Advice & Expertise Blog

Articles in August 2018

  1. Best Credit Cards for Bad Credit

    Best Credit Cards for Bad Credit

    When you have trouble paying the bills each month, it’s easy to fall behind. But missing just a few payments can cause your credit score to go down, a massive problem millions of people face each year.

  2. 7 Ways Your Credit Score Affects Your Life

    7 Ways Your Credit Score Affects Your Life

    After your Social Security number, the most important number in your life is your credit score. You probably know that lenders look at your credit when deciding whether or not to issue you a credit card or loan, but your credit score plays a much more significant role in your life.

  3. Easy Approval Credit Cards

    Easy Approval Credit Cards

    There’s no such thing as a good instant-approval credit card. Most of the credit cards that claim they accept anyone and everyone with no thought to your credit and financial situation don’t mention that they charge sky-high interest rates and fees for the privilege.

  4. Best Personal Loans for Debt Consolidation

    Best Personal Loans for Debt Consolidation

    If you want to get out of debt this year and know a personal loan could help, it’s smart to compare loan companies to see what they can offer. Read on to learn about the services that offer personal loans with low rates and could help you save money on interest, pay down debt faster, and simplify your financial life.

  5. Which Credit Cards are Best for Building Credit?

    Which Credit Cards are Best for Building Credit?

    Building credit can be difficult when you’re first starting out, and it may even seem impossible. It’s not always easy to find a bank willing to give you a credit card or line of credit when you don’t have a credit history, after all. If you're not sure where to start, a secure card might be best.

  6. How Do I Get My Free Annual Credit Report?

    How Do I Get My Free Annual Credit Report?

    If the information in your credit report is negative or incorrect, this could spell disaster for your credit score and your ability to qualify for loans or other forms of credit. Checking your credit report, you are able to monitor your credit for signs of identity theft or fraud.

  7. How to Get an Apartment With Bad Credit

    How to Get an Apartment With Bad Credit

    Most landlords have strict credit and income requirements. If you fall short of their guidelines, they won’t approve you for a lease. However, there are ways to secure a home. Check out these 6 strategies to get around credit requirements.

  8. Understanding Alternative Credit Scoring

    Understanding Alternative Credit Scoring

    In an effort to reach the millions of consumers without a credit score, alternative credit scoring models are being developed that incorporate non-traditional data into their algorithms. While many of these models are operated by smaller companies, major scoring agencies, FICO and VantageScore, are also working on ways to expand access to alternative scoring models.

  9. 6 Fees That Can Wreck Your Budget

    6 Fees That Can Wreck Your Budget

    “Little” fees, such as overdraft fees or credit card annual fees, might seem insignificant. But over time, they can cause you to lose hundreds of dollars. Check out six of the worst fees and what you can do to avoid them.


Editorial Disclaimer: Information in these articles is brought to you by CreditSoup. Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles. The information is accurate to the best of our knowledge when posted; however, all credit card information is presented without warranty. Please check the issuer’s website for the most current information.



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