How to Raise Your Credit Score When You Can’t Get a Credit Card Read On Holly Johnson June 29, 2018 You may not be approved for a new credit card if your credit profile is thin or you have negative marks on your credit report, after all. Still, you’ll want to take steps to improve your credit whether you can get a new credit card or not. Here are four strategies that can make the biggest impact in the shortest amount of time.
6 Apps That Will Help You Save at the Gas Pump Read On Kat Tretina June 27, 2018 With all of the gorgeous weather after a brutal winter, many people are dreaming of trips to the beach or lounging by the pool. However, the cost of gasoline you use to get to your destination can be hard on your wallet. Check out our top favorite apps to save money at the pump.
5 Ways to Pay for Home Improvements Read On Kat Tretina June 26, 2018 Whether you’ve lived in your home for a long time or you just moved in, you might be making plans to start doing some renovations. Maybe you’d like to update the kitchen or finish the basement. As you consider each, think about your financial situation and how you will pay for it.
6 Commonly Overlooked Steps When Dealing with Identity Theft Read On Kat Tretina June 21, 2018 When you find out that someone has stolen your credit card or used your name to take out a loan, you probably know to contact your card company or the lender to dispute the charges. However, just changing your card numbers isn’t enough to protect you.
4 Ways to Score Frugal Travel While You Pay Down Debt Read On Holly Johnson June 18, 2018 If you’re struggling with debt and know it will take you years to pay off, you’re not alone. You can travel frugally while you’re young and pay down debt, but you’ll need to avoid some pitfalls along the way. Here are 4 strategies you can use to see the world while you still can — without avoiding your responsibilities.
Half of Americans Received No Education on Credit Cards; That’s a Problem Read On Kat Tretina June 14, 2018 If you juggle multiple credit cards and carry a balance, you’re not alone. According to Student Loan Hero, cardholders in the United States have $5,234 in credit card debt, on average. Millions of people have credit card debt, making it one of the most serious financial issues affecting individuals.
How to Furnish a New Apartment for $1,000 or Less Read On Kat Tretina June 13, 2018 When I moved into my first apartment, I was working for a non-profit and making very little money. If you’re like me and struggling to furnish your apartment on a budget, find out how you can do so for under $1,000.
Can a Credit Card Actually Help Me Pay Off Debt? Read On Holly Johnson June 12, 2018 If you’re drowning in debt and struggling to find a way out, you may believe a new credit card is the last thing you need. While you are likely right when it comes to traditional cards, there is one type of card that could actually make paying down debt easier.
How to Get a Car Loan with Bad Credit Read On Kat Tretina June 6, 2018 If you’re new to credit or are trying to rebuild, getting an auto loan can be difficult. Even though auto loans are secured by the car itself, many auto lenders are uneasy about lending to someone with a poor track record.
Top 4 Credit Cards for Investors Read On Holly Johnson June 5, 2018 With the right rewards card, you can easily earn up to 5% back on all your regular spending. Since you can achieve these returns without any effort or time invested, this is truly “free money,” provided you have the discipline to pay your bill in full each month.
How Does Your Credit Score Measure Up? Read On Kat Tretina June 1, 2018 You’ve probably heard from your parents and teachers that a good credit score is important. But what is good credit for your age and how do you get there? Find out what the average credit score is for each age group and what you can do to improve your score.