Financial Tips

  1. How to Build a Work Wardrobe (When You’re Broke)

    When I accepted the offer for my first job, I only had about $100 to create an entire work wardrobe. And when I walked into stores, I quickly found that my $100 wouldn’t buy a single dress. I was frustrated and panicking because my start date was just a few days away. Thankfully, I did some research and talked to friends, and got some smart ideas to find cheap work clothes. I was able to start work with many office-worthy outfits that looked great, without overextending my budget.

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  2. How to Get the Best Deal on a New Car

    If you’re a first-time car buyer, the process can be overwhelming and a little terrifying. The idea of going up against a tough car salesperson can feel like a losing proposition. However, there’s a way that even the shyest people can negotiate and get a great deal. Even better, you’ll be in an out of the dealership in under an hour.

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  3. 5 Best Places for a Summer Road Trip

    It’s already August, so there are just a few weeks left to summer. No more lazy days by the pool or trips to the beach. But before you start feeling down, there is still time to have one last adventure before returning to the regular grind. If you’re on a budget, you don’t need to spend a ton of money on hotels or airline tickets. With gas prices the lowest they’ve been in years, you can have an epic journey with family or friends with a summer road trip.

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  4. 6 Reasons Cheap Rural Living May Be a Better Deal Than You Realize

    Is big-city living all it’s cracked up to be? Or, would you be better off in a quieter, slower-paced rural environment? While this question has been debated for years, there is no “right” or “wrong” answer that suits everyone. The truth is, some people prefer the close-knit quarters of an urban existence while others crave more space.

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  5. 5 Top-Paying Careers in 2017

    The average starting salary for new college graduates is $49,785. While that number is a healthy salary, financial demands can make it difficult to make ends meet. Graduates are leaving school with an average student loan balance of $37,172, which can eat up a significant part of their income.

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  6. How to Save Money on Textbooks

    While college tuition is expensive enough, coming up with the cash to pay for textbooks can be difficult. The cost of books has skyrocketed in recent years. Since 1978, the price of textbooks has risen 812 percent. The average undergraduate student will spend approximately $1,300 a year on books. That high cost can add thousands to your college education, or can prohibit you from buying necessary books.

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  7. 4 Tips for Budgeting Your Summer Move

    With kids out of school, longer daylight hours, and warm weather, summer is the perfect season for a big move. Each year, 11 percent of Americans move to a new home. About 3 million of those move across state lines, with professional movers handling about 800,000 moves annually. The summer months traditionally see the biggest surge of moving activity, with a recent report indicating about 38 percent of all moves in 2016 happened between June and August.

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  8. 10 Highest-Paying Careers for 2017-18 College Graduates

    Graduating with a college degree requires a sincere commitment to academics and a laser-focus on achieving one’s goals. Many top degree programs require four years of rigorous coursework at the very least, while some of the highest-paying fields require eight or more years in school along with a residency and/or on-the-job training.

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  9. 5 Best Cities For New College Graduates

    Graduating from college is an exciting time. You’re finally done with classes, term papers and exams. From starting a new job to moving out on your own, your life changes drastically after school. However, those changes can be expensive. With expenses like rent and student loan payments, making ends meet can be more challenging than you expected. In the United States, the average rental cost for a one-bedroom apartment is $1,021.

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  10. Bachelor's Degrees Jobs with the Best ROI for 2017-2018

    According to a recent analysis from USA Today, using data compiled by the Economic Policy Institute, a college degree is one of the best financial investments anyone can make. In 2015, college graduates earned 56 percent more than high school graduates. Non-degreed adults also face higher unemployment rates and fewer opportunities over all, mostly due to lost manufacturing jobs from the last decade.

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  11. How to Score the Cheapest Flights

    When planning a vacation, your flight can be the most expensive part. It can be more than your hotel, car rental and food combined. A pricey flight can cut down on the number of things you can do on your trip, or even reduce how long your vacation can be.

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  12. 5 Surprisingly Affordable Tropical Destinations

    Traveling the world is the goal of many people. Visiting foreign countries, seeing landmarks, and sampling new cuisines can be an incredible experience. But the price can be prohibitive for many. If you dreamed of traveling the world but have been delaying take the plunge, you might be afraid of the cost. Planning a vacation when you’re on a budget can be difficult. However, there are some beautiful, tropical destinations that are shockingly affordable.

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  13. 10 College Degrees with Awesome ROI for 2017-2018

    Despite the growing costs of higher education, a college degree is usually the best way to get ahead. With a degree in an in-demand and profitable industry, workers can get their foot in the door, climb the career ladder, and continue improving their skills.

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  14. Best Ways To Travel For Free

    There are few ideas as captivating as free travel. It’s an elusive goal for many, but it’s not impossible. To get there, you can use one of several strategies that offer travel opportunities that someone else will pay for. But first, you have to understand that free travel is never easy. As the saying goes, there’s no such thing as a free lunch, and any travel that you accept for free will come with other types of costs and obligations.

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  15. 5 Ways to Protect Your Credit When Traveling

    If you’re planning on traveling this summer, your credit cards are essential. You’ll need one to do everything from checking into a hotel to renting a car. While credit card theft and fraudulent charges are always a risk, it isn’t as big of a deal when you’re home. You can quickly cancel the cards, and your credit card company will send you new ones right away.

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  16. 9 Cheap Beach Towns You Can Actually Afford to Visit This Year

    If you have kids, you’re probably well aware that beach vacations are the ultimate gateway to frugal fun. Beyond transportation and lodging, you’ll pay very little to keep the kids busy all day. Head out to the beach from your hotel or rental, bring along a cooler of drinks and snacks, and your kids will use nature’s bounty – surf, sand, and sea life - to entertain themselves.

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  17. Shop Small Business Saturday

    Shop smart and shop small, as in small business, this Saturday, November 26th. Small Business Saturday takes place the Saturday between Black Friday and Cyber Monday and offers great benefits to not only the business owners but also the shoppers.

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  18. 4 Ways to Avoid a Christmas Spendover

    There are two different types of people when it comes to the holidays… those who think “It’s only October, I have plenty of time to do my Christmas shopping” or those who feel “There’s only 9 weeks til Christmas, I better get planning and finish shopping!” Many reasons exist that people procrastinate their holiday shopping, but a result of procrastinating can lead to spending a large amount of money at once, which doesn’t work for most people.

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  19. Travel Rewards for an on-the-go Traveler!

    Barclaycard Arrival Plus™ World Elite MasterCard®- Voted Money Magazine’s Best Frequent Flyer Credit Card! This travel rewards card has been voted the best frequent flyer credit card for frequent travelers who are looking for a no hassle card with great benefits.

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  20. Plan Big and Save

    Planning parties can be a lot of pressure especially when you have a tight budget. Here are 4 money saving tips to party planning to help you stretch your budget and save big!

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  21. Plan for Vacation Savings

    Summer time is almost here and for many that means…family vacation! Vacation planning can be stressful, as well as very expensive, but there are a number of ways to cut down on the stress and be less draining on the checkbook. Check out these 5 tips on how to save, but still have a memorable vacation.

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  22. Gardening on a Budget

    With Spring in full force the gardening bug is spreading. For those people who aren’t quite sure on what to do and don’t want to spend a lot of money just quite yet, check out these great tips on how to create a successful garden while not spending a fortune.

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  23. 9 Tips to Prepare Yourself For Winter

    While most of us are not looking forward to winter, looking ahead and being prepared for the cold can end up saving you cash! Check out these 9 tips to help get yourself prepared for the upcoming season.

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  24. Tools for Buying a Car

    There are many things to consider when buying a vehicle such as the vehicle's history, the vehicle's valuation, financing, and then finding the right monthly payment for you.

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  25. Ways to Reduce Debt

    Ways to Reduce Debt

    February 25, 2014

    Tips to reduce debt and improve your finances can vary from budgeting to listing debts to requesting lower interest rates.

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  26. Easy Ways to Save Money

    You can reduce spending without making big changes to your lifestyle. This isn't your typical list detailing how to spend less by sacrificing. We all know we could eat out less, buy fewer clothes, take fewer or less expensive vacations, clip coupons, make coffee at home instead of grabbing a latte, etc. But here are some ways to save money that you might not have thought of that are relatively pain-free.

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  27. Two Quick Steps to a Better Handle on Your Finances

    There are many things you can do to save money each day… making your own cup of coffee instead of grabbing a latte on your way to work; eating in instead of dining out; clipping coupons; and more, but here are a couple other ways you can get a better handle on your finances.

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  28. Looking to Go Green?

    Earth day is right around the corner and the non-green people are definitely missing out on some of the benefits of being a little earth friendly.

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  29. Splash into Summer!

    Summer is right around the corner and vacation season is almost here! Summertime also brings landscape and construction projects or perhaps even a new home! If any of these are in your future summer plans, you'll need to have a payment course of action.

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  30. Credit Tips from CreditSoup

    CreditSoup will inform you of money saving tips, ways to improve your credit, which credit cards will provide the best rewards options, which insurance provider has the best auto insurance rates, etc...

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Disclaimer: Information in these articles is brought to you by CreditSoup. Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles.