Advice & Expertise Blog

CreditSoup Staff

  1. December 31, 2018

    Check out our best of 2018 blogs, publications and offers!

  2. December 27, 2018

    The largest major credit card companies include issuers like Chase, Citibank, Bank of America, Capital One, Discover and Wells Fargo. Credit card networks include Visa, MasterCard, Discover and American Express. Credit card companies are ranked based on outstanding balances, purchase volume and cards in circulation.

  3. December 24, 2018

    Discover's Cashback Debit is a 1% cash-back rewards checking account that comes with no monthly fees and access to over 60,000 fee-free ATMs across the U.S.

  4. December 19, 2018

    It’s important that you have the right information before applying for your first credit card. Building good credit from the beginning is much easier than recovering from negative marks on your credit score. Follow these tips to build good credit with your first credit card.

  5. November 5, 2018

    We all know paying off your debt will improve your credit but understanding how to pay off your debt could help increase your credit score exponentially. Learn more about how to strategically manage your credit score and may the most of your payments.

  6. September 27, 2018

    At some point in your life you with experience a situation that will require you to take on unexpected debt, but taking on this new debt doesn’t have to alter your way of life or affect your credit negatively. Follow these simple tips to effectively manage your short-term personal debt.

  7. September 10, 2018

    Credit cards can be a create way to establish a credit if you don’t have any or to improve your existing credit score over time. Learn more about how credit cards can positively affect your credit.

  8. February 1, 2018

    Looking for financing options for your small business? Check out our info graphic for details and steps you can take to help get you started.

  9. January 3, 2018

    Check our our year in review blog that has our top articles, top publications, as well as some top offers!

  10. December 13, 2017

    Millennials have come of age, and members of Generation Z are hot on their heels. Along with the typical struggles of adulthood, they’re realizing that financial management requires more than luck.

  11. November 27, 2017

    From airline miles to cash back, there’s no shortage of credit card rewards. While these rewards are plentiful, a significant chunk of consumers don't benefit from the situation. A study by Princeton Survey Research Associates International found that nearly a third of credit card holders don’t redeem their hard-earned rewards.

  12. September 27, 2017

    A secured credit card uses a cash deposit as collateral. Normally, the cash deposit will be equivalent to the spending limit on the credit card. This allows the issuer to lower their risk taking on a new credit card user. The collateral works as a back-up plan for the credit card issuer; if the credit card bill isn’t paid on time, the issuer can use the deposit to pay off the balance.

  13. September 21, 2017

    Most consumers understand the benefits of having a credit card, but it can feel overwhelming to choose from a seemingly endless list of options. Credit card companies and financial institutions offer dozens upon dozens of deals depending on your financial history and goals, and every card brings with it different terms, interest rates, and perks.

  14. August 17, 2017

    There are a lot of options for travel credit cards in the market today. Offering a high sign-up bonus, generous earnings rate, flexible redemption, with no foreign transaction fees - the Barclaycard Arrival Plus® World Elite MasterCard®, is a great travel credit card to consider adding to your wallet.

  15. August 2, 2017

    Your credit rating, or how much of a risk it is to lend you money, is generally determined by your FICO score. This is a score that ranges from 300 to 850, and higher scores indicate a better credit rating and make it more likely that you will be able to obtain loans. To have any credit score at all, you'll need to have at least one credit account where a creditor reports on your activities to credit bureaus open for a minimum of six months.

  16. July 28, 2017

    Vacations and summer. They go together like sunscreen and coconut scent, hot dogs and mustard, and tropical drinks and decorative umbrellas. Is it any wonder that people begin to plan trips to warmer climates during the dead of winter? They spend weeks — and even months — obsessing about location, quibbling over price, and delving into web research. A massive amount of planning goes into an annual summer vacation, but people sometimes neglect a key concern: How to make funding your trip simpl

  17. July 24, 2017

    With kids out of school, longer daylight hours, and warm weather, summer is the perfect season for a big move. Each year, 11 percent of Americans move to a new home. About 3 million of those move across state lines, with professional movers handling about 800,000 moves annually. The summer months traditionally see the biggest surge of moving activity, with a recent report indicating about 38 percent of all moves in 2016 happened between June and August.

  18. June 27, 2017

    By the time most people are old enough to open a credit card, they’ve undoubtedly heard countless cautionary tales of friends and family members who dug themselves into debt, faced hefty interest rates after not reading the fine print, or destroyed their credit scores with a few poor decisions.

  19. June 13, 2017

    There’s no such thing as a free lunch, right? Many credit card companies try to entice customers with rewards such as cash back, free hotel stays, or travel perks — but almost everything comes at a cost.

  20. June 1, 2017

    Several factors influence a credit score and how the score is determined. The higher the credit score the better chance the consumer will have to be approved for lower interest loans and prime credit cards. Along with approval odds, your credit score may have a factor in whether you are hired for your dream job or utility rates for cable, internet, etc. In this infographic, you’ll find a rundown of the different aspects that make up your credit score and how you can improve your score. Read on

  21. May 25, 2017

    Credit card offers are everywhere. Boot up your computer, type "credit card" into your favorite search engine, and you'll be inundated with hundreds (if not thousands) of options. Some cards are objectively better than others, but how do you spot the truly terrible ones?

  22. May 18, 2017

    Finding a credit card that's a good fit for your lifestyle is hard enough, but getting approval can seem like an impossible challenge. Rejection is never fun, and it's particularly painful to be rejected because of something as personal as your financial history.

  23. April 13, 2017

    By the time most people reach adulthood, they undoubtedly have some level of familiarity with credit cards. Whether it’s a horror story of someone racking up thousands of dollars of credit card debt or the handful of card offers you receive in the mail on a weekly basis, they’re an integral part of the world’s financial fabric.

  24. March 3, 2017

    Applying for college can seem like a long and arduous process, so it's no surprise that students often fail to take advantage of free money available to them. It's just one more essay to do or piece of government paperwork to fill out.

Editorial Disclaimer: Information in these articles is brought to you by CreditSoup. Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles. The information is accurate to the best of our knowledge when posted; however, all credit card information is presented without warranty. Please check the issuer’s website for the most current information.

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CreditSoup is an independent, advertising-supported comparison service. The card offers that appear on this site are from companies from which CreditSoup receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditSoup does not include all card companies or all card offers available in the marketplace. CreditSoup may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category. may be compensated by companies mentioned on our site when a consumer’s application is accepted or approved by the company.