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- Loan Amount
- $100 - $40,000
- Credit Check
- No
- Credit Recommended
- All Credit Types Considered
Highlights
- Request a loan in 2 minutes or less.
- Direct deposit as soon as the next business day.
- All credit types considered.
- Safe and secure online form.
Get Started
- Loan Amount
- $500-$35,000
- Credit Check
- Soft Credit Pull
- Credit Recommended
- All Credit Considered
Highlights
- Loan amounts of $500 - $35,000
- APR starting at 5.99%
- Quick decisions - Conveniently Online
- Secure and Hassle Free Process
- Safe, Secure, & trusted form
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- Loan Amount
- $500-$35,000
- Credit Check
- Soft Credit Pull
- Credit Recommended
- All Credit Considered
Highlights
- A multi-award winning personal loan matching service
- Personalized loan offers in less than 60 seconds.
- Rates starting at 3.49%* APR
- No impact on your credit score to check your personal loan rates
- Funds available as soon as next business day
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- Loan Amount
- $1,000 - $50,000
- Credit Check
- Yes
- Credit Recommended
- Fair, Good, Excellent
- Regular APR
- 7.99% - 35.99%
Highlights
- Fixed rates and payments with a clear pay off date.
- Flexible loan options: explore multiple options and pick the loan amount and term that best fits your budget and timeline.
- Fast Funding. Money is sent to your bank account within a day of clearing any verifications.**
- Automatic payments and ability to customize the due date: manage your account online or via the mobile app
- No prepayment penalties.
- Access to free credit score monitoring, educational tools, and personalized recommendations to help you understand and make the most of your credit.
Personal loans made through Upgrade feature Annual Percentage Rates (APRs) of 7.99%-35.99%. All personal loans have a 1.85% to 9.99% origination fee, which is deducted from the loan proceeds. Lowest rates require Autopay and paying off a portion of existing debt directly. Loans feature repayment terms of 24 to 84 months. For example, if you receive a $10,000 loan with a 36-month term and a 17.59% APR (which includes a 13.94% yearly interest rate and a 5% one-time origination fee), you would receive $9,500 in your account and would have a required monthly payment of $341.48. Over the life of the loan, your payments would total $12,293.46. The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early. Personal loans issued by Upgrade's bank partners. Information on Upgrade's bank partners can be found at https://www.upgrade.com/bank-partners/.
**Accept your loan offer and your funds will be sent to your bank or designated account within one (1) business day of clearing necessary verifications. Availability of the funds is dependent on how quickly your bank processes the transaction. From the time of approval, funds sent directly to you should be available within one (1) business day. Funds sent directly to pay off your creditors may take up to 2 weeks to clear, depending on the creditor.
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- Loan Amount
- 1k-5k Loan amounts
- Credit Check
- Depends on Lender
- Credit Recommended
- All Credit Types Considered
Highlights
- Loans from $100-$5,000 are only moments away
- Fast Real Time Results
- All Credit Types Considered
- Safe and Secure
Get Started
- Primary Benefit
- Build credit and savings at the same time.
- Credit Check
- No Hard Credit Check Required
- Products Offered
- Credit Builder Account and Self Secured Credit Card
- Credit Recommended
- None/Poor
- Loan Amount
- See website for details*
Highlights
- Apply Now: Intro No Annual Fee with the secured Self Visa® Credit Card^
- If you have an active Credit Builder Account, $100 or more in savings progress and satisfying income requirements you may be eligible to receive the secured Self Visa® Credit Card*, without a hard credit check. Criteria subject to change.
- Build credit and savings at the same time.
- Start with a Credit Builder Account* that reports monthly payments to all 3 major credit bureaus.
- At the end of your plan, unlock the savings you built - minus interest and fees.
- The secured Self Visa® Credit Card is accepted at millions of locations in the U.S.
*Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval. The secured Self Visa® Credit Card is issued by Lead Bank or First Century Bank, N.A., each Member FDIC. See Self.inc for details. Subject to ID Verification. Individual borrowers must be a U.S. citizen or permanent resident and at least 18 years old. Valid bank account and Social Security Number are required. All loans are subject to consumer report review and approval. The Secured Self Visa® Credit Card requires an active Self Credit Builder Account and qualification based on other eligibility criteria including income & expense requirements. Criteria subject to change.
^$0 annual fee for the first year only, $25 annual fee thereafter. Variable APR of 28.24%. Offer valid for new customers only.
Get Started
- Loan Amount
- Up to $500
- Checking Account Required
- Yes
- Credit Recommended
- All Credit Types Considered
- Coverage
- AL, AR, AZ, CA, DE, FL, HI, IA, ID, IN, KS, KY, LA, MI, MO, MS, NC, NE, NH, NV, OH, OK, OR, RI, SC, TN, TX, UT, VA, WA, WY
- Minimum Monthly Income
- $750
Highlights
- Send up to $500* straight to your debit card
- Enjoy 8 weeks* to pay it back over multiple paychecks
- Applying is fast & easy: just link your bank account—there’s no FICO check
- Build credit history and unlock higher loan amounts in the future^
*Loan amounts and structure vary by state. Funding typically occurs within minutes of approval, but can take up to 5 days. For examples of rates and terms, please visit possiblefinance.com/samplepaymentschedules
^Change in subsequent loan amount was measured in 2024 based on Possible Loan members who make on-time payments, noting how much they qualify for on subsequent loans based on 1 year of data. Individual results may vary.