Advice & Expertise Blog

Articles in October 2019

1. 

   How to Create a Budget for the Holidays

   Kat Tretina October 28, 2019

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   The holidays are rapidly approaching, so you’re probably coming up with gift shopping lists and planning your decorations and travel arrangements. But there’s one major task you have to do before you start making purchases: come up with a holiday budget.

2. 

   Unsecured vs. Secured Loans: What's the Difference?

   Kat Tretina October 23, 2019

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   Taking out a personal loan can help you pay for necessary repairs or major purchases. If you’re thinking of applying for a loan, you may have come across the terms “unsecured” and “secured.” But what’s the difference?

3. 

   Pros and Cons of Debt Consolidation Loans

   Kat Tretina October 17, 2019

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   If you’re determined to pay off your debt as quickly as possible, taking out a debt consolidation loan can make a lot of sense. Here’s what you need to know about the pros and cons of this strategy.

4. 

   What You Should Know Before Taking Out a Wedding Loan

   Kat Tretina October 16, 2019

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   Wedding loans are a form of a personal loan. Lenders designed them specifically to pay for wedding-related expenses, such as the dress, invitations, flowers, and renting a venue.

5. 

   How to Pay for Your Dream Vacation With a Personal Loan

   Kat Tretina October 14, 2019

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   Using a personal loan to pay for a vacation is never ideal, and no financial expert would ever recommend you do it. Instead, you should aim to pay for your trip in full with cash from your savings or checking account.

6. 

   Co-signers and Personal Loans: What You Need to Know

   Kat Tretina October 10, 2019

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   If you have high-interest credit card debt or need money to pay for an unexpected car repair, taking out a personal loan can be a smart strategy. However, it can be difficult to qualify for a loan — and to score a low interest rate — if your credit score isn’t excellent.

7. 

   5 Tips for Using a Personal Loan for Job Relocation

   Kat Tretina October 8, 2019

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   Relocating for a new job can be exciting, scary, and expensive. If you don’t have enough money stashed away in savings to cover the cost, you may be thinking of charging your moving expenses to a credit card. But there may be a better way: using a personal loan.