Credit Cards for Good Credit

Credit cards within this credit category typically offer lower APRs, lower fees, and a wide variety of rewards programs. Not sure what your score is? Sign up for an account with CreditSoup to get your free credit score.

Balance Transfer Fee
$0
Annual Fee
$0 intro for first year; $95 after that
Foreign Trans Fee
None
Regular APR
13.99% - 23.99% (Variable)
Product Type
ConsumerCard
Credit Recommended
Excellent, Good

Highlights

  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want with no blackout dates
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that
  • Get a metal Venture Card when you apply today
See additional details for Capital One® Venture® Rewards Credit Card

Intro (Purchases)
0% Intro APR on Purchases 15 months
Intro (Transfers)
0% Intro APR on Balance Transfers 15 months
Annual Fee
$0
Regular APR
15.99% - 24.74% Variable
Credit Recommended
Good/Excellent
Intro Rewards Bonus
$150 Bonus

Highlights

  • Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.99-24.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee
See additional details for Chase Freedom Unlimited®

Annual Fee
$0 - $99
Balance Transfer
N/A
Regular APR
23.9%
Credit Recommended
Fair/Good

Highlights

  • Easy pre-qualification process with fast response
  • All credit histories considered
  • Online servicing available 24/7 at no additional cost
  • Unsecured credit card, no security deposit required
  • Account history is reported to the three major credit bureaus in the U.S.
See additional details for Indigo® Platinum Mastercard® Credit Card

Intro (Purchases)
0% for 9 months
Intro (Transfers)
0% for 9 months
Annual Fee
$0
Foreign Trans Fee
None
Regular APR
13.99% - 23.99% (Variable)
Credit Recommended
Excellent, Good

Highlights

  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Use your Quicksilver card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 13.99%-23.99% variable APR after that
  • Balance transfers also have a 0% intro APR for 9 months; 13.99%-23.99% variable APR after that; a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees

Annual Fee
$35 - $99*
Balance Transfer
N/A
Regular APR
23.9%
Credit Recommended
Fair/Good

Highlights

  • Our application is quick and easy with instant pre-qualification available
  • All credit histories considered
  • Access your account online or from your mobile device 24/7
  • Choice of card image at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
See additional details for Milestone Gold Mastercard®

*Dependent on credit worthiness


Intro (Purchases)
N/A
Intro (Transfers)
N/A
Annual Fee
$95
Regular APR
16.99% - 23.99% Variable
Credit Recommended
Good/Excellent
Intro Rewards Bonus
50,000 bonus points

Highlights

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
See additional details for Chase Sapphire Preferred® Card

Annual Fee
$0 - $99
Foreign Trans Fee
3% or $1.00, whichever is greater
Regular APR
16.99% - 24.99% Variable
Credit Recommended
Good

Highlights

  • Qualified applicants receive 1% cash back on purchases, terms apply
  • Zero fraud liability protects you from unauthorized charges
  • Manage your account on-the-go with the Credit One Bank mobile app
  • Includes travel accident and auto rental collision insurance from Visa®
  • Express your individuality with one of our 23 card designs, a fee may apply

Intro (Purchases)
0% for 12 months
Annual Fee
$0
Balance Transfer Fee
$0
Foreign Trans Fee
None
Regular APR
12.99% - 22.99% (Variable)
Credit Recommended
Excellent, Good

Highlights

  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases for 12 months; 12.99%-22.99% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles won't expire for the life of the account and there's no limit to how many you can earn

Intro (Transfers)
0% 12 months (on balance transfers made within 45 days of account opening)
Foreign Trans Fee
0%
Annual Fee
$89 - waived first year
Regular APR
16.99%, 20.99% or 23.99% Variable
Product Type
Consumer
Credit Recommended
Excellent

Highlights

  • Enjoy 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $400 travel statement credit toward an eligible travel purchase
  • Earn 2X miles on all purchases
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Miles don't expire as long as your account is open, active and in good standing
  • No foreign transaction fees on purchases made while traveling abroad
  • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.99%, 20.99% or 23.99%, based on your creditworthiness. There is a fee for balance transfers.

Intro (Purchases)
0% intro on purchases for 12 months
Annual Fee
$0.00
Balance Transfer Fee
none
Regular APR
13.90% - 23.90% (V)
Product Type
Consumer
Credit Recommended
Excellent/Good

Highlights

  • 5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that. Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.
  • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees. Save even more when you combine your available Earnings with most current GM offers and incentives.
  • 0% intro APR on purchases for 12 months, then a 13.90% – 23.90% variable APR on purchases will apply

Foreign Trans Fee
3% or $1.00, whichever is greater
Annual Fee
$0 - $99
Regular APR
16.99% - 24.99% Variable
Credit Recommended
Good

Highlights

  • Zero fraud liability protects you from unauthorized charges
  • Manage your account on-the-go with the Credit One Bank mobile app
  • All purchases automatically get you 1% cash back if you qualify, terms apply
  • Includes travel accident and auto rental collision insurance from Visa®
  • Track your progress with free online access to your credit score
  • Customize your card with a premium card design, a fee may apply
  • Email or text alerts to remind you when your payment is due

Annual Fee
$0*
Balance Transfer
Yes*
Regular APR
12.90% to 26.90%
Credit Recommended
Good to Excellent
Intro (Purchases)
N/A*
Intro (Balance Transfers)
N/A*

Highlights

  • Earn 5% cash back on your first $3,000 in gas and military purchases annually on these categories combined.
  • Earn 2% cash back on your first $3,000 on supermarket purchases per year.
  • Unlimited 1% cash back on all other purchases.
  • USAA membership is available to active and former military and their eligible family members

Annual Fee
$0 intro for first year; $95 after that
Foreign Trans Fee
None
Regular APR
17.99% (Variable)
Product Type
BusinessCard
Credit Recommended
Excellent, Good
Intro Rewards Bonus
500 Cash Back once you spend $4,500 on purchases within 3 months from account opening

Highlights

  • Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening
  • Use Spark Cash across all your business spend, with no categories to limit your purchasing
  • $0 intro annual fee for the first year; $95 after that
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
  • Get employee cards at no additional cost, and earn rewards from their business spend
See additional details for Capital One® Spark® Cash for Business

More about Good Credit...

When you have good credit (660-720 credit score**) the world is your oyster, at least as far as credit card offers are concerned. Credit card companies are in fierce competition for the chance to handle credit for responsible consumers. That means you can pick and choose among a wide variety of attractive offers.

In fact, that wide variety can get to be a problem. With so many options to choose from, it can take a lot of time and energy to be sure you're selecting the best offer. That's where CreditSoup.com can help.

One of the problems with being offered so many attractive options is that they all offer different incentives and terms. One card may give you six months with no interest, but charge a hefty annual fee. Then once the introductory rate expires, the APR may not be attractive. Another card offers a satisfactory fixed rate and no annual fee, but has a $100 origination fee. How can you tell which is the better offer? Would the best choice for people who pay their bills in full each month be different from the best choice for those who carry balances?

At CreditSoup.com, we help sort these elements out for you. Found in one simple place, we list some of the best cards for our customers with good credit.

*See online credit card application for details on the terms and conditions.

**FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.