website.
Credit Recommended:
Good/Excellent
Intro (Purchases)
0% Intro APR on Purchases 15 months
Rewards Rate 1
5% cash back offer
Intro Rewards Bonus
$200 bonus
Apply Now on issuer’s secure website.
Annual Fee
$0
Intro (Transfers)
N/A
Regular APR
14.99% - 23.74% Variable

Highlights

  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1% on all other purchases.
  • No annual fee.
  • 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
  • No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
See additional details for Chase Freedom Flex℠

Citi® Double Cash Card

Credit Recommended:
Excellent, Good
Apply Now on issuer’s secure website.
Credit Recommended:
Excellent, Good
Intro (Transfers)
0% Intro APR Period 18 months on Balance Transfers
Rewards Rate 1
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Credit Recommended
Excellent, Good
Apply Now on issuer’s secure website.
Regular APR
13.99% – 23.99% (Variable)
Cash Advance APR
25.24% (Variable)
Return Check Fee
Up to $40

Highlights

  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
  • Balance Transfers do not earn cash back.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
See additional details for Citi® Double Cash Card

Indigo® Platinum Mastercard® Credit Card

Credit Recommended:
Fair/Good
Apply Now On the Indigo® Mastercard® secure website
Credit Recommended:
Fair/Good
Annual Fee
$0 - $99
Regular APR
24.9%
Credit Recommended
Fair/Good
Apply Now On the Indigo® Mastercard® secure website

Highlights

  • Easy pre-qualification process with fast response
  • Less than perfect credit is okay
  • Online servicing available 24/7 at no additional cost
  • Unsecured credit card, no security deposit required
  • Account history is reported to the three major credit bureaus in the U.S.
See additional details for Indigo® Platinum Mastercard® Credit Card

Upgrade Triple Cash Rewards Visa®

Credit Recommended:
(620+) Excellent, Good, Fair, Average
Apply Now on Sutton Bank, Member FDIC secure website.
Credit Recommended:
(620+) Excellent, Good, Fair, Average
Regular APR
8.99% -29.99%
Annual Fee
$0
Credit Recommended
(620+) Excellent, Good, Fair, Average
Apply Now on Sutton Bank, Member FDIC secure website.
Return Check Fee
$0
Foreign Trans Fee
$0
Balance Transfer Fee
$0

Highlights

  • Unlimited cash back on payments - 3% on Home, Auto and Health categories and 1% on everything else
  • $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
  • Combine the flexibility of a card with the low cost and predictability of a loan
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Access to a virtual card while you wait for your card to arrive in the mail
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability
Rates & Fees

Citi® Diamond Preferred® Card

Credit Recommended:
Excellent, Good
Apply Now on issuer’s secure website.
Credit Recommended:
Excellent, Good
Intro (Purchases)
0% 18 months on Purchases and Balance Transfers
Intro (Transfers)
0% 18 months on Purchases and Balance Transfers
Annual Fee
$0
Apply Now on issuer’s secure website.
Regular APR
14.74% - 24.74% (Variable)
Cash Advance APR
25.24% (Variable)
Penalty APR
Up to 29.99% (Variable)

Highlights

  • 0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® Score online.
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
  • Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
  • The standard variable APR for Citi Flex Plan is 14.74% - 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
See additional details for Citi® Diamond Preferred® Card

Jasper Cash Back Mastercard®

Credit Recommended:
Excellent, Good, Limited
Apply Now on Jasper secure website. See if you may qualify
Credit Recommended:
Excellent, Good, Limited
Annual Fee
$0
Credit Line
Up to $5,000
Regular APR
15.49%-24.99% (Variable)
Apply Now on Jasper secure website. See if you may qualify
Cash Advance APR
24.99%-29.99% (Variable)
Late Payment Fee
Up to $27.00
Return Check Fee
Up to $27.00

Highlights

  • Up to 6% cash back by referring friends!
  • Start with 1% and get an extra 0.5% for a full year for every friend you bring on board.
  • Cash back not limited to certain categories, earn on almost all everyday purchases.
  • Receive cash back automatically every month as a statement credit after three on time payments.
  • Earn cash back as long as your account is in good standing.
  • Your cash back maximum varies based on your credit limit.
  • See Jasper's terms and fees.
  • Issued by WebBank, Member FDIC
See additional details for Jasper Cash Back Mastercard®
Rates & Fees

Chase Freedom Unlimited®

Credit Recommended (660-850):
Good/Excellent
Apply Now
Chase Freedom Unlimited®
Editor’s Rating: 4.7
4.7
Apply Now on Chase secure website.
Credit Recommended (660-850):
Good/Excellent
Intro (Purchases)
0% Intro APR on Purchases 15 months
Intro Rewards Bonus
$200 bonus
Annual Fee
$0
Apply Now on Chase secure website.
Intro (Transfers)
N/A
Regular APR
14.99% - 23.74% Variable
Credit Recommended
Good/Excellent

Highlights

  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn unlimited 1.5% cash back on all other purchases.
  • Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1.5% on all other purchases.
  • No annual fee.
  • 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
  • No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
See additional details for Chase Freedom Unlimited®

Upgrade Visa® Card with Cash Rewards

Credit Recommended:
Excellent, Good, Fair, Average
Apply Now on Sutton Bank, Member FDIC secure website.
Credit Recommended:
Excellent, Good, Fair, Average
Credit Line
$500 - $50,000
Regular APR
8.99%-29.99%
Annual Fee
$0
Apply Now on Sutton Bank, Member FDIC secure website.
Credit Recommended
Excellent, Good, Fair, Average
Return Check Fee
$0
Foreign Trans Fee
$0

Highlights

  • Earn 1.5% unlimited cash back on card purchases every time you make a payment
  • Combine the flexibility of a card with the low cost and predictability of a loan
  • $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Access to a virtual card while you wait for your card to arrive in the mail
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability
See additional details for Upgrade Visa® Card with Cash Rewards
Rates & Fees

Citi Rewards+® Card

Credit Recommended:
Excellent, Good
Apply Now on issuer’s secure website.
Credit Recommended:
Excellent, Good
Intro (Purchases)
0% Intro APR Period 15 months on Purchases and Balance Transfers
Intro (Transfers)
0% Intro APR Period 15 months on Purchases and Balance Transfers
Annual Fee
$0
Apply Now on issuer’s secure website.
Regular APR
13.49% - 23.49% (Variable)
Rewards Rate 1
Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
Credit Recommended
Excellent, Good

Highlights

  • The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
  • Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
  • 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
  • The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
See additional details for Citi Rewards+® Card

Petal® 2 "Cash Back, No Fees" Visa® Credit Card

Credit Recommended:
Excellent/Good/Limited/No Credit
Apply Now on WebBank secure website.
Credit Recommended:
Excellent/Good/Limited/No Credit
Annual Fee
$0
Credit Limit
$500 - $10,000
Regular APR
12.99% to 26.99% Variable
Apply Now on WebBank secure website.
Balance Transfer Fee
N/A
Product Type
Consumer
Credit Recommended
Excellent/Good/Limited/No Credit

Highlights

  • No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee.
  • Up to 1.5% cash back after making 12 on-time monthly payments
  • 1% cash back on eligible purchases right away
  • 2% - 10% cash back from select merchants
  • $500 - $10,000 credit limits
  • Variable APRs 12.99% - 26.99%
  • Build credit alongside tens of thousands of Petal Card members
  • Cash flow technology may help applicants without credit history get approved
  • Petal's technology may analyze your bank account info (using read-only access) to provide a better look at your full financial picture
  • Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
  • See if you're pre-approved within minutes without impacting your credit score
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank, Member FDIC

Aspire® Cash Back Reward Card

Credit Recommended:
Fair
Apply Now on the Aspire secure website.
Credit Recommended:
Fair
Rewards Rate 1
Up to 3% Cashback Reward
Regular APR
29.99% Variable
Credit Recommended
Fair
Apply Now on the Aspire secure website.

Highlights

  • With the Aspire® Mastercard® Credit Card, you earn 3% cash back reward on Gas, Groceries and Utility Payments
  • Earn 1% cash back reward on all other purchases
  • Up to $1,000 credit limit subject to credit approval
  • Pre-qualify without impacting your credit score
  • No deposits or program fee
  • Free access to your Vantage 3.0 score from Equifax†
See additional details for Aspire® Cash Back Reward Card

† Your credit score will be available in your online account 60 days after your account is opened. (Registration required) The free VantageScore 3.0 credit score provided by Equifax is for educational purposes only and may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.


Citi Premier® Card

Credit Recommended:
Excellent, Good
Apply Now on issuer’s secure website.
Credit Recommended:
Excellent, Good
Foreign Trans Fee
0%
Rewards Rate 1
3X -- Earn 3 Points per $1 spent at Restaurants and Supermarkets 3X -- Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels 1X -- Earn 1 Point on All Other Purchases Annual Hotel Savings Benefit
Regular APR
15.99% - 23.99% (Variable)
Apply Now on issuer’s secure website.
Annual Fee
$95
Credit Recommended
Excellent, Good
Intro (Purchases)
N/A

Highlights

  • Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 60,000 Points are redeemable for $600 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases
See additional details for Citi Premier® Card

Milestone Gold Mastercard®

Credit Recommended:
Fair/Good
Apply Now On the Milestone Gold Mastercard® secure website
Credit Recommended:
Fair/Good
Annual Fee
$35 - $99*
Regular APR
24.9%
Credit Recommended
Fair/Good
Apply Now On the Milestone Gold Mastercard® secure website

Highlights

  • Instant pre-qualification is available for those who qualify
  • Less than perfect credit is okay
  • Access your account online or from your mobile device 24/7
  • Choice of card image at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
See additional details for Milestone Gold Mastercard®

*Dependent on credit worthiness


Reflex Mastercard®

Credit Recommended:
Fair/Poor/Bad/Limited
Apply Now on Celtic Bank secure website.
Credit Recommended:
Fair/Poor/Bad/Limited
Regular APR
24.99% - 29.99% (Variable)
Annual Fee
See Terms
Credit Recommended
Fair/Poor/Bad/Limited
Apply Now on Celtic Bank secure website.
Intro Rate
N/A
Intro Period
N/A
Balance Transfer
N/A

Highlights

  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
  • Initial Credit Limit of $300 – $1,000* (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required
See additional details for Reflex Mastercard®

Deserve EDU

Credit Recommended:
Good/Limited
Get Started on Deserve secure website.
Credit Recommended:
Good/Limited
Annual Fee
$0
Credit Recommended
Good/Limited
Regular APR
18.74% Variable
Get Started on Deserve secure website.
Foreign Trans Fee
$0
Late Payment Fee
Up to $25, First Late Fee Waived
Return Check Fee
Up to $37

Highlights

  • Receive one year of Amazon Prime Student on Deserve after spending $500 in the first three billing cycles with your EDU card (Lifetime Value of $59).
  • Earn 1% Cash Back on all purchases with your Deserve EDU Mastercard. Once approved, you'll automatically start earning cash back on all purchases.
  • Feel secure with cell phone protection up to $600.
  • No deposit required. No annual fees.
  • No international transaction fees on purchases abroad so you can travel with confidence.
  • No Social Security Number required for international students to apply.
  • Refer A Friend Program: Refer anyone to Deserve using your personal referral code. Upon approval, card activation and use, you'll receive $30 and so will your referral. Referral bonuses are unlimited!
  • Manage and track your spending, set automatic payments and securely freeze your card all through one easy to use app.
  • See if you prequalify with no impact to your credit score in minutes.
  • Deserve Mastercards are issued by Celtic Bank, Member FDIC.
  • Enjoy Mastercard Platinum Benefits intended to make your life easier like Mastercard ID Theft Prevention™ and Master Rental®.
See additional details for Deserve EDU
Rates & Fees

Southwest Rapid Rewards® Premier Credit Card

Credit Recommended (660-850):
Good/Excellent
Apply Now on Chase secure website.
Credit Recommended (660-850):
Good/Excellent
Regular APR
15.99% - 22.99% Variable
Intro Rewards Bonus
Earn 65,000 points.
Annual Fee
$99
Apply Now on Chase secure website.
Foreign Trans Fee
$0
Credit Recommended
Good/Excellent
Product Type
Consumer Card

Highlights

  • Earn 65,000 points after you spend $2,000 on purchases in the first 3 months.
  • 6,000 bonus points after your Cardmember anniversary each year.
  • Earn 2 points per $1 spent on Southwest® purchases.
  • Earn 1 point per $1 spent on all other purchases.
  • No foreign transaction fees.
  • No blackout dates or seat restrictions.
  • Your points never expire, a benefit of the Rapid Rewards® program.

Credit One Bank® Visa® Cash Back Rewards

Credit Recommended:
Bad/Poor/Fair/Good
Apply Now on Credit One Bank® secure website.
Credit Recommended:
Bad/Poor/Fair/Good
Foreign Trans Fee
3% or $1.00, whichever is greater
Annual Fee
$0 - $99
Regular APR
17.99% to 23.99% Variable
Apply Now on Credit One Bank® secure website.
Credit Recommended
Bad/Poor/Fair/Good
Purchase Grace Period
0 or 24 Days (see terms)

Highlights

  • 1% cash back rewards on all purchases, no annual fee, and a competitive APR are just a few of the benefits qualified applicants will enjoy. Terms apply.
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges
  • Managing your account is easy with the Credit One Bank mobile app
  • Pick a card that fits your style. Multiple card designs are available, a fee may apply
  • Monitor your credit with free online access to your Experian credit score, terms apply
  • Never miss an account update with customizable text and email alerts
  • Do your part to help the environment with the option to go paperless
See additional details for Credit One Bank® Visa® Cash Back Rewards

Southwest Rapid Rewards® Plus Credit Card

Credit Recommended (660-850):
Good/Excellent
Apply Now on Chase secure website.
Credit Recommended (660-850):
Good/Excellent
Regular APR
15.99% - 22.99% Variable
Intro Rewards Bonus
Earn 65,000 points.
Annual Fee
$69
Apply Now on Chase secure website.
Foreign Trans Fee
3% of each transaction in U.S. dollars
Credit Recommended
Good/Excellent
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.

Highlights

  • Earn 65,000 points after you spend $2,000 on purchases in the first 3 months.
  • 3,000 bonus points after your Cardmember anniversary each year.
  • Earn 2 points per $1 spent on Southwest® purchases.
  • Earn 1 point per $1 spent on all other purchases.
  • All points earned count towards Companion Pass.
  • No blackout dates or seat restrictions.
  • Your points never expire, a benefit of the Rapid Rewards® program.
See additional details for Southwest Rapid Rewards® Plus Credit Card

Credit One Bank® NASCAR® Visa® Credit Card

Credit Recommended:
Bad/Poor/Fair/Good
Apply Now on Credit One Bank® secure website.
Credit Recommended:
Bad/Poor/Fair/Good
Annual Fee
$0 - $99
Foreign Trans Fee
3% or $1.00, whichever is greater
Regular APR
17.99% to 23.99% Variable
Apply Now on Credit One Bank® secure website.
Credit Recommended
Bad/Poor/Fair/Good
Purchase Grace Period
0 or 24 Days (see terms)

Highlights

  • See if you Pre-Qualify without harming your credit score
  • Get 1% cash back rewards on eligible purchases and double cash back rewards at the NASCAR Shop, terms apply
  • No need to fret—you’re covered by $0 Fraud Liability
  • Accounts are automatically reviewed for credit line increase opportunities
  • Choose your monthly payment due date for added convenience, terms apply
  • Monitor your credit with free online access to your Experian credit score, terms apply
  • Looking to rebuild credit? We report to the major credit bureaus monthly
  • Never miss an account update with customizable text and email alerts

Southwest Rapid Rewards® Priority Credit Card

Credit Recommended (660-850):
Good/Excellent
Apply Now on Chase secure website.
Credit Recommended (660-850):
Good/Excellent
Regular APR
15.99% - 22.99% Variable
Intro Rewards Bonus
Earn 65,000 points.
Annual Fee
$149
Apply Now on Chase secure website.
Foreign Trans Fee
$0
Credit Recommended
Good/Excellent
Product Type
Consumer Card

Highlights

  • Earn 65,000 points after you spend $2,000 on purchases in the first 3 months.
  • 7,500 bonus points after your Cardmember anniversary each year.
  • $75 Southwest® travel credit each year.
  • 4 Upgraded Boardings per year when available.
  • 20% back on inflight drinks and WiFi.
  • Earn 2 points per $1 spent on Southwest® purchases.
  • Earn 1 point per $1 spent on all other purchases.
  • No foreign transaction fees.
Advertiser Disclosure

Credit Cards For Good Credit

Do you have good credit? If so, that is great news. Credit cards within this credit category typically offer lower APRs, lower fees and a wide variety of rewards programs compared to those designed for lower credit quality. Choosing the best low interest credit cards for good credit is the key to increasing your benefits. Not sure what your score is? Sign up for an account with CreditSoup to get your free credit score.

How to Look at the Best Credit Cards for Good Credit

When you have good credit (660-720 credit score**) you have a world of possibilities, at least as far as credit card offers are concerned. Credit card companies are in fierce competition for the chance to handle credit for responsible consumers. That means you can pick and choose among many excellent offers, selecting the one that is best for you. With so many options to choose from, it can take a lot of time and energy to be sure you're selecting the best offer. That's where CreditSoup can help.

One of the problems with being offered so many attractive options is that they all have different incentives and terms. Take the time to compare:

  • Introductory rates and how long they last
  • Interest rates
  • Annual fees and origination fees, especially for access to certain benefits
  • Balance transfer rates and fees
  • Rewards programs and how you can accrue them
  • Grace periods and late fees

Keep in mind that some cards will have features that you like better than others. One card may give you six months with no interest but charge a hefty annual fee. Then, once the introductory rate expires, the APR may not be attractive relative to other offers. Another card offers a satisfactory fixed rate and no annual cost but carries an annual fee.

How can you tell which is the better offer? The trick is to think about how you plan to use the card, and then pick the one that best matches your expectations. The right choice for people who pay their bills in full each month may be different from those who may carry balances month to month. You might decide you would rather take the card with the annual fee that gives you benefits you will definitely use, or you may prefer the one that keeps all of your costs down.

Maximize Benefits Without Damaging Your Credit

If better credit cards are supposed to be a reward for attaining good credit, make sure you can keep it that way. Look through the potential offers and narrow it to a few top options. Applying for a new credit card every now and then is not likely to affect your credit by a huge margin. Making several card applications at once could negatively impact your credit score, though, because lenders may consider that as a red flag that you are in financial trouble.

Once you get the cards, be sure to use them responsibly. That means abiding by all the terms of the account agreement that the issuer mails you along with your new credit card. Credit utilization (the percentage of your available credit that you keep in debt) takes a much larger part of your credit score than new applications. If your credit usage goes up a lot and you accumulate much more revolving debt, that dip in your credit can take longer to resolve. A good rule of thumb is to keep your monthly credit line utilization below 30%.

At CreditSoup, we help sort these elements for you. Found in one simple place, we list some of the best credit cards for good credit.

*See online credit card application for details on the terms and conditions.

**Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.


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Advertiser Disclosure

CreditSoup is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which CreditSoup receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditSoup does not include all companies or all offers available in the marketplace. CreditSoup may use other proprietary factors to impact offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

CreditSoup.com may be compensated by companies mentioned on our site when a consumer’s application is accepted or approved by the company.