Advice & Expertise Blog

CreditSoup Staff

  1. 6 Ways Credit Cards Can Improve Your Financial Life

    6 Ways Credit Cards Can Improve Your Financial Life

    By the time most people reach adulthood, they undoubtedly have some level of familiarity with credit cards. Whether it’s a horror story of someone racking up thousands of dollars of credit card debt or the handful of card offers you receive in the mail on a weekly basis, they’re an integral part of the world’s financial fabric.

  2. Using Your First Credit Card To Improve Your Credit

    Using Your First Credit Card To Improve Your Credit

    It’s important that you have the right information before applying for your first credit card. Building good credit from the beginning is much easier than recovering from negative marks on your credit score. Follow these tips to build good credit with your first credit card.

  3. Strategic Ways To Improve Your Credit Score

    Strategic Ways To Improve Your Credit Score

    We all know paying off your debt will improve your credit but understanding how to pay off your debt could help increase your credit score exponentially. Learn more about how to strategically manage your credit score and may the most of your payments.

  4. 5 Tips for Hanging on to Your Hard-Earned Rewards Points

    5 Tips for Hanging on to Your Hard-Earned Rewards Points

    From airline miles to cash back, there’s no shortage of credit card rewards. While these rewards are plentiful, a significant chunk of consumers don't benefit from the situation. A study by Princeton Survey Research Associates International found that nearly a third of credit card holders don’t redeem their hard-earned rewards.

  5. Building Credit from Scratch – The Dos and Don’ts

    Building Credit from Scratch – The Dos and Don’ts

    A secured credit card uses a cash deposit as collateral. Normally, the cash deposit will be equivalent to the spending limit on the credit card. This allows the issuer to lower their risk taking on a new credit card user. The collateral works as a back-up plan for the credit card issuer; if the credit card bill isn’t paid on time, the issuer can use the deposit to pay off the balance.

  6. How To Choose a Credit Card

    How To Choose a Credit Card

    Most consumers understand the benefits of having a credit card, but it can feel overwhelming to choose from a seemingly endless list of options. Credit card companies and financial institutions offer dozens upon dozens of deals depending on your financial history and goals, and every card brings with it different terms, interest rates, and perks.

  7. How to Establish (or Reestablish) Good Credit

    How to Establish (or Reestablish) Good Credit

    Your credit rating, or how much of a risk it is to lend you money, is generally determined by your FICO score. This is a score that ranges from 300 to 850, and higher scores indicate a better credit rating and make it more likely that you will be able to obtain loans. To have any credit score at all, you'll need to have at least one credit account where a creditor reports on your activities to credit bureaus open for a minimum of six months.

  8. Your Top 3 Travel Cards for Summertime Fun

    Your Top 3 Travel Cards for Summertime Fun

    Vacations and summer. They go together like sunscreen and coconut scent, hot dogs and mustard, and tropical drinks and decorative umbrellas. Is it any wonder that people begin to plan trips to warmer climates during the dead of winter? They spend weeks — and even months — obsessing about location, quibbling over price, and delving into web research. A massive amount of planning goes into an annual summer vacation, but people sometimes neglect a key concern: How to make funding your trip simpl

  9. 4 Tips for Budgeting Your Summer Move

    4 Tips for Budgeting Your Summer Move

    With kids out of school, longer daylight hours, and warm weather, summer is the perfect season for a big move. Each year, 11 percent of Americans move to a new home. About 3 million of those move across state lines, with professional movers handling about 800,000 moves annually. The summer months traditionally see the biggest surge of moving activity, with a recent report indicating about 38 percent of all moves in 2016 happened between June and August.

  10. Making Sense Of Your Credit Score

    Making Sense Of Your Credit Score

    Several factors influence a credit score and how the score is determined. The higher the credit score the better chance the consumer will have to be approved for lower interest loans and prime credit cards. Along with approval odds, your credit score may have a factor in whether you are hired for your dream job or utility rates for cable, internet, etc. In this infographic, you’ll find a rundown of the different aspects that make up your credit score and how you can improve your score. Read on

  11. How to Boost Your Odds of Credit Card Approval

    How to Boost Your Odds of Credit Card Approval

    Finding a credit card that's a good fit for your lifestyle is hard enough, but getting approval can seem like an impossible challenge. Rejection is never fun, and it's particularly painful to be rejected because of something as personal as your financial history.


Editorial Disclaimer: Information in these articles is brought to you by CreditSoup. Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles. The information is accurate to the best of our knowledge when posted; however, all credit card information is presented without warranty. Please check the issuer’s website for the most current information.



Advertiser Disclosure

CreditSoup is an independent, advertising-supported comparison service. The card offers that appear on this site are from companies from which CreditSoup receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditSoup does not include all card companies or all card offers available in the marketplace. CreditSoup may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

CreditSoup.com may be compensated by companies mentioned on our site when a consumer’s application is accepted or approved by the company.