Advice & Expertise Blog

Articles in January 2019

1. Discover it® Balance Transfer Review

   Holly Johnson January 31, 2019

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   If you’re in debt and struggling to figure a way out, you are not alone. According to a Northwest Mutual Planning & Progress study from 2018, the average debt per American is up to $38,000 (excluding mortgage debt). Two in every ten people also allocate 50% to 100% of their income to debt repayment, which is a recipe for disaster.

2. Capital One® Platinum Credit Card Review

   Holly Johnson January 30, 2019

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   If you’re trying to build credit or repair credit mistakes from the past, the Capital One® Platinum Credit Card may be exactly what you need. Keep reading to learn how you could qualify, the benefits you will receive if you get approved, and where this card comes up short.

3. Bank of America® Business Advantage Cash Rewards Mastercard® credit card Review

   Holly Johnson January 30, 2019

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   A business credit card can be a valuable tool if you know how to take advantage of cardholder benefits. Not only can having a business card in your wallet help you keep your personal and business transactions separate, but you can earn valuable rewards and consumer protections each time you make a purchase.

4. HSBC Cash Rewards Mastercard®

   Kat Tretina January 29, 2019

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   The HSBC Cash Rewards Mastercard® credit card allows you to rack up rewards quickly. You’ll earn 1.5% cash back on every purchase you make, and there’s no limit to what you can earn.

5. Discover it® Miles Review: Earn 3x Miles for Travel in 2019

   Holly Johnson January 28, 2019

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   While many travel rewards cards offer complicated redemption schemes and earning categories that are hard to keep track of, the Discover it® Miles takes a totally different approach. Let's go over the biggest benefits of the Discover it® Miles, who it’s best for, and a few potential downsides to consider.

6. 

   How to Do a Balance Transfer in 5 Simple Steps

   Kat Tretina January 25, 2019

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   ne way to tackle your debt and save money is to complete a credit card balance transfer. With this approach, you can get a lower rate, so more of your payment goes toward the principal rather than interest. It can help you save money and get out of debt faster.

7. 

   Best Balance Transfer Cards of 2019

   Kat Tretina January 22, 2019

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   If you’re like most Americans, you’re burdened by credit card debt. In fact, the average American has $6,354 in credit card debt. With high interest rates, your balance can quickly balloon out of control, and you can end up paying far more than you originally charged.

8. 

   Chase Freedom® 5% Quarterly Categories for Q1 2019

   Holly Johnson January 16, 2019

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   The Chase Freedom® has long been considered one of the most popular cash-back credit cards on the market — and for good reason. This cash-back credit card lets you earn 5% back on up to $1,500 in spending in categories that rotate each quarter (then 1%), plus 1% back on all your other purchases.

9. 

   How to Get Your First Credit Card

   Holly Johnson January 11, 2019

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   Getting your first credit card is a huge adult milestone just like getting your first car or your first bank account. The problem is, it can be difficult to get approved for a credit card just because you want one.

10. 

    BB&T Bank Review 2019 - Checking, Savings, & CDs

    CreditSoup Staff January 10, 2019

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    BB&T Bank is a regional financial institution with a wide range of personal banking products, including checking accounts, savings accounts, and CDs.

11. 

    How to Earn Airline Miles Without Paying an Annual Fee

    Holly Johnson January 9, 2019

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    The high cost of airfare is just one of the reasons many families pursue airline miles. Not only can airline miles help you travel the world for free, but you can use them for better seats and upgraded cabins that make flying more of an experience.

12. 

    Marcus by Goldman Sachs Review 2019 - Savings and CDs

    CreditSoup Staff January 4, 2019

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    Marcus by Goldman Sachs, a brand of Goldman Sachs Bank USA, offers attractive interest rates on its online savings accounts and CDs.

13. 

    Can Credit Cards Help You Accomplish Your New Year's Money Goals?

    Holly Johnson January 3, 2019

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    While many people will spend the new year digging out of holiday debt, the rest of us have the potential to use credit cards to improve our financial situations — or our lives — for the better. Here are a few ways credit cards can further your new year’s money goals.