Editorial Disclaimer

Be Thrifty - Stop Window Shopping

Be Thrifty - Stop Window Shopping

Our Thrifty Thursday this week talks about everyone's guilty pleasure - Window Shopping. The best way to save money is to not entertain that notion at all. Simply, Stop Window Shopping! We're going to touch on 3 of the biggest areas to avoid while shopping.

1. Checkout Lanes

The worst - and I mean worst - problem most people encounter on their daily errands are impulse buys. You know, those items that stores purposely put up next to the checkout: the soda, the candy bars, the little gidgets & gadgets that make you think "only a buck or two won't hurt." But in the grand scheme of things, they do hurt a little. If you added up every time you go to the store and grab a pop on your way out, or something to snack on for the drive home, you've probably spent around $100 a year on those impulse buys.

If you go shopping with your spouse or kids, you might as well double or triple that figure. The best way to avoid such impulses is to either eat a big meal before you shop, or shop online.

2. Clearance Departments

This is another sketchy area to shop. Here's the scenario: You happen to be with a friend at the store. You don't necessarily need anything, however, your eye catches a clearance rack. Next thing you know, your cart (or your friend's cart) is now piled high with all the things you "think" you need to buy!

The best way to avoid this is to make a list and stick to it! See the tempting rack over there with orange, red or yellow discount tags? Keep on walking. The psychology behind this particular color theory is that Reds, Yellows, & Oranges evoke excitement and urgency. This causes you to think that if you don't buy it now, it will be gone tomorrow!

The more you "look," the more you're going to want to "buy." Get in & get out.

3. Anywhere You Have A Store Card

Yes, this is a BIG no-no when window shopping. Avoid anywhere that you may have a store credit card to. You happen to stop by that store & then remember you have a store charge card. You see this item that you just have to have. You've now entered the mindset that "oh, I'll just put it on my card & pay it off later." But later comes. And now you have a couple hundred dollars in frivolous charges on there. This will take a bit to pay off.

The best way to avoid this is to either wait in the car or opt to check out a less enticing store while shopping.

What Have We Learned?

The best ways to stop window shopping is to remove the temptation from your errands. Eat before you shop, to avoid unnecessary checkout lane splurges; stay away from clearance racks; and distance yourself from any place that you might have a store credit card to. And if you want to learn more about maintaining your budget and saving money, follow us here at creditsoup.com

Follow Us Here!

Editorial Disclaimer: Information in these articles is brought to you by CreditSoup. Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles. The information is accurate to the best of our knowledge when posted; however, all credit card information is presented without warranty. Please check the issuer’s website for the most current information.

Advertiser Disclosure

CreditSoup is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which CreditSoup receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditSoup does not include all companies or all offers available in the marketplace. CreditSoup may use other proprietary factors to impact offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

CreditSoup.com may be compensated by companies mentioned on our site when a consumer’s application is accepted or approved by the company.