“Financial Tips” Articles - CreditSoup.com Blog

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Financial Tips

Save Your Green!

Scott Delzer March 14, 2023
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It's St. Patrick's Day! Help save your 'green' with these 5 simple tips! If you start today, you’ll be saving more of your green before you know it!
Job Searching? Clean Up Your Web Presence Socially & Financially

Kat Tretina March 7, 2023
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If you’re in the hunt for a job, you likely have polished your resume, bought an interview suit, and spend huge chunks of your day scouring job boards. However, if you haven’t taken the time to check out your web presence & monitor your credit report, you could cost yourself that coveted job.
4 Ways to Pay Down Debt

Amanda Peterson January 11, 2023
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I'm sure you're probably overwhelmed by now and wondering "where do I even start?" to get rid of that credit card debt. Fortunately, CreditSoup has 4 ways to begin paying down that debt.
How to Repay Holiday Debt

Kat Tretina December 19, 2022
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If you have debt after the holidays, you’re not alone. By using these five tips, you can get out of debt, and save money in the process, putting you in a more secure financial position for next year’s holiday season.
7 Ways to Make Money Over the Holidays

Kat Tretina December 14, 2022
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Trying to buy thoughtful gifts for friends and family and finding just the right outfit for every holiday party can hurt your budget. If you’ve been working on paying down student loan debt or building an emergency fund, the holidays can be a serious setback.
Stuck with Holiday Credit Card Bills? Here Are Your Best Options

Holly Johnson December 7, 2022
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Holiday debt isn’t always planned. Sometimes you head into the holiday season believing you’ll be able to pay off all the gifts you charge to a credit card, but then “life happens”. If you’re wondering what steps to take now, you may be surprised to find your credit card could actually help you get out of debt.
What to Avoid on Black Friday to Save Money

Kat Tretina November 15, 2022
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Retailers are desperate to make you part with your hard-earned money. They rely on retail tricks to convince you to open your wallet when you otherwise wouldn’t spend money. To avoid overspending, here are five Black Friday tricks you should know about.
4 Ways to Save While Hosting Over the Holidays

Camie Sims November 2, 2022
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Hosting even just your small family for the holidays can quickly turn into quite a bit of money and time spent. Check out these 4 ways to help you save!
Should You Use Credit or Debit for Your Holiday Shopping This Year?

Holly Johnson November 1, 2022
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Sticking to your holiday shopping budget can be tricky no matter how you pay. After all, you may have a dozen people on your holiday shopping list, and potentially more. Finding the perfect gift for everyone is hard enough, let alone finding gifts that are within your price range.
Using A Credit Card To Improve Your Credit Score

CreditSoup Staff October 14, 2022
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Credit cards can be a create way to establish a credit if you don’t have any or to improve your existing credit score over time. Learn more about how credit cards can positively affect your credit.
Don’t Scare Your Budget This Halloween

Camie Sims October 13, 2022
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Halloween can scare even the toughest of budgets - make sure it doesn't terrify yours with these 5 tips!
How to Create a Budget for the Holidays

Kat Tretina October 6, 2022
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The holidays are rapidly approaching, so you’re probably coming up with gift shopping lists and planning your decorations and travel arrangements. But there’s one major task you have to do before you start making purchases: come up with a holiday budget.
7 Ways to Save Money this Halloween

Kat Tretina October 5, 2022
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If you love all things spooky and creepy, you’re excited by the fact that Halloween is just around the corner. However, it can quickly derail your budget.Instead, follow these seven tips to save money on Halloween candy, costumes, and decor.
Why Lowering Your Expenses Should Be Your #1 Financial Goal This Year

Holly Johnson August 20, 2022
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Lowering your expenses isn’t always easy. To really cut your spending, you may need to take some uncomfortable steps in your life – steps like using a budget for the first time, giving up expensive hobbies like going to bars or dining out, and avoiding situations where you’re tempted to spend.
How Does Your Credit Score Measure Up?

Kat Tretina August 15, 2022
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You’ve probably heard from your parents and teachers that a good credit score is important. But what is good credit for your age and how do you get there? Find out what the average credit score is for each age group and what you can do to improve your score.
7 Tips for Staying Debt-Free

Kat Tretina August 4, 2022
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Being debt-free gives you more financial freedom, allowing you to pursue other goals without the weight of interest charges and monthly payments on your shoulders. To keep yourself from ending up in debt again, use these tips and regularly review your finances.
How Many Credit Cards Should You Carry?

Kat Tretina July 20, 2022
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If used strategically, credit cards can be an amazing tool. They can give you more flexibility in your spending, allow you to earn valuable rewards, and you can take advantage of benefits like free car rental insurance and purchase protection.
How to Pay for Your Dream Vacation With a Personal Loan

Kat Tretina June 12, 2022
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Using a personal loan to pay for a vacation is never ideal, and no financial expert would ever recommend you do it. Instead, you should aim to pay for your trip in full with cash from your savings or checking account.
4 Passive Income Strategies That Aren’t as Tough as You Think

CreditSoup Staff May 26, 2022
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The most lucrative passive income strategies almost certainly require a significant initial investment of time, money and effort. Still, lack of resources is no excuse for you to quit before you start. Check out these methods for using what you already have to generate a revenue stream:
Should You Marry Someone with Bad Credit?

Holly Johnson May 12, 2022
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According to recent studies, a little over half of Americans said they would not marry someone who has “bad” credit, or an extremely poor credit score. Funny enough, consumers seem to have a brighter outlook when it comes to credit card debt.
8 Cheap Summer Vacation Ideas with Kids

Holly Johnson April 29, 2022
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There are plenty of ways to make family memories without spending a bundle. If you’re angling for a summer vacation with kids that won’t blow your budget out the window, consider these low-cost and mid-tier vacation ideas.
Poor Credit Doesn’t Have To Ruin Your Life

CreditSoup Staff April 1, 2022
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Still, poor credit doesn’t mean that your financial life is over. If you’re committed to building the discipline not to spend more money than you have, you might find your options pretty light in comparison.
3 Financing Options for Home Improvement Projects

Kat Tretina March 18, 2022
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Home improvement projects can improve the look of your home, boost its usability, and even increase its resale value. While it would be best to pay for those repairs or renovations with money from your savings account, most people don’t have enough money tucked away to cover the cost. That’s when home improvement loans can be a wise solution.
5 Tips for Using a Personal Loan for Job Relocation

Kat Tretina January 8, 2022
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Relocating for a new job can be exciting, scary, and expensive. If you don’t have enough money stashed away in savings to cover the cost, you may be thinking of charging your moving expenses to a credit card. But there may be a better way: using a personal loan.
3 Tips for Preparing Your Finances for Holiday Shopping

Adam West December 10, 2021
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Given that your holiday spending could very well end up being more than a mortgage payment, it’s important to get a handle on your finances well before you start swiping your way through holiday sales. With a little preparation and planning, you can ensure your finances make it through the holidays and into the new year.
7 Places to Sell Used or Unused Stuff for Cash

Kat Tretina November 4, 2021
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Whether you’re short on cash and need money to pay rent or just want to boost your savings, your home can be a great source of income. It's best to start comparing prices on a number of selling sites to ensure you get the best deal. Check out these top 7 places to sell your used or unused stuff online.
9 Ways to Get Married for Less

Holly Johnson September 10, 2021
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If you’re someone who isn’t too keen on spending money you don’t have (or borrowing money) for your wedding day, it’s smart to look for ways to whittle down costs. Here are nine ways to get married for less.
5 Mother's Day Gifts Under $10

Chelsea Denning April 21, 2021
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Just because you're on a budget doesn't mean you can't get something nice for your mom on Mother's Day. Here are five classy and heartfelt items to consider for cheap Mother's Day gifts as the holiday approaches.
How to Boost Your Credit Score Quickly So You Can Earn Rewards

Holly Johnson September 28, 2020
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Earning cash back or travel rewards can be a dream come true, but it’s a dream that’s out of reach for many. The reality is, rewards and travel credit cards are only available to consumers with good or excellent credit. The rest of the world is forced to miss out, relying on boring credit cards with few perks or benefits.
Free Travel Strategies Using Credit Card Signup Bonuses

Holly Johnson September 22, 2020
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If you’re new to the world of travel credit cards, you’re probably wondering how to best stretch the initial bonuses you can earn as far as they can go. To get the most out of credit card signup bonuses, you need a few essential travel strategies under your belt. Don’t worry - they’re not that complicated.
How to Create a Mid-Year Money Goals Review

Holly Johnson July 22, 2020
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Building wealth is a long-term game that requires patience and forward thinking. Of course, those who start saving and investing early tend to have the best results. For that reason, it’s smart to create annual goals as well as five-year, ten-year, and even twenty-year financial goals.
5 Side Hustles That Pay $20/Hr and Up

Kat Tretina July 15, 2020
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The term side hustle has become quite popular lately and for good reason. Most of us could use some extra money in the bank. The reality is, many side hustle jobs are easier to get started than you think.
4 Ways to Turn Extra Space Into a Goldmine

Kat Tretina July 1, 2020
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If you look around your home or garage and see extra space or unoccupied rooms, you could be seeing dollar signs. You can earn cash from spare space without having to spend a ton of time prepping or marketing. Here are some ways you can turn unused living or storage space into money, fast.
Can You Pay for Uber or Lyft with a Prepaid Debit Card?

CreditSoup Staff June 23, 2020
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It's important to know the various payment options for ride sharing services like Uber and Lyft
What Is a Recession? And How Do I Prepare For It?

Holly Johnson March 31, 2020
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Coronavirus, which causes COVID-19, has threatened to shut down our businesses and our lives for weeks and months to come. All of a sudden, our economy went from a period of rapid growth into a barrel roll toward a recession in a matter of weeks.
How Banks and Credit Card Issuers are Helping Consumers During the COVID-19 Crisis

Holly Johnson March 25, 2020
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Economic upheaval caused by COVID-19 will come with some inevitable consequences, and that’s particularly true when it comes to consumer finances. Banks and lenders are doing their part to lessen the damage and make keeping up with bills considerably easier.
7 Things to Do Now to Protect Your Finances from Covid-19

Kat Tretina March 19, 2020
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The coronavirus pandemic has already had a significant impact on our daily lives, and it’s even started affecting our bank accounts. Whether you’ve already been affected or are simply preparing for the worst, here are seven things you can do now to protect your finances.
Quest Diagnostics Data Breach — What to Do if You’re Affected

August 22, 2019
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If you’ve kept up with the news, you know that major data breaches seem to happen every few months, or at least a few times per year. Remember the huge Equifax data breach of 2017? That one released the sensitive personal details of over 143 million Americans, putting many people and their finances in jeopardy as a result.
Summer Vacation Options that Won’t Break Your Budget

Holly Johnson July 26, 2019
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Summer is in full swing, and the long sunny days are likely making you long for some fun time away. And there’s no better time to soak up all this world has to offer than during the warm summer months. There’s just one problem: How can you take a vacation when you’re on a budget?
What Credit Score You Need to Qualify for the Most Popular Credit Cards

Kat Tretina July 24, 2019
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To qualify for a strong rewards credit card, you’ll likely need a high credit score. More basic cards have lower requirements, so it’s easier to get approved for a card.
8 Credit Card Considerations When Traveling Internationally

Holly Johnson June 26, 2019
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Before you begin planning for your first overseas trip, however, it helps to know how credit cards factor in. You should absolutely bring one with you — and maybe even more than one — but there’s more to planning your trip than simply packing a credit card in your wallet before you hit the road.
How Do Credit Scores Vary by Age and Region?

Holly Johnson June 12, 2019
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Most people don’t realize how important their credit score is until it’s time to purchase a home, finance a car, or borrow money for any other reason. It’s always smart to know your current credit score, as well as the steps you can take to improve it.
5 Ways Credit Cards Can Impact Your FICO scores

Kat Tretina June 10, 2019
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Credit cards play a big role in establishing your credit score. If used wisely, credit cards can positively impact your credit. But, at the same time, credit card mistakes can be costly in the form of a damaged credit report.
Apple Pay — Which Merchants Accept it in 2019?

Holly Johnson May 31, 2019
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Apple Pay is a mobile payment platform that works similarly to Android Pay and Google Pay. Once you set up Apple Pay on your mobile device, you can use it to make secure purchases in stores, on certain apps, and on the web.
How to Use Cash and Points to Save Money on Hotel Stays

Kat Tretina May 30, 2019
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If you’re a frequent traveler, you’re probably a member of a hotel-branded loyalty program or you may have a travel rewards credit card. These programs help you earn points which you can use to book future hotel stays.
Credit Monitoring vs. Credit Freezes: Which Offers More Protection?

Kat Tretina May 24, 2019
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If you’re worried about identity theft, it’s essential that you take measures to protect your credit. Two options to consider are credit monitoring and placing a credit freeze on your accounts. While both approaches offer extra security, they’re not interchangeable and they each have their own drawbacks and benefits.
Are RFID Blocking Wallets Worth the Effort?

Holly Johnson May 20, 2019
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In case you’re wondering how an RFID blocking wallet works, keep in mind that thieves are forced to try increasingly complex schemes as technology improves. RFID blocking wallets, sleeves, and other products with RFID protection block fraudsters from stealing information from RFID-enabled credit cards.
7 Dangerous Places to Carry a Debit Card

Kat Tretina April 12, 2019
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It’s important to know that you shouldn’t rely on a debit card for everything. In fact, using a debit card can sometimes be downright dangerous. Here are seven occasions when using a debit card just doesn’t make sense.
Making Sense of the Credit Card Reconsideration Process

Kat Tretina April 11, 2019
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When you apply for a credit card, you usually get an immediate response: you’re either approved or (gulp) denied. If you have your heart set on a certain card because of its valuable rewards or benefits, getting a denial can be frustrating.
5 Hidden Financial and Social Impacts of America’s Student Loan Debt Problem

Holly Johnson April 8, 2019
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While there are many shocking statistics regarding American problems with student debt, one figure stands out from them all. As of early 2019, Americans owe over $1.56 trillion dollars toward student loans. No, that is not a typo! This record-breaking sum is spread among over 45 million borrowers according to Student Loan Hero, yet the individual burden is still astronomical.
5 Best Password Managers of 2019

Holly Johnson March 1, 2019
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It seems like you need a complex password for everything these days, ranging from the online account you use to pay your electric bill to your cable television account, credit card account, and online bank.
What Is the Chase 5/24 Rule?

Kat Tretina February 19, 2019
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If you’re a skilled credit card user and juggle multiple rewards credit cards to take advantage of their benefits, you know how great Chase’ Ultimate Rewards program can be. Offering excellent cash back, bonus miles, and perks, Chase rewards are extremely valuable.
Disney World with Rewards? Yes, It’s Possible

Holly Johnson February 15, 2019
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Disney World in Orlando, Florida may just be the holy grail of vacations for most Americans, but that doesn’t mean it’s affordable. If you want to take savings up a notch, you can even earn rewards in programs that let you book airfare, hotel stays, and other components of a Disney trip for free.
Credit Card Tricks for an Affordable Valentine’s Day

Adam West February 13, 2019
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Although Valentine’s Day has a long history, it has been celebrated as a day of love and romance for at least the last century (a time that, not uncoincidentally, coincides with the origins of the Hallmark card company). And, while the number of people celebrating the holiday has declined over the last decade, those still taking part are expected to spend more than ever.
How to Earn Airline Miles Without Paying an Annual Fee

Holly Johnson January 19, 2019
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The high cost of airfare is just one of the reasons many families pursue airline miles. Not only can airline miles help you travel the world for free, but you can use them for better seats and upgraded cabins that make flying more of an experience.
Will a New Rewards Credit Card Harm My Credit Score?

Holly Johnson December 31, 2018
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It’s smart to wonder how getting a new credit card will affect your credit score. After all, your credit score can impact the interest rate you’ll pay on credit cards and other loans. Learn more about your credit score and if a new rewards credit card would harm it.
10 Reasons To Apply For A New Credit Card | CreditSoup

CreditSoup Staff December 27, 2018
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Credit card benefits and rewards for new applicants are contently changing to stay competitive with other credit card companies, here are 10 reasons why you should consider applying for a new credit card.
Using Your First Credit Card To Improve Your Credit

CreditSoup Staff December 19, 2018
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It’s important that you have the right information before applying for your first credit card. Building good credit from the beginning is much easier than recovering from negative marks on your credit score. Follow these tips to build good credit with your first credit card.
Why Gift Cards Could Be the Worst Holiday Gift You Can Give

Holly Johnson December 14, 2018
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With so much thought and money poured into the holiday spending season, it’s easy to wonder why we still give our dear family members and friends gift cards each year. When you really think about it, gift cards are easily the most generic gift you can give!
Protect Yourself in the Wake of the Marriott Data Breach

Adam West December 11, 2018
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At this point in our society, the number and regularity of data breaches mean it’s safe to assume most of us have been the victim of some type of data theft. But, no matter how common data theft may be these days, the associated risks are not to be taken lightly.
Which is Better for the Holidays: Personal Loan or Credit Card?

Kat Tretina December 9, 2018
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With the holidays just around the corner, many people are worrying about how to pay for the holidays. Between gifts, travel, decor, and meals, the holiday budget can quickly spiral out of control.
7 Ways to Save Money on Holiday Shopping

Kat Tretina December 6, 2018
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The holiday season is upon us, which means you’re likely shopping for gifts, decor, and other trimmings. The cost of holiday shopping can quickly cost you hundreds or even thousands of dollars, derailing your financial goals and wrecking your budget.
How to Get the Most Money for Your Cell Phone

Kat Tretina December 4, 2018
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While it may be tempting to just trade it in for a new phone because of convenience, you may be throwing money away. Instead, check out these five tips to get the most money for your phone.
How to Boost Your Credit Limit

Kat Tretina December 3, 2018
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When you get your first credit card, your credit limit is typically very low. It could be as small as a few hundreds dollars. While getting a credit card is a great step in building your credit, having such a small credit limit can be frustrating.
5 Differences Between Charge Cards and Credit Cards

Kat Tretina October 18, 2018
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What type of card you have is important. It affects how much you owe each month, what you’ll pay in fees, and how much you can spend. When deciding whether to open a credit card or a charge card, it’s important to keep these differences in mind to ensure you make the right choice for you.
Worried About Your Identity? Now You Can Freeze Your Credit for Free

Holly Johnson October 2, 2018
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While many people have kept an eye on their credit by signing up for free credit monitoring or paying for an identity protection service like LifeLock, there has been another option on the table for some time now — freezing your credit. Through a credit freeze, Americans have had the opportunity to stall their credit and make it unavailable to anyone who tries to open an account in their name.
What’s the Best Way to Avoid Bank Overdraft Fees?

Holly Johnson October 1, 2018
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When it comes to choosing a bank, there are several ways to keep costs at a minimum while scoring valuable benefits. You can opt for a bank that offers free checking, high interest savings account options, or online banking perks that make paying bills or making deposits easy, for example.
Personal Debt Management Tips | Managing Short-Term Debt

CreditSoup Staff September 27, 2018
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At some point in your life you with experience a situation that will require you to take on unexpected debt, but taking on this new debt doesn’t have to alter your way of life or affect your credit negatively. Follow these simple tips to effectively manage your short-term personal debt.
How to Get 800 Credit Score in Your 20’s

Kat Tretina September 25, 2018
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If you want to achieve financial success at a young age, one of the best places to start is with your credit score. Your credit affects everything from the interest rate you get on a loan to whether or not you’ll land your dream job. Taking the time now to boost your score and reach 800 or higher will help you achieve your financial goals.
What is the FIRE movement all about?

Kat Tretina September 18, 2018
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If you spend any time reading personal finance blogs, you’ve likely heard of the FIRE movement. FIRE stands for, Financially Independent, Retire Early. It’s a movement that’s gaining momentum and devout followers. But what is it exactly? Learn more now.
Things to Consider When Buying Your First Home

Kat Tretina September 7, 2018
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Deciding to buy a home is a huge decision, and signals the next chapter of your adult life. You give up the sometimes nomadic existence of an apartment-dweller, put down real roots, and settle down. It can be a big transition. Before buying a home, ask yourself these five questions.
FICO vs. VantageScore: What’s the Difference?

Holly Johnson September 6, 2018
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Your credit score is an important measure of your overall credit health that can help — or stand in the way of — myriad financial goals. Although it isn't necessarily easy to understand, there are similarities to both your FICO score and VantageScore. Learn more now about each of these factors and what you can do to help improve your scores.
How Do I Get My Free Annual Credit Report?

Holly Johnson August 16, 2018
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If the information in your credit report is negative or incorrect, this could spell disaster for your credit score and your ability to qualify for loans or other forms of credit. Checking your credit report, you are able to monitor your credit for signs of identity theft or fraud.
How to Get an Apartment With Bad Credit

Kat Tretina August 14, 2018
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Most landlords have strict credit and income requirements. If you fall short of their guidelines, they won’t approve you for a lease. However, there are ways to secure a home. Check out these 6 strategies to get around credit requirements.
6 Fees That Can Wreck Your Budget

Kat Tretina August 2, 2018
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“Little” fees, such as overdraft fees or credit card annual fees, might seem insignificant. But over time, they can cause you to lose hundreds of dollars. Check out six of the worst fees and what you can do to avoid them.
5 Productivity Tips for Remote Workers

Kat Tretina July 27, 2018
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Working remotely sounds like a dream come true: no commute and work from the couch. You don’t even have to wear pants! However, if you’re not careful, being a remote worker can quickly lead to lounging and watching Netflix instead of doing great work.
Back to School Savings Tips

Brittni Shoup-Owens July 23, 2018
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Although it seems like summer just started, back to school commercials are playing, school supply lists are being sent in the mail, and school items are making their way back to store shelves. Despite the denial of summer ending, it’s time to start thinking about backpacks, pencils, folders, and back-to-school shopping.
5 Ways to Skip Long Security Lines at the Airport

Kat Tretina July 20, 2018
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Although airlines recommend you get to the airport two to three hours ahead of your flight’s departure time, that’s not always realistic. And, no one wants to spend hours killing time in an airport. Instead, find out how you can avoid the lengthy security lines altogether.
How to Get The Best Deals on Flights

Kat Tretina July 11, 2018
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If you’re planning a vacation, you know plane tickets can be one of your biggest expenses. In some cases, your airfare could cost even more than your hotel stay. Stretch your budget further by planning ahead and using these five tips.
Christmas in July: How to Prepare Now for the Holiday Season

Kat Tretina July 5, 2018
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It might be summer now, but the holidays are just around the corner. If the idea of shopping for Christmas gifts stresses you out, you’re not alone. To get your finances in order before the holiday season, follow this five-step plan
How to Raise Your Credit Score When You Can’t Get a Credit Card

Holly Johnson June 29, 2018
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You may not be approved for a new credit card if your credit profile is thin or you have negative marks on your credit report, after all. Still, you’ll want to take steps to improve your credit whether you can get a new credit card or not. Here are four strategies that can make the biggest impact in the shortest amount of time.
6 Apps That Will Help You Save at the Gas Pump

Kat Tretina June 27, 2018
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With all of the gorgeous weather after a brutal winter, many people are dreaming of trips to the beach or lounging by the pool. However, the cost of gasoline you use to get to your destination can be hard on your wallet. Check out our top favorite apps to save money at the pump.
5 Ways to Pay for Home Improvements

Kat Tretina June 26, 2018
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Whether you’ve lived in your home for a long time or you just moved in, you might be making plans to start doing some renovations. Maybe you’d like to update the kitchen or finish the basement. As you consider each, think about your financial situation and how you will pay for it.
6 Commonly Overlooked Steps When Dealing with Identity Theft

Kat Tretina June 21, 2018
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When you find out that someone has stolen your credit card or used your name to take out a loan, you probably know to contact your card company or the lender to dispute the charges. However, just changing your card numbers isn’t enough to protect you.
4 Ways to Score Frugal Travel While You Pay Down Debt

Holly Johnson June 18, 2018
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If you’re struggling with debt and know it will take you years to pay off, you’re not alone. You can travel frugally while you’re young and pay down debt, but you’ll need to avoid some pitfalls along the way. Here are 4 strategies you can use to see the world while you still can — without avoiding your responsibilities.
How to Furnish a New Apartment for $1,000 or Less

Kat Tretina June 13, 2018
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When I moved into my first apartment, I was working for a non-profit and making very little money. If you’re like me and struggling to furnish your apartment on a budget, find out how you can do so for under $1,000.
8 Ways You Are Wasting Money Every Day (and How to Stop)

Holly Johnson May 29, 2018
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To reach the end of the month (or the year) with extra cash to save and invest, you have to plug the holes in your sinking financial ship — and fast. The best way to do this is to figure out the ways you’re wasting money every day and stop doing it
10 Ways to Save $5,000 This Year

Kat Tretina May 25, 2018
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Are you fed up with scraping by month to month? You can save $5,000 in one year with a combination of cutting corners and boosting your income. Learn how to start saving money now.
How Being Overweight Can Cost You

Kat Tretina May 17, 2018
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Being overweight can affect your life in many ways. It can limit your mobility, affect your self-esteem, and can hurt your health. But, it can also harm you in other ways, especially when it comes to your finances.
7 Tips to Plan a Luxury Vacation for Less

Holly Johnson May 1, 2018
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Planning any type of trip can be stressful when your funds are limited, but you have a real task at hand if you expect luxury for less. Fortunately, there are ways to score luxury for less if you’re willing to do things differently, and able to plan ahead. Here are 7 tips that can help you book sheer luxury for less.
Should You Stop Earning Credit Card Rewards Before You Buy a Home?

Holly Johnson April 19, 2018
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Purchasing a home is an exciting and momentous occasion, but it’s one that’s often rife with stress. With that in mind, you may be wondering if credit card rewards could ruin your home purchase. Here’s the skinny on how credit cards can help — or hurt — your chances at getting a mortgage.
The Absurd Costs of a Disney Vacation and What to Do Instead

Holly Johnson April 5, 2018
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While nearly every parent dreams of taking their kids on a magical Disney vacation, not everyone can afford the outrageous costs required to visit a Disney park. Learn more about this magical vacation option and the alternatives for vacationing on a budget.
How to Protect Yourself and What to Do If You Are Affected by Data Breach

Courtney Nagle March 28, 2018
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With many new conveniences such as bank apps, comes the danger when entering your payment and personal identifying information into these apps. Learn more about the steps to take to help protect yourself from the worst consequences of data breach and identity theft, and what to do if you become a victim.
Surprise Cruise Expenses to Watch Out For

Holly Johnson March 5, 2018
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While cruise fares can be inexpensive on their own, there are plenty of “extras” and “gotchas” you should prepare for. While some of these added expenses can be avoided, others are just part of the deal. Learn more about the hidden expenses of a cruise.
8 Money Resolutions You Couldn’t Mess Up if You Tried

Holly Johnson February 15, 2018
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New Year’s resolutions are a popular way to set new goals at the end of the year. No matter your past indiscretions or whether or not you improved your life last year, a new year means a new opportunity to get things right. If you’re looking for an easy way to stick to your money goals this year, try these strategies:
How to Celebrate Valentine’s Day on a Budget

Kat Tretina February 8, 2018
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The average person spends $140 on Valentine’s Day, which can feel impossible if you have little money to spend on the holiday. If you are strapped for cash but have a special someone to share the day with, never fear, a great Valentine’s Day date doesn’t need to break the bank.
How to Overcome Holiday Debt With a Balance Transfer

Kat Tretina February 6, 2018
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It’s hard to say for sure how much your holiday credit card or store card debt will cost you because it depends on how long it takes you to pay it off. To give you an idea of what to expect, we’ll offer a couple of different scenarios:
Financing Your Small Business

CreditSoup Staff February 1, 2018
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Looking for financing options for your small business? Check out our info graphic for details and steps you can take to help get you started.
Take These 5 Steps Out of Holiday Debt

Holly Johnson January 30, 2018
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The bad news is, debt is pervasive, relentless, and a lot like Mogwai. If you feed it, it just keeps growing and growing as interest compounds over and over again. The good news is, there are some ways to put a lid on your holiday debt – and all your other debts – for good.
7 Ways to Make Money on SuperBowl Sunday

Kat Tretina January 23, 2018
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As one of the country’s biggest sporting events, people will host parties and events nationwide. However, if you’re not a football fan, it can be a bit dull. Thankfully, Super Bowl Sunday can be a money-making opportunity if you’re willing to forgo the game. Here are 7 creative ways you can make money during the big game.
Save On Airfare: 5 Tips to Never Pay for Checked Baggage Again

Holly Johnson January 18, 2018
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In terms of saving on checked baggage, there are several strategies to avoid this cost – which can easily add up to $200 round-trip for a family of four - altogether. Before you head out on your next getaway, consider these strategies:
Financial Resolutions - How to Reach your New Year Goals

CreditSoup Staff January 5, 2018
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In order to conquer debt and regain financial control in the New Year, you’ll need to familiarize yourself with some key terms and strategies.
Best of 2017

CreditSoup Staff January 3, 2018
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Check our our year in review blog that has our top articles, top publications, as well as some top offers!
The Young Adults Guide to Finance

CreditSoup Staff January 2, 2018
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Growing up is inherently unnerving. Money, however, doesn't have to be the scary monster that many people think.
Prevent Holiday Debt By Preparing for Christmas 2018 Now

Kat Tretina December 27, 2017
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Going into debt for the holidays can be an expensive mistake. Many people take months to pay off their debt; some are still making payments on their credit cards a year later. Thanks to interest charges, you could end up paying hundreds or even thousands more than you originally spent.
New Year’s Resolution: How to Build a $1,000 Emergency Fund

Kat Tretina December 14, 2017
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If a sudden car repair or medical bill would send you scrambling, you’re not alone. Nearly half of all Americans could not come up with $400 in an emergency. If that’s you, too, a single unexpected expense could deplete your bank account. To make ends meet, you might have to turn to credit cards or payday loans.
Financial Myths Millennials Need to Debunk

CreditSoup Staff December 13, 2017
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Millennials have come of age, and members of Generation Z are hot on their heels. Along with the typical struggles of adulthood, they’re realizing that financial management requires more than luck.
Joint Finances: How Sharing Money Can Bring Couples Closer

Holly Johnson December 7, 2017
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There’s a reason the divorce rate hovers around 40 to 50 percent at any given time. Marriage is hard, and it often comes with issues you can’t foresee. You marry “in sickness and in health” and “for rich or for poor,” but that doesn’t mean you actually expect the worst-case scenario to happen. And when life gives you lemons, divorce is often the easiest way out.
7 Companies Hiring Season Help Now

Kat Tretina November 28, 2017
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The holidays are undoubtedly expensive. However, you can cut down on your expenses by taking on a part-time seasonal job. You can make more money and can often take advantage of employee discounts, which can help stretch your budget further.
5 Tips for Hanging on to Your Hard-Earned Rewards Points

CreditSoup Staff November 27, 2017
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From airline miles to cash back, there’s no shortage of credit card rewards. While these rewards are plentiful, a significant chunk of consumers don't benefit from the situation. A study by Princeton Survey Research Associates International found that nearly a third of credit card holders don’t redeem their hard-earned rewards.
Tips on Smart Budgeting for Black Friday

CreditSoup Staff November 20, 2017
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We’ve come up with a Black Friday blueprint that will help you make it out of the weekend of deals with your sanity — and finances — intact.
Save This Holiday Season With Discounted Gift Cards

Kat Tretina November 17, 2017
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Last year, Americans planned to spend $929 on holiday gifts. That number doesn’t even touch on decorations, holiday outfits, or travel expenses. To pay for those gifts, many people turn to credit cards. But, thanks to high interest rates, their credit card balance can grow over time and it can take months to pay it off.
What You Need to Know Before Black Friday

Kat Tretina November 14, 2017
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Black Friday, the Friday after Thanksgiving, is noted as the biggest day for retailers of the year. Millions of people turn out in stores and online to score deals on electronics, clothes, and more. But before you camp out at the nearest department store at 2:00 a.m., it’s important to know that Black Friday isn’t always what it seems.
5 Ways to Make Money With Your Car

Kat Tretina October 19, 2017
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If your savings account is low and you need cash quickly, side hustles can be a smart way to make extra money. And, if you own a car, your earning potential can dramatically increase. Having access to a vehicle can help you earn more money in your spare time, so you can pay for unexpected expenses as they come up without using loans or credit cards.
5 Reasons My Kids Aren’t “Too Good” for Community College

Holly Johnson October 17, 2017
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With college costs and student loan debt soaring, I want to help my kids make smart decisions regarding their future. Since our kids were babies, we’ve been socking money away in their 529 savings plans. By the time they reach college, I estimate they’ll both have $50,000 to pay for any school of their choosing.
Free and Discounted Mental Health Resources

Kat Tretina October 5, 2017
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According to the National Institute of Mental Health, over 43 million adults in the United States have a mental illness. That number is approximately 18 percent of the nation’s population. Yet, mental illnesses are rarely talked about.
Lessons from Hurricane Harvey: Do You Need Flood Insurance?

Holly Johnson October 4, 2017
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As the water recedes in Houston and various waterfront communities across Texas, a startling financial reality continues to unfold. Where hurricane Harvey hit the hardest, 80 percent of homeowners and property owners lacked flood insurance coverage.
How to Become Debt Free Before the Next Financial Crisis Hits

Holly Johnson September 26, 2017
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Worried about the next financial crisis? Maybe you should be. Because our economy runs in cycles with recurring booms and busts, it’s only a matter of time before our recent run of fortune fizzles out.
Five Places Where Rent is Under $750

Kat Tretina September 25, 2017
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One of the largest expenses you have is housing. Renting an apartment can eat up 30 percent or more of your income, leaving little left over for building an emergency fund or paying off debt. In fact, the median rent nationwide is $1,001.
5 Questions to Ask Before Relocating

Kat Tretina September 20, 2017
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Moving for a new job — or at the request of your current employer — can either be an exciting or terrifying prospect. For some, getting to know a new city and possibly getting a pay bump along the way are big incentives to say yes. For others, change and uncertainty can leave them feeling anxious.
Affected By Equifax’s Data Breach? Here’s What to Do Now

Kat Tretina September 8, 2017
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On Thursday, credit reporting agency Equifax announced that a cyber security attack on their systems occurred. The company says that the data breach exposed customers’ personal information, including names, addresses, Social Security numbers and even driver’s license numbers. They also got a hold of thousands of credit card numbers.
How to Break the Paycheck to Paycheck Cycle

Kat Tretina August 31, 2017
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A staggering 49 percent of Americans are living paycheck to paycheck, meaning they have no savings. They’re completely reliant on the next payday to manage their expenses; if a paycheck is late, or an unexpected emergency comes up, they have no way to handle it.
How to Create a Sustainable Budget

Kirsten Thuringer August 22, 2017
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Whether you’re talking about the environment, energy, or food, sustainability has become a hot topic. But for all this talk about creating a sustainable society, people rarely apply the concept to household budgeting. We have somehow forgotten its place in fiscal management.
How to Build a Work Wardrobe (When You’re Broke)

Kat Tretina August 17, 2017
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When I accepted the offer for my first job, I only had about $100 to create an entire work wardrobe. And when I walked into stores, I quickly found that my $100 wouldn’t buy a single dress. I was frustrated and panicking because my start date was just a few days away. Thankfully, I did some research and talked to friends, and got some smart ideas to find cheap work clothes. I was able to start work with many office-worthy outfits that looked great, without overextending my budget.
How to Get the Best Deal on a New Car

Kat Tretina August 9, 2017
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If you’re a first-time car buyer, the process can be overwhelming and a little terrifying. The idea of going up against a tough car salesperson can feel like a losing proposition. However, there’s a way that even the shyest people can negotiate and get a great deal. Even better, you’ll be in an out of the dealership in under an hour.
5 Best Places for a Summer Road Trip

Kat Tretina August 7, 2017
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It’s already August, so there are just a few weeks left to summer. No more lazy days by the pool or trips to the beach. But before you start feeling down, there is still time to have one last adventure before returning to the regular grind. If you’re on a budget, you don’t need to spend a ton of money on hotels or airline tickets. With gas prices the lowest they’ve been in years, you can have an epic journey with family or friends with a summer road trip.
6 Reasons Cheap Rural Living May Be a Better Deal Than You Realize

Holly Johnson August 4, 2017
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Is big-city living all it’s cracked up to be? Or, would you be better off in a quieter, slower-paced rural environment? While this question has been debated for years, there is no “right” or “wrong” answer that suits everyone. The truth is, some people prefer the close-knit quarters of an urban existence while others crave more space.
5 Top-Paying Careers in 2017

Kat Tretina July 31, 2017
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The average starting salary for new college graduates is $49,785. While that number is a healthy salary, financial demands can make it difficult to make ends meet. Graduates are leaving school with an average student loan balance of $37,172, which can eat up a significant part of their income.
Hate the Idea of Student Loans? Here are 8 Ways to Borrow Less for College

Holly Johnson July 26, 2017
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While higher education is typically a good investment, the surging costs of a college degree have been blurring the line for years. Sure, college graduates tend to earn more, but they’re also facing growing debt loads, too. According to Student Loan Hero, the average 2016 college graduate left school with more than $37,000 in student loan debt.
How to Save Money on Textbooks

Kat Tretina July 25, 2017
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While college tuition is expensive enough, coming up with the cash to pay for textbooks can be difficult. The cost of books has skyrocketed in recent years. Since 1978, the price of textbooks has risen 812 percent. The average undergraduate student will spend approximately $1,300 a year on books. That high cost can add thousands to your college education, or can prohibit you from buying necessary books.
4 Tips for Budgeting Your Summer Move

CreditSoup Staff July 24, 2017
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With kids out of school, longer daylight hours, and warm weather, summer is the perfect season for a big move. Each year, 11 percent of Americans move to a new home. About 3 million of those move across state lines, with professional movers handling about 800,000 moves annually. The summer months traditionally see the biggest surge of moving activity, with a recent report indicating about 38 percent of all moves in 2016 happened between June and August.
10 Highest-Paying Careers for 2017-18 College Graduates

Holly Johnson July 20, 2017
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Graduating with a college degree requires a sincere commitment to academics and a laser-focus on achieving one’s goals. Many top degree programs require four years of rigorous coursework at the very least, while some of the highest-paying fields require eight or more years in school along with a residency and/or on-the-job training.
5 Best Cities For New College Graduates

Kat Tretina July 19, 2017
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Graduating from college is an exciting time. You’re finally done with classes, term papers and exams. From starting a new job to moving out on your own, your life changes drastically after school. However, those changes can be expensive. With expenses like rent and student loan payments, making ends meet can be more challenging than you expected. In the United States, the average rental cost for a one-bedroom apartment is $1,021.
Bachelor’s Degrees Jobs with the Best ROI for 2017-2018

Holly Johnson July 18, 2017
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According to a recent analysis from USA Today, using data compiled by the Economic Policy Institute, a college degree is one of the best financial investments anyone can make. In 2015, college graduates earned 56 percent more than high school graduates. Non-degreed adults also face higher unemployment rates and fewer opportunities over all, mostly due to lost manufacturing jobs from the last decade.
How to Score the Cheapest Flights

Kat Tretina July 14, 2017
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When planning a vacation, your flight can be the most expensive part. It can be more than your hotel, car rental and food combined. A pricey flight can cut down on the number of things you can do on your trip, or even reduce how long your vacation can be.
9 European Cities You Can Actually Afford to Visit This Year

Holly Johnson July 13, 2017
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A European getaway is on nearly everyone’s bucket list, but that doesn’t mean everyone’s budget is equipped to handle the expense. Flights alone can be cost-prohibitive. Truth be told, most round-trip flights to Europe from the U.S. start at $1,000 and only go up from there.
5 Surprisingly Affordable Tropical Destinations

Kat Tretina July 10, 2017
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Traveling the world is the goal of many people. Visiting foreign countries, seeing landmarks, and sampling new cuisines can be an incredible experience. But the price can be prohibitive for many. If you dreamed of traveling the world but have been delaying take the plunge, you might be afraid of the cost. Planning a vacation when you’re on a budget can be difficult. However, there are some beautiful, tropical destinations that are shockingly affordable.
10 College Degrees with Awesome ROI for 2017-2018

Holly Johnson July 7, 2017
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Despite the growing costs of higher education, a college degree is usually the best way to get ahead. With a degree in an in-demand and profitable industry, workers can get their foot in the door, climb the career ladder, and continue improving their skills.
Best Ways To Travel For Free

Jason Steele July 6, 2017
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There are few ideas as captivating as free travel. It’s an elusive goal for many, but it’s not impossible. To get there, you can use one of several strategies that offer travel opportunities that someone else will pay for. But first, you have to understand that free travel is never easy. As the saying goes, there’s no such thing as a free lunch, and any travel that you accept for free will come with other types of costs and obligations.
5 Ways to Protect Your Credit When Traveling

Kat Tretina July 5, 2017
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If you’re planning on traveling this summer, your credit cards are essential. You’ll need one to do everything from checking into a hotel to renting a car. While credit card theft and fraudulent charges are always a risk, it isn’t as big of a deal when you’re home. You can quickly cancel the cards, and your credit card company will send you new ones right away.
9 Cheap Beach Towns You Can Actually Afford to Visit This Year

Holly Johnson July 3, 2017
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If you have kids, you’re probably well aware that beach vacations are the ultimate gateway to frugal fun. Beyond transportation and lodging, you’ll pay very little to keep the kids busy all day. Head out to the beach from your hotel or rental, bring along a cooler of drinks and snacks, and your kids will use nature’s bounty – surf, sand, and sea life - to entertain themselves.
Shop Small Business Saturday

Kirsten Thuringer November 23, 2016
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Shop smart and shop small, as in small business, this Saturday, November 26th. Small Business Saturday takes place the Saturday between Black Friday and Cyber Monday and offers great benefits to not only the business owners but also the shoppers.
4 Ways to Avoid a Christmas Spendover

Kirsten Thuringer October 21, 2016
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There are two different types of people when it comes to the holidays… those who think “It’s only October, I have plenty of time to do my Christmas shopping” or those who feel “There’s only 9 weeks til Christmas, I better get planning and finish shopping!” Many reasons exist that people procrastinate their holiday shopping, but a result of procrastinating can lead to spending a large amount of money at once, which doesn’t work for most people.
Travel Rewards for an on-the-go Traveler!

Kirsten Thuringer September 26, 2016
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Barclaycard Arrival Plus™ World Elite Mastercard®- Voted Money Magazine’s Best Frequent Flyer Credit Card! This travel rewards card has been voted the best frequent flyer credit card for frequent travelers who are looking for a no hassle card with great benefits.
5 Ways to Save on Back-to-School Shopping

Kirsten Thuringer July 22, 2016
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To your kids, shopping for new clothes, gear and school supplies may be the only good thing about going back to school, but that doesn’t mean you have to spend a fortune every year. Check out these 5 tips on how to save.
Plan Big and Save

Kirsten Thuringer June 13, 2016
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Planning parties can be a lot of pressure especially when you have a tight budget. Here are 4 money saving tips to party planning to help you stretch your budget and save big!
Plan for Vacation Savings

Kirsten Thuringer May 16, 2016
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Summer time is almost here and for many that means…family vacation! Vacation planning can be stressful, as well as very expensive, but there are a number of ways to cut down on the stress and be less draining on the checkbook. Check out these 5 tips on how to save, but still have a memorable vacation.
Learn to be Financially Responsible

Kirsten Thuringer April 27, 2016
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Graduation is just around the corner and before you know it you could be faced with some tough financial decisions. Check out these personal finance basics to get you ready for the next phase in your life.
Gardening on a Budget

Kirsten Thuringer April 7, 2016
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With Spring in full force the gardening bug is spreading. For those people who aren’t quite sure on what to do and don’t want to spend a lot of money just quite yet, check out these great tips on how to create a successful garden while not spending a fortune.
During College: Don’t Go Broke!

Scott Delzer August 24, 2015
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With the cost of education always rising, it’s best to cut back whenever possible so you’re not broke when you graduate from college! Check out these few ideas to save you some cash!
Celebrate Your Financial Freedom!

Camie Sims June 29, 2015
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Three steps is all it takes to get you started on the road to financial freedom!
4 Simple Father’s Day Gifts

Camie Sims June 18, 2015
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Father's Day is quickly approaching! Do you have a gift for your dad yet? Check out these 4 simple gift ideas!
5 Great (But Frugal!) Mother’s Day Gifts

Scott Delzer May 1, 2015
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Now that we've entered May, Mother's Day is quickly approaching! Do you have a gift for your mother yet? If not, here's 5 ideas that won't break the bank!
Saving Money on Groceries

Camie Sims February 26, 2015
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All your trips to the grocery store can add up - check out these quick tips to help you save your dough during your next trip to the store!
Fun Frugal Winter Weather Ideas

Camie Sims January 26, 2015
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Are you dreading all those hours you'll be forced to stay inside this winter? Check out these frugal ideas to keep you occupied!
Holiday Gifting: Don’t Go Overboard

Camie Sims December 9, 2014
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How much do you plan on spending for gifts this holiday season? Make sure you don't find yourself in debt at the start of the new year by following these tips to help you save!
Greatest Tips for Surviving Black Friday

Scott Delzer November 24, 2014
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Are you one of the many consumers who braves the stores on Black Friday? Here's a few tips to help you keep your cool - and save!
Holiday Shopping: 3 Effortless Ways to Save

Camie Sims November 17, 2014
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As the holiday season approaches, getting your gift lists and shopping done are on the minds of many. Make sure to keep your budget on track in the next few months with these 3 tips!
9 Tips to Prepare Yourself For Winter

Scott Delzer November 3, 2014
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While most of us are not looking forward to winter, looking ahead and being prepared for the cold can end up saving you cash! Check out these 9 tips to help get yourself prepared for the upcoming season.
5 Simple Tips to Protect Your Identity

Scott Delzer October 3, 2014
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Keeping your identity safe is important - check out these 5 simple tips to help keep your identity from being stolen.
Back-to-School Savings Tips

Camie Sims August 22, 2014
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Did you procrastinate on your back-to-school shopping again? It is still possible to save - check out these tips for the upcoming school year!
Last-Minute Vacation Budget Savers

Camie Sims August 11, 2014
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Are you planning a vacation soon? Check out these few tips to save on your last-minute trip!
5 Secrets to Home Improvement on a Budget

Scott Delzer July 23, 2014
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Home improvement projects are on the minds of many this summer, but that doesn't mean you need to go broke to accomplish your plans! Here's a few tips to help you keep with your budget on your remodeling and updates.
4 Ways to Save on Energy Bills

Camie Sims July 8, 2014
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Summertime brings warmer temperatures and, unfortunately, higher energy bills as a result. Here are a few tips to help you save some cash on your utility bills.
Easy Ways to Save Money on Your Child’s Summer Activities

Camie Sims June 23, 2014
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Don't let your child's summer activities ruin your family budget. Check out these tips to help you save a few dollars this summer!
Steps to Homeownership

Scott Delzer June 3, 2014
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Helpful steps to follow when you're looking to purchase your own home and enjoy the home buying experience.
Financial Pointers for New Graduates

Camie Sims May 7, 2014
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Having a good knowledge of finances can help high school or college graduates transition to life in the real world.
Tools for Buying a Car

Camie Sims April 15, 2014
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There are many things to consider when buying a vehicle such as the vehicle's history, the vehicle's valuation, financing, and then finding the right monthly payment for you.
Finding Cheap Airline Tickets

Scott Delzer March 11, 2014
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Check out these tips for finding cheap airline tickets when you're planning your vacation.
Ways to Reduce Debt

Camie Sims February 25, 2014
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Tips to reduce debt and improve your finances can vary from budgeting to listing debts to requesting lower interest rates.
Top 5 Financial Resolutions for 2014

Scott Delzer January 13, 2014
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Save money in 2014 with these 5 resolutions: create a budget, set up an emergency fund, invest in a 401K plan, make more meals at home, and cut unnecessary expenses.
3 Easy Ways to Reduce Holiday Stress

Camie Sims December 5, 2013
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Ways to Reduce Holiday Stress
Easy Ways to Save Money

Camie Sims October 23, 2013
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You can reduce spending without making big changes to your lifestyle. This isn't your typical list detailing how to spend less by sacrificing. We all know we could eat out less, buy fewer clothes, take fewer or less expensive vacations, clip coupons, make coffee at home instead of grabbing a latte, etc. But here are some ways to save money that you might not have thought of that are relatively pain-free.
Two Quick Steps to a Better Handle on Your Finances

Scott Delzer October 7, 2013
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There are many things you can do to save money each day… making your own cup of coffee instead of grabbing a latte on your way to work; eating in instead of dining out; clipping coupons; and more, but here are a couple other ways you can get a better handle on your finances.
Looking to Go Green?

Scott Delzer April 5, 2011
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Earth day is right around the corner and the non-green people are definitely missing out on some of the benefits of being a little earth friendly.
It’s never too late to go back to school.

Camie Sims March 31, 2011
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If you have the desire and passion to hit the books again, be proud to be called a non-traditional student, you could soon be hearing that familiar graduation march.
Splash into Summer!

Camie Sims March 24, 2011
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Summer is right around the corner and vacation season is almost here! Summertime also brings landscape and construction projects or perhaps even a new home! If any of these are in your future summer plans, you'll need to have a payment course of action.
Is your high school student College bound?

Scott Delzer March 22, 2011
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College should be about affordable higher education and most schools will provide financial aid options like loans, grants, scholarships and military ROTC benefits.
It’s never too late to spring into Savings!

Camie Sims March 8, 2011
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Many people are getting ready for some major spring cleaning but instead of cleaning your house, start focusing on your savings. Now is a perfect time to start stashing away money and getting it organized.
Cheap Travel Deals are the cure for Spring Fever

Scott Delzer February 22, 2011
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The harsh winter has many people booking Spring Break getaways and planning summer vacations. Before you start packing your swimsuit you better start looking for those cheap travel deals.....
Saying ‘I Do’? Tips for a budget friendly wedding.

Camie Sims February 17, 2011
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Planning for your wedding, with the wedding dresses, wedding reception, wedding decorations, not to mention the wedding rings can really stretch the wedding budget, check out personal loan or credit cards options that can help pay for all of these expenses.
Jaw dropping Valentine’s Day gift ideas.

Camie Sims February 10, 2011
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Gift ideas and finance options for Valentine's Day loved ones. Whether you are considering jewelry, a new car, home remodel, plastic surgery or a vacation, we have finance options for them all.
Credit Tips from CreditSoup

Camie Sims December 28, 2010
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CreditSoup will inform you of money saving tips, ways to improve your credit, which credit cards will provide the best rewards options, which insurance provider has the best auto insurance rates, etc...
Simple and easy money saving tips!

Camie Sims December 21, 2010
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Everyday tips to save money.
Avoid overspending on your Holiday budget

Camie Sims December 14, 2010
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Holiday budget tips to help avoid overspending.
Saving Money info from CreditSoup.com

Camie Sims December 14, 2010
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CreditSoup.com has products, services and tools to assist with saving money. The tips provided will help bring you closer to the financial freedom you have been searching for.
Welcome to our Blog!

Scott Delzer December 9, 2010
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Welcome to CreditSoup.com's blog, where our goal is to connect you with a variety of financial services.

Advice & Expertise Blog

Financial Tips