Advice & Expertise Blog

Articles in October 2017

  1. October 30, 2017

    Would you ever consider paying a $450 annual fee for a credit card? Perhaps you should, as premium credit cards can offer exceptional value, even when compared to their soaring annual fees. In fact, the market for premium credit cards is extremely hot.

  2. October 27, 2017

    I decided to take out a personal loan to wipe out my credit card debt. My new loan had a much lower interest rate, so more of my payments went towards the principal rather than interest. Taking out that loan helped me become debt-free much faster. While a personal loan was a smart choice for me, they’re not for everyone. Here’s what you need to consider before applying for a loan.

  3. October 23, 2017

    If you’ve ever bought a car at a dealership, you may have felt pressured to add gap insurance to your contract. For some people, gap insurance may be a good deal. But for others, it can be a complete waste of money.

  4. October 19, 2017

    If your savings account is low and you need cash quickly, side hustles can be a smart way to make extra money. And, if you own a car, your earning potential can dramatically increase. Having access to a vehicle can help you earn more money in your spare time, so you can pay for unexpected expenses as they come up without using loans or credit cards.

  5. October 17, 2017

    With college costs and student loan debt soaring, I want to help my kids make smart decisions regarding their future. Since our kids were babies, we’ve been socking money away in their 529 savings plans. By the time they reach college, I estimate they’ll both have $50,000 to pay for any school of their choosing.

  6. October 13, 2017

    Nearly everyone would like to use their credit cards to earn a free flight, but unfortunately most airline credit cards charge an annual fee of $95 or more. Thankfully, there’s a small, but growing number of airline credit cards that have no annual fee.

  7. October 11, 2017

    35 percent of American households rent their homes. Renting makes sense for many reasons: you might not be financially ready to buy a home, are testing out a new city, or it might be cheaper to rent than to buy in your area. Renting can be a great solution, but there are some risks involved. If you are going to lease a home, you need to have an essential safeguard against damage or theft: renter’s insurance.

  8. October 9, 2017

    Recently, Delta Air Lines and American Express partnered up to offer a brand new co-branded credit card – the Blue Delta SkyMiles® Credit Card from American Express. While the signup bonus on this card isn’t anything to write home about, it does offer one benefit many rewards consumers look for – no annual fee. Beyond its lack of an annual fee, this card also offers an interesting earning structure that could work well for consumers with certain spending habits.

  9. October 5, 2017

    According to the National Institute of Mental Health, over 43 million adults in the United States have a mental illness. That number is approximately 18 percent of the nation’s population. Yet, mental illnesses are rarely talked about.


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