Visa®

Chase Slate Edge℠

Credit Recommended:
Good/Excellent
Apply Now on Chase secure website.
Credit Recommended:
Good/Excellent
Intro (Purchases)
0% Intro APR on Purchases 18 months
Intro (Transfers)
0% Intro APR on Balance Transfers 18 months
Annual Fee
$0
Apply Now on Chase secure website.
Intro Rewards Bonus
N/A
Regular APR
18.74% - 27.49% Variable
Product Type
Consumer Card

Highlights

  • Start off strong with 0% Intro APR for 18 months from account opening on purchases and balance transfers. A variable APR of 18.74% - 27.49% on balance transfers and purchases after the introductory period ends.
  • Lower your interest rate by 2% each year. Automatically be considered for an APR reduction when you pay on time, and spend at least $1000 on your card by your next account anniversary.
  • Raise your credit limit. Get an automatic, one-time review for a higher credit limit when you pay on time, and spend $500 in your first six months.
  • All for no annual fee - You won't have to pay an annual fee for all the great features that come with your Slate Edge℠ card
  • Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more

Revvi Card

Credit Recommended:
See website for Details
Apply Now on Revvi secure website.
Credit Recommended:
See website for Details
Regular APR
34.99%*
Annual Fee
$75 1st year, $48 after*
Monthly Fee
None 1st year, $6.25 after*
Apply Now on Revvi secure website.
Activation Fee
$89*
Credit Recommended
See website for Details
Card Brand
Visa®

Highlights

  • Revvi active cardholders get exclusive access to free Credit Monitoring powered by TransUnion!
  • Earn 1% cash back rewards^^ on payments made to your Revvi Credit Card
  • Fast and easy application; response provided in seconds
  • $300 credit limit (subject to available credit)
  • Build your credit score with on-time payments and keeping your balance below the credit limit
  • Opportunity to request credit limit increase after twelve months, fee applies
  • Checking account required
  • Reports monthly to all three major credit bureaus
  • Manageable monthly payments
  • Perfect credit not required
  • Easy-to-use mobile app for management on the go!
  • *See rates, fees, costs & limitations, and rewards for complete offer and Revvi Rewards details^^
See additional details for Revvi Card
Rates & Fees

Total Visa® Card

Credit Recommended:
Fair/Bad Credit
Apply Now on the Total Visa® Card secure website.
Credit Recommended:
Fair/Bad Credit
Regular APR
See Terms*
Annual Fee
See Terms*
Activation Fee
See Terms*
Apply Now on the Total Visa® Card secure website.
Credit Recommended
Fair/Bad Credit

Highlights

  • Total Visa active cardholders get exclusive access to free Credit Monitoring powered by TransUnion!
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine Visa credit card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • $300 credit limit (subject to available credit)
  • Reports monthly to all three major credit bureaus
See additional details for Total Visa® Card

Southwest Rapid Rewards® Plus Credit Card

Credit Recommended (660-850):
Good/Excellent
Apply Now on Chase secure website.
Credit Recommended (660-850):
Good/Excellent
Regular APR
19.74% - 26.74% Variable
Intro Rewards Bonus
Earn 50,000 points.
Annual Fee
$69
Apply Now on Chase secure website.
Foreign Trans Fee
3% of each transaction in U.S. dollars
Credit Recommended
Good/Excellent
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.

Highlights

  • Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months.
  • 3,000 anniversary points each year.
  • Earn 2X points on Southwest® purchases.
  • Earn 2X points on local transit and commuting, including rideshare.
  • Earn 2X points on internet, cable, and phone services, and select streaming.
  • 2 EarlyBird Check-In® each year.
  • Earn 1 point for every $1 spent on all other purchases.
  • All points earned count towards Companion Pass®.
See additional details for Southwest Rapid Rewards® Plus Credit Card

Petal® 2 "Cash Back, No Fees" Visa® Credit Card

Credit Recommended:
Excellent/Good/Limited/No Credit
Apply Now on WebBank secure website.
Credit Recommended:
Excellent/Good/Limited/No Credit
Annual Fee
$0
Credit Limit
$300 - $10,000
Regular APR
16.74% - 30.74% Variable
Apply Now on WebBank secure website.
Balance Transfer Fee
N/A
Product Type
Consumer
Credit Recommended
Excellent/Good/Limited/No Credit

Highlights

  • No fees whatsoever. No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee, fee.
  • Variable APRs range from 16.74% - 30.74%
  • Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments.
  • 1% cash back on eligible purchases right away
  • 2% - 10% cash back at select merchants
  • $300 - $10,000 credit limits
  • No credit score? No problem. If eligible, we'll create your Cash Score instead.
  • See if you're pre-approved within minutes without impacting your credit score.
  • Build credit alongside hundreds of thousands of Petal card members.
  • Petal reports to all 3 major credit bureaus.
  • No deposits required
  • Card issued by WebBank, Member FDIC

Best Egg Visa® Credit Card

Credit Recommended (600-719):
Fair, Good
Apply Now on Best Egg secure website.
Credit Recommended (600-719):
Fair, Good
Rewards Rate
1% unlimited cash back
Intro Purchase APR
0% Intro APR on Purchases for 6 months
Annual Fee
$0
Apply Now on Best Egg secure website.
Foreign Trans Fee
$0
Regular APR
18.99% - 28.99%
Late Payment Fee
Up to $39

Highlights

  • Earn 1% unlimited cash back on all purchases, with no caps or expirations
  • 0% APR on purchases for the first 6 months, after that 18.99% - 28.99% based on your creditworthiness
  • No impact to your credit score if we’re unable to approve you
  • Proactive credit line increases may occur after 6 months
  • Redeem your rewards as a statement credit or finance purchase with our Pay Me Back option
  • Secure Mobile Wallet and contactless tap-to-pay options
  • $0 Visa® Fraud Liability
  • $0 Annual Fee, no Foreign Transaction Fees, and no Overlimit Fees
  • Free credit score access through Best Egg Financial Health
  • Use your card your way with the frictionless, uber-clickable Mobile App

Mission Lane Visa® Credit Card

Credit Recommended:
Fair
Apply Now on Mission Lane secure website.
Credit Recommended:
Fair
Regular APR
26.99 - 29.99 (Variable)
Cash Advance APR
29.99% (Variable)
Annual Fee
$0-59
Apply Now on Mission Lane secure website.
Reports to Consumer Reporting Agencies
Yes
Card Brand
Visa®
Late Payment Fee
Up to $35

Highlights

  • See if you qualify instantly without harming your credit score.
  • Get a higher credit line if you're in good standing after making your first 6 payments on time.
  • Free, online credit score access for cardholders.
  • Instant decision on your application.
  • No interest on purchases when you pay in full and on time each month.
  • No security deposit required – get started today!
  • Enjoy coverage from Visa®.
  • Access your account anytime, anywhere with our mobile app.
See additional details for Mission Lane Visa® Credit Card

First Access Visa® Card

Credit Recommended:
Fair/Bad
Apply Now On the First Access Visa® Card secure website
Credit Recommended:
Fair/Bad
Regular APR
See Terms
Annual Fee
See Terms
Balance Transfer
N/A
Apply Now On the First Access Visa® Card secure website
Credit Recommended
Fair/Bad

Highlights

  • Checking Account Required
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • $300 credit limit (subject to available credit)
  • The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.
See additional details for First Access Visa® Card

Journey Student Rewards from Capital One

Credit Recommended:
Average, Fair, Limited
Apply Now on Capital One® secure website.
Credit Recommended:
Average, Fair, Limited
Rewards Rate 1
1% Cash Back on all purchases
Intro Rewards Bonus Value Description
N/A
Fraud Coverage
You're covered by $0 Fraud Liability if your card is ever lost or stolen
Apply Now on Capital One® secure website.
Annual Fee
$0
Balance Transfer Fee
$0 at this Transfer APR
Foreign Trans Fee
None

Highlights

  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Enjoy no annual fee, foreign transaction fees, or hidden fees
  • Lock your card in the Capital One Mobile app if it's misplaced, lost or stolen
  • Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card
  • Pick the monthly due date that works best for you
  • Pay for Amazon.com purchases using your Capital One rewards
  • Pay for online purchases with virtual card numbers and keep your actual card number to yourself
  • Get notified via text, email, and phone if Capital One notices potential suspicious transactions on your account
  • Build your credit with responsible card use
See additional details for Journey Student Rewards from Capital One

Southwest Rapid Rewards® Premier Credit Card

Credit Recommended (660-850):
Good/Excellent
Apply Now on Chase secure website.
Credit Recommended (660-850):
Good/Excellent
Intro Rewards Bonus
Earn 50,000 points.
Regular APR
19.74% - 26.74% Variable
Annual Fee
$99
Apply Now on Chase secure website.
Foreign Trans Fee
$0
Credit Recommended
Good/Excellent
Rewards Rate 1
Earn 3X points on Southwest® purchases. Earn 2X points on Rapid Rewards® hotel and car partners. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

Highlights

  • Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months.
  • 6,000 anniversary points each year.
  • Earn 3X points on Southwest® purchases.
  • Earn 2X points on local transit and commuting, including rideshare.
  • Earn 2X points on internet, cable, and phone services, and select streaming.
  • 2 EarlyBird Check-In® each year.
  • All points earned count towards Companion Pass®.
  • No foreign transaction fees.

PCB Secured Visa® Credit Card

Credit Recommended:
Good/Limited Credit
Apply Now on Plains Commerce Bank secure website.
Credit Recommended:
Good/Limited Credit
Card Brand
Visa®
Product Type
Secured
Credit Recommended
Good/Limited Credit
Apply Now on Plains Commerce Bank secure website.
Regular APR
18.90% (fixed)*
Annual Fee
$39*
Credit Line
$200-$1000 at time of application*

Highlights

  • Upon credit approval, the collateral deposit you provide becomes the credit limit on your Visa® card. Choose between $200 and $1,000.
  • A minimum collateral deposit of $200 is required to open this account.
  • After the first year, you can request to increase the credit limit up to a maximum of $5,000 (subject to credit approval and additional collateral deposits).
  • This card is perfect for people new to credit as well as people looking to rebuild their credit.
  • Reports monthly to all three major credit bureaus.
  • Build or rebuild your credit by keeping your balances low and paying all creditors on time every month.
  • 24/7 online account center.
  • This card is issued by Plains Commerce Bank pursuant to a license from Visa U.S.A., Inc.
See additional details for PCB Secured Visa® Credit Card
Rates & Fees

Mission Lane Cash Back Visa® Credit Card

Credit Recommended:
Fair, Good
Apply Now on Mission Lane secure website.
Credit Recommended:
Fair, Good
Rewards Rate 1
1-1.5% Unlimited Cash Back
Credit Check
Know and Go: Know if you're pre-qualified with no harm to your credit score
Annual Fee
$0-$19
Apply Now on Mission Lane secure website.
Regular APR
26.99% (Variable)
Credit Recommended
Fair, Good

Highlights

  • See if you qualify instantly without harming your credit score.
  • Enjoy Unlimited 1-1.5% Cash Back on all Purchases
  • Get a higher credit line if you're in good standing after making your first 6 payments on time
  • Free, online credit score access for cardholders
  • Instant decision on your application
  • No interest on purchases when you pay in full and on time each month
  • No security deposit required – get started today!
  • Enjoy coverage from Visa®
  • Access your account anytime, anywhere with our mobile app
See additional details for Mission Lane Cash Back Visa® Credit Card

Chase Freedom® Student credit card

Credit Recommended:
See website for Details*
Apply Now on Chase secure website.
Credit Recommended:
See website for Details*
Intro Rewards Bonus
$50 Bonus
Rewards Rate 1
1% cash back
Regular APR
18.74% Variable
Apply Now on Chase secure website.
Annual Fee
$0
Credit Recommended
See website for Details*
Product Type
Consumer Card

Highlights

  • $50 Bonus after first purchase made within the first 3 months from account opening
  • Earn 1% cash back on all purchases
  • No annual Fee
  • $20 Good Standing Rewards after each account anniversary for up to 5 years
  • Earn a credit limit increase after making 5 monthly payments on time within 10 months from account opening when meeting credit criteria
  • No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open
  • Free credit score with Chase Credit Journey
See additional details for Chase Freedom® Student credit card

Petal® 1 "No Annual Fee" Visa® Credit Card

Credit Recommended:
Fair/Bad/Limited/No Credit
Apply Now on WebBank secure website.
Credit Recommended:
Fair/Bad/Limited/No Credit
Regular APR
23.74% - 33.24% Variable
Credit Recommended
Fair/Bad/Limited/No Credit
Credit Limit
$300 - $5,000
Apply Now on WebBank secure website.
Late Payment Fee
Late fees up to $29 for first late payment, $40 for second late payment.
Intro Rate
N/A
Intro Period
N/A

Highlights

  • $0 Annual Fee
  • Variable APRs range from 23.74% - 33.24%
  • $300 - $5,000 credit limits
  • Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
  • No credit score? No problem. If eligible, we'll create your Cash Score instead.
  • 2% - 10% cash back at select merchants
  • See if you're pre-approved within minutes without impacting your credit score.
  • No annual or foreign transaction fees.
  • Build credit alongside hundreds of thousands of Petal card members.
  • Petal's mobile app makes it easy to manage your money, track your spending, and automate payments.
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank, Member FDIC

Southwest Rapid Rewards® Priority Credit Card

Credit Recommended (660-850):
Good/Excellent
Apply Now on Chase secure website.
Credit Recommended (660-850):
Good/Excellent
Regular APR
19.74% - 26.74% Variable
Intro Rewards Bonus
Earn 50,000 points.
Annual Fee
$149
Apply Now on Chase secure website.
Foreign Trans Fee
$0
Credit Recommended
Good/Excellent
Product Type
Consumer Card

Highlights

  • Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months.
  • 7,500 anniversary points each year.
  • Earn 3X points on Southwest® purchases.
  • Earn 2X points on local transit and commuting, including rideshare.
  • Earn 2X points on internet, cable, and phone services, and select streaming.
  • $75 Southwest® travel credit each year.
  • 4 Upgraded Boardings per year when available.
  • No foreign transaction fees.

Applied Bank® Secured Visa® Gold Preferred® Credit Card

Credit Recommended:
Poor/Fair/Limited/Damaged
Apply Now on issuer’s secure website.
Credit Recommended:
Poor/Fair/Limited/Damaged
Regular APR
9.99% Fixed
Annual Fee
$48
Credit Line
$200 - $1,000
Apply Now on issuer’s secure website.
Credit Recommended
Poor/Fair/Limited/Damaged
Brand Name
Visa®
Security Deposit
$200 - $1,000

Highlights

  • Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
  • Absolutely No Credit Check or Minimum Credit Score Required
  • Automatic Reporting to All Three National Credit Bureaus
  • 9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
  • Activate Today with a $200 Minimum Deposit - Maximum $1,000.
  • Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime

*See online credit card application for details on the terms and conditions.


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Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

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