Advice & Expertise Blog

Articles in May 2023

1. 

   8 Top Finds for Memorial Day Sales

   Amanda Peterson May 26, 2023  •  2 Minute Read

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   It's no surprise it's Memorial Day weekend and everything you could possibly imagine is ON SALE! And, if you're lucky, you can take advantage of the rewards programs your own credit cards may have!

2. 

   Look For Low Cost Activities

   Amanda Peterson May 25, 2023  •  1 Minute Read

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   Thrifty Thursday's tip discusses looking for low cost activities! School is out for the season & the kids will be home all summer. If you are on a tight budget, what a better way to save money and keep those kiddos occupied & off the electronics, than by searching for low cost activities!

3. 

   Beginners Guide to Your Credit Score

   Amanda Peterson May 24, 2023  •  2 Minute Read

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   What exactly is a Credit Score? CreditSoup breaks it down here. A credit score is a prediction of your credit behavior, such as how likely you are to pay a loan back on time, based on information from your credit reports.

4. 

   9 Ways Credit Card Rewards Have Reshaped Our World

   Holly Johnson May 24, 2023  •  6 Minute Read

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   According to a 2021 report from the American Banking Association, consumers are more aware than ever before of the upside to having the right rewards card in their wallet. In addition to rewards for ongoing spending, generous signup bonuses are upping the ante and making credit card rewards even more attractive. With all these perks, our world will never be the same. Here are 9 ways credit card rewards have reshaped life as we know it.

5. 

   Top 5 Apps That Will Automatically Grow Your Savings Account

   Johnny Monroe May 23, 2023  •  3 Minute Read

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   Saving money each month is hard. We are told to save X-amount of our income each month, but what if your expenses don’t allow for an allocated savings budget? Here are the top 5 apps that will help you put more money into savings each month with minimal effort.

6. 

   Bring Your Lunch

   Amanda Peterson May 19, 2023  •  2 Minute Read

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   Bringing your lunch can save you on average $10-$20 per day. Even just bringing your lunch for ONE DAY out of the week can add up to around $80/month or more! Here are a few tips to help you plan!

7. 

   Use What's In Your Pantry

   Amanda Peterson May 17, 2023  •  2 Minute Read

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   CreditSoup's weekly Wise Spend Wednesday tip this week involves using what's in your pantry. Why waste money buying more random things when you haven't used up the things still sitting in your pantry or cupboards. We have solutions for that problem!

8. 

   Possible Loan Option for You

   Erin Benson May 15, 2023  •  2 Minute Read

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   Personal loans can be used for almost anything, but it makes the most sense to take out a loan if it is your best option to finance. Possible Finance is newer to the short-term loan/personal loan space, and it provides its members with flexible and safe loan options. Their mission is to help you and your community break the debt cycle and unlock economic mobility for generations to come. The payday loan alternative with a fair repayment plan.

9. 

   Co-signers and Personal Loans: What You Need to Know

   Kat Tretina May 14, 2023  •  3 Minute Read

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   If you have high-interest credit card debt or need money to pay for an unexpected car repair, taking out a personal loan can be a smart strategy. However, it can be difficult to qualify for a loan — and to score a low interest rate — if your credit score isn’t excellent.

10. 

    What Mom's Really Want for Mother's Day

    Amanda Peterson May 12, 2023  •  2 Minute Read

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    Gift giving isn't always the way to go on Mother's Day. Sometimes mommy just needs some time to herself. If that's the case, CreditSoup offers a full guide of what mom's really want for Mother's Day.

11. 

    Be Frugal & Drink Water Instead

    Amanda Peterson May 12, 2023  •  1 Minute Read

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    The average U.S. household spends an estimated $850 annually on soft drinks, for a total of $65 billion on soft drinks alone. Imagine the cost savings you would save by choosing to drink water instead! This week we talk about drinking water instead.

12. 

    4 Strategic Ways To Improve Your Credit Score

    CreditSoup Staff May 8, 2023  •  4 Minute Read

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    Paying off your debt will improve your credit, but understanding how to pay off your debt could help increase your credit score exponentially. Learn more about how to strategically manage your credit score and may the most of your payments.

13. 

    Unsecured vs. Secured Loans: What's the Difference?

    Kat Tretina May 4, 2023  •  3 Minute Read

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    Taking out a personal loan can help you pay for necessary repairs or major purchases. If you’re thinking of applying for a loan, you may have come across the terms “unsecured” and “secured.” But what’s the difference?

14. 

    7 Signs You’re Wildly Overpaying on Credit Card Interest

    May 3, 2023  •  4 Minute Read

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    We all know that credit cards can be a convenient way to manage our finances and make purchases. But did you know that you could be overpaying on interest without even realizing it? In this article, we dive into 7 signs that you may be overpaying on credit card interest and what you can do to change that.

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