January 2023 Articles - CreditSoup.com Blog

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Articles in January 2023

Everything You Should Know About Your First Credit Card

Amanda Peterson January 31, 2023 • 3 Minute Read
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Applying for your first credit card can be very exciting but it is also a very important first step is creating a solid financial future. Here’s everything you need to know about applying for your first credit card.
The Best Balance Transfer Cards for 2023

Amanda Peterson January 27, 2023 • 4 Minute Read
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The average American has $5,525 in credit card debt and with rapidly increasing interest rates, your balance can quickly sneak up on you. Here are 4 of the best Balance Transfer Cards for 2023!
Frugal Hack: Adjust Your Thermostat

Amanda Peterson January 27, 2023 • 1 Minute Read
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This week's Frugal Friday tends to be a daily struggle for some households. How warm or cold to keep the house. Keeping your home a few degrees cooler in the winter or even a few degrees warmer in the summer helps your heating & cooling systems from being overworked. This in turn, saves you more money on energy costs each month!
Using a Personal Loan for Medical Procedures

Kat Tretina January 23, 2023 • 3 Minute Read
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Medical loans are a form of a personal loan. They’re specifically designed to pay for medical expenses, including essential or elective procedures. They’re unsecured, meaning you don’t have to put up any property as collateral, and they can even be used to cover the cost of your deductible or out-of-network fees.
Why You Need a Credit Card After Declaring Bankruptcy

Kat Tretina January 19, 2023 • 3 Minute Read
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When you declare bankruptcy, your credit score and report can be ruined, and it will remain on your credit report for seven to 10 years. However, that doesn’t mean you’re stuck with bad credit for a decade. You can start rebuilding your credit right away. Check out these tips to get you back on track.
11 Gas Apps to Save on Fuel Cost

Amanda Peterson January 19, 2023 • 3 Minute Read
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This week's Thrifty Thursday covers the cost savings of using a fuel saver or gas app on your phone. Whether it be a specific fuel saver, rewards credit card, or even an app on your phone, using some sort of application to save money on your daily commute definitely has its benefits. CreditSoup breaks it down for you here in our weekly Thrifty Thursday tip on saving money.
4 Ways to Pay Down Debt

Amanda Peterson January 11, 2023 • 3 Minute Read
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I'm sure you're probably overwhelmed by now and wondering "where do I even start?" to get rid of that credit card debt. Fortunately, CreditSoup has 4 ways to begin paying down that debt.
To Spend, or Not to Spend, Your Tax Return?

Camie Sims January 9, 2023 • 1 Minute Read
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It’s not Christmas but it can feel like it with the sum of money we look forward to – the tax return. Be smart about that hard earned money!
Frugal Friday Suggests Working From Home

Amanda Peterson January 6, 2023 • 2 Minute Read
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Frugal Friday this week is a tip that we all can agree on. And, thanks in part to the pandemic, made us realize how much we actually do save by working from home! The following three items factor into the cost involved in your weekly work commute.
Spice up your Credit Card Rewards with Cryptocurrency

Erin Benson January 5, 2023 • 2 Minute Read
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Get ready for a whole new type of rewards in Cryptocurrency. Crypto is a digital currency that can be used to buy good or services. The Gemini Credit Card offers rewards in currencies like bitcoin, Ethereum, or 60+ other currencies!