Limited/No History

If you do not have a credit score, you may qualify for a card in the Limited Credit or No Credit History category. Cards in this category are typically designed to help consumers establish their credit history. Not sure what your score is? Sign up for an account with CreditSoup to get your free credit score.

Carbon Prepaid Visa® RUSHCARD

Credit Recommended:
Limited/No Credit
Apply Now on RushCard secure website.
Credit Recommended:
Limited/No Credit
Activation Fee
See website for Details*
Monthly Fee
Variable Monthly Fees
Direct Deposit Fee
See website for Details*
Apply Now on RushCard secure website.
ATM Fee
See website for Details*
Credit Recommended
Limited/No Credit

Highlights

  • Get your government benefits up to two days early with Direct Deposit. Certain restrictions apply.*
  • Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification*.
  • Easy to sign up. Set up your secure PIN and load money to your card with cash or checks or enroll in Direct Deposit.
  • Your funds are protected if your card is lost or stolen thanks to the Visa® Zero Liability policy.*
  • Real time activity alerts to let you know when a load goes through or if your balance is running low.
  • Transfer money to another RushCard member for just $0.99 per transaction.

*Certain restrictions apply. See card site for details. Click on "Apply Now" to learn more about Carbon Prepaid Visa® RushCard.


Discover it® Student Cash Back

Credit Recommended:
Fair
Apply Now
Discover it® Student Cash Back
Editor’s Rating: 4.4
4.4
Apply Now on Discover Card secure website. See if you may qualify
Credit Recommended:
Fair
Intro (Purchases)
0% for 6 months
Intro (Transfers)
10.99% for 6 months
Regular APR
14.99% - 23.99% Variable
Apply Now on Discover Card secure website. See if you may qualify
Annual Fee
$0
Credit Recommended
Fair
Product Type
Student

Highlights

  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants or Amazon.com up to the quarterly maximum each time you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 14.99% - 23.99%.
See additional details for Discover it® Student Cash Back
Rates & Fees

Sequin KLS Prepaid Visa® RUSHCARD

Credit Recommended:
Limited/No Credit
Apply Now on RushCard secure website.
Credit Recommended:
Limited/No Credit
Activation Fee
See website for Details*
Monthly Fee
Variable Monthly Fees
Direct Deposit Fee
See website for Details*
Apply Now on RushCard secure website.
ATM Fee
See website for Details*
Credit Recommended
Limited/No Credit

Highlights

  • Get your government benefits up to two days early with Direct Deposit. Certain restrictions apply*
  • Shop online and in stores - everywhere Visa® debit cards are accepted.
  • Your funds are protected if your card is lost or stolen thanks to the Visa® Zero Liability policy.*
  • Check your balance, view transactions, and even transfer money with the RushCard mobile app.*
  • Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification.*

*Certain restrictions apply. See card site for details. Click on "Apply Now" to learn more about Sequin Prepaid Visa® RushCard.


Capital One® QuicksilverOne® Cash Rewards Credit Card

Credit Recommended:
Average, Fair, Limited
Apply Now on Capital One® secure website.
Credit Recommended:
Average, Fair, Limited
Balance Transfer Fee
$0
Foreign Trans Fee
None
Regular APR
26.46% (Variable)
Apply Now on Capital One® secure website.
Annual Fee
$39
Product Type
ConsumerCard
Credit Recommended
Average, Fair, Limited

Highlights

  • Earn unlimited 1.5% cash back on every purchase, every day
  • Earn cash rewards without signing up for rotating categories
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Monitor your credit profile with the CreditWise® app, free for everyone
  • $0 fraud liability if your card is ever lost or stolen
  • No limit to how much cash back you can earn, and cash back doesn't expire for the life of the account
  • Help strengthen your credit for the future with responsible card use
  • Get customized alerts and manage your account with the Capital One mobile app

Midnight Prepaid Visa® RUSHCARD

Credit Recommended:
Limited/No Credit
Apply Now on RushCard secure website.
Credit Recommended:
Limited/No Credit
Activation Fee
See website for Details*
Monthly Fee
Variable Monthly Fees
Direct Deposit Fee
See website for Details*
Apply Now on RushCard secure website.
ATM Fee
See website for Details*
Credit Recommended
Limited/No Credit

Highlights

  • Easy to sign up. Set up your secure PIN and load money to your card with cash or checks or enroll in Direct Deposit.
  • Enroll in Direct Deposit and get your pay up to two days early. Certain restrictions apply*
  • Easy Online Bill Pay — pay your rent, utilities or a friend*.
  • Shop online and in stores - everywhere Visa® debit cards are accepted.
  • Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification.*

*Certain restrictions apply. See card site for details. Click on "Apply Now" to learn more about Midnight Prepaid Visa® RushCard.


Discover it® Secured

Credit Recommended:
Please refer to issuer's website
Apply Now
Discover it® Secured
Editor’s Rating: 4.1
4.1
Apply Now on Discover Card secure website. See if you may qualify
Credit Recommended:
Please refer to issuer's website
Intro (Purchases)
N/A
Intro (Transfers)
10.99% for 6 months
Regular APR
24.99% Variable
Apply Now on Discover Card secure website. See if you may qualify
Annual Fee
$0
Minimum Deposit
$200
Credit Recommended
Please refer to issuer's website

Highlights

  • No Annual Fee, earn cash back, and build your credit with responsible use.
  • It’s a real credit card. You can build a credit history with the three major credit bureaus. Generally, debit and prepaid cards can't help you build a credit history.
  • Establish your credit line by providing a refundable security deposit from $200-$2500 after being approved. Bank information must be provided when submitting your deposit.
  • Automatic reviews starting at 8 months to see if we can transition you to an unsecured line of credit and return your deposit.
  • 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases every quarter, automatically. Plus, earn unlimited 1% cash back on all other purchases.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score
  • We automatically match all the cash back you’ve earned at the end of your first year.
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
See additional details for Discover it® Secured
Rates & Fees

Capital One® Secured Mastercard®

Credit Recommended:
Limited, Bad
Apply Now on Capital One® secure website.
Credit Recommended:
Limited, Bad
Balance Transfer Fee
$0
Annual Fee
$0
Foreign Trans Fee
None
Apply Now on Capital One® secure website.
Regular APR
26.99% (Variable)
Product Type
ConsumerCard
Credit Recommended
Limited, Bad

Highlights

  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness
  • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It's a credit card accepted at millions of locations worldwide
See additional details for Capital One® Secured Mastercard®

Freedom Gold Card

Credit Recommended:
Damage credit to Fair credit
Apply Now on issuer’s secure website.
Credit Recommended:
Damage credit to Fair credit
Credit Line
$500 Limit
Monthly Fee
See website for Details*
Regular APR
0% APR
Apply Now on issuer’s secure website.
Credit Recommended
Damage credit to Fair credit

Highlights

  • $500 Unsecured Credit Limit
  • Guaranteed Approval*
  • No Credit Check
  • No Employment Check
  • Fast online application
  • Reports to a Major Bureau
  • Bad Credit - OK
See additional details for Freedom Gold Card

*See site for details


Gloss Prepaid Visa® RUSHCARD

Credit Recommended:
Limited/No Credit
Apply Now on RushCard secure website.
Credit Recommended:
Limited/No Credit
Activation Fee
See website for Details*
Monthly Fee
Variable Monthly Fees
Direct Deposit Fee
See website for Details*
Apply Now on RushCard secure website.
ATM Fee
See website for Details*
Credit Recommended
Limited/No Credit

Highlights

  • Stay connected — keep track of your money on your mobile phone with the RushCard app. *
  • Get your government benefits up to two days early with Direct Deposit. Certain restrictions apply*
  • Safer than carrying cash. With the Visa® Zero Liability policy your funds are protected if your card is lost or stolen.*
  • Real time activity alerts sent to your mobile phone via text or email.*
  • Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification.*

*Certain restrictions apply. See card site for details. Click on "Apply Now" to learn more about Gloss Prepaid Visa® RushCard.


Capital One® Platinum Credit Card

Credit Recommended:
Average, Fair, Limited
Apply Now on Capital One® secure website.
Credit Recommended:
Average, Fair, Limited
Annual Fee
$0
Balance Transfer Fee
$0
Foreign Trans Fee
None
Apply Now on Capital One® secure website.
Regular APR
26.46% (Variable)
Product Type
ConsumerCard
Credit Recommended
Average, Fair, Limited

Highlights

  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help strengthen your credit for the future with responsible card use
See additional details for Capital One® Platinum Credit Card

First PREMIER® Bank Secured Credit Card

Credit Recommended:
Bad/Limited/No Credit
Apply Now on First PREMIER® Bank secure website.
Credit Recommended:
Bad/Limited/No Credit
Regular APR
See website*
Annual Fee
See website*
Credit Line
See website*
Apply Now on First PREMIER® Bank secure website.
Credit Recommended
Bad/Limited/No Credit

Highlights

  • If approved, fund the security deposit to open your account.
  • This is a genuine secured credit card - not a debit or prepaid card.
  • Opportunity to build your credit card limit over time by adding funds to your Security Deposit.
  • Security Deposits are placed in an FDIC-insured account.
  • Reports monthly to the major Consumer Reporting Agencies unlike most prepaid accounts.
  • No credit history required to apply for this credit card.
  • Only you can build or rebuild credit. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report each month.
  • Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
See additional details for First PREMIER® Bank Secured Credit Card

*See online credit card application for details on the terms and conditions.


Discover it® Student chrome

Credit Recommended:
Fair
Apply Now
Discover it® Student chrome
Editor’s Rating: 4.3
4.3
Apply Now on Discover Card secure website. See if you may qualify
Credit Recommended:
Fair
Intro (Purchases)
0% for 6 months
Intro (Transfers)
10.99% for 6 months
Regular APR
14.99% - 23.99% Variable
Apply Now on Discover Card secure website. See if you may qualify
Annual Fee
$0
Credit Recommended
Fair
Product Type
Student

Highlights

  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 14.99% - 23.99%.
See additional details for Discover it® Student chrome
Rates & Fees

Progress Credit

Credit Recommended:
See website for Details*
Apply Now on issuer’s secure website.
Credit Recommended:
See website for Details*
Regular APR
See website for Details*
Annual Fee
See website for Details*
Credit Line
See website for Details*
Apply Now on issuer’s secure website.
Credit Recommended
See website for Details*

Highlights

  • Get both a Secured MasterCard® and an Unsecured VISA® Credit Card from our trusted partners with this unique program
  • The Secured Card offered by our partners at First Progress requires no credit history or minimum score for approval
  • The unsecured VISA card does not require perfect credit; our partners at First Access Card may approve you when others won’t
  • Open accounts with both VISA and MasterCard so you’ll always have access
  • Both accounts report activity separately to all three Credit Bureaus every month
  • Both cards are genuine credit cards with security protections and nationwide acceptance
  • Apply for both cards – or either card separately – the choice is up to you!
See additional details for Progress Credit

Total Visa® Card

Credit Recommended:
Fair/Bad Credit
Apply Now on The Bank of Missouri secure website.
Credit Recommended:
Fair/Bad Credit
Regular APR
See Terms*
Annual Fee
See Terms*
Activation Fee
See Terms*
Apply Now on The Bank of Missouri secure website.
Credit Recommended
Fair/Bad Credit

Highlights

  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus
See additional details for Total Visa® Card

Journey® Student Rewards from Capital One®

Credit Recommended:
Average, Fair, Limited
Apply Now on Capital One® secure website.
Credit Recommended:
Average, Fair, Limited
Annual Fee
$0
Balance Transfer Fee
$0
Foreign Trans Fee
None
Apply Now on Capital One® secure website.
Regular APR
26.46% (Variable)
Product Type
ConsumerCard
Credit Recommended
Average, Fair, Limited

Highlights

  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • Enjoy no annual fee and no foreign transaction fees
  • Get a head start and build your credit with responsible use
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Monitor your credit profile with the CreditWise® app, free for everyone
  • $0 fraud liability if your card is ever lost or stolen
  • Pick the monthly due date that works best for you
  • Get customized alerts and manage your account with the Capital One mobile app

The First Latitude MasterCard® Secured Credit Card

Credit Recommended:
Credit Improvement
Apply Now on Synovus Bank secure website.
Credit Recommended:
Credit Improvement
Regular APR
26.49%
Annual Fee
No Annual Fee!
Credit Line
$200 to $2,000 – you choose your limit
Apply Now on Synovus Bank secure website.
Credit Recommended
Credit Improvement
Cash Advance APR
26.49%

Highlights

  • No Annual Fee! Build up your credit with responsible card use.
  • Get Approved Fast – Just Click Below to Start the Process!
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program – though not yet available in NY, IA, AR, or WI

Net First Platinum

Credit Recommended:
Damaged credit to Fair credit
Apply Now on issuer’s secure website.
Credit Recommended:
Damaged credit to Fair credit
Credit Line
$500 Limit
Regular APR
0% APR
Monthly Fee
See website for Details*
Apply Now on issuer’s secure website.
Credit Recommended
Damaged credit to Fair credit

Highlights

  • Instant Approval / $500 Credit Line!
  • No Employment or Credit Check
  • Reports to Major Bureau
  • Bad Credit, No Credit - OK
  • Always 0.0% APR
  • Fast Online Applications
See additional details for Net First Platinum

*See Card for Details


Green Dot primor® Mastercard® Gold Secured Credit Card

Credit Recommended:
Poor/Limited/No Credit
Apply Now on Green Dot Bank secure website.
Credit Recommended:
Poor/Limited/No Credit
Regular APR
9.99% (F)
Annual Fee
$49
Credit Line
$200 to $5000
Apply Now on Green Dot Bank secure website.
Credit Recommended
Poor/Limited/No Credit

Highlights

  • Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • See additional Green Dot primor® Mastercard® Gold Secured Credit Card details
Rates & Fees

Apply Now on Synovus Bank secure website.
Credit Recommended:
Damaged/Fair
Regular APR
14.49%
Annual Fee
$39
Credit Line
$2,000
Apply Now on Synovus Bank secure website.
Credit Recommended
Damaged/Fair
Cash Advance APR
20.49%

Highlights

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard(R) Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
    *See Card Terms.

Apply Now on Synovus Bank secure website.
Credit Recommended:
Damaged/Fair
Regular APR
10.49%
Annual Fee
$49
Credit Line
$2,000
Apply Now on Synovus Bank secure website.
Credit Recommended
Damaged/Fair
Cash Advance APR
19.49%

Highlights

  • No Credit History or Minimum Credit Score Required for Approval
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Nationwide Program though not yet available in NY, IA, AR, or WI
    *See Card Terms.

Applied Bank® Secured Visa® Gold Preferred® Credit Card

Credit Recommended:
Poor/Fair/Limited/Damaged
Apply Now on issuer’s secure website.
Credit Recommended:
Poor/Fair/Limited/Damaged
Regular APR
9.99%
Annual Fee
$48
Credit Line
See website for Details*
Apply Now on issuer’s secure website.
Credit Recommended
Poor/Fair/Limited/Damaged

Highlights

  • Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
  • Absolutely No Credit Check or Minimum Credit Score Required
  • Automatic Reporting to All Three National Credit Bureaus
  • 9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
  • Activate Today with a $200 Minimum Deposit - Maximum $1,000. * Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime

24k Prepaid Visa® RUSHCARD

Credit Recommended:
Limited/No Credit
Apply Now on RushCard secure website.
Credit Recommended:
Limited/No Credit
Activation Fee
See website for Details*
Monthly Fee
Variable Monthly Fees
Direct Deposit Fee
See website for Details*
Apply Now on RushCard secure website.
ATM Fee
See website for Details*
Credit Recommended
Limited/No Credit

Highlights

  • Enroll in Direct Deposit and get your pay up to two days early.*
  • Real time activity alerts to let you know when a load goes through or if your balance is running low.
  • Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification*.
  • Approval upon successful ID verification.* No credit check* or minimum balance required.
  • Your funds are protected if your card is lost or stolen thanks to the Visa® Zero Liability policy.*
  • Easy Online Bill Pay— pay your rent, utilities or a friend*.

*Certain restrictions apply. See card site for details. Click on "Apply Now" to learn more about 24k Prepaid Visa® RushCard.

*See online credit card application for details on the terms and conditions.


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CreditSoup is an independent, advertising-supported comparison service. The card offers that appear on this site are from companies from which CreditSoup receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditSoup does not include all card companies or all card offers available in the marketplace. CreditSoup may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

CreditSoup.com may be compensated by companies mentioned on our site when a consumer’s application is accepted or approved by the company.