Advice & Expertise Blog

Articles in May 2022

  1. 5 Hacks to Earn Rewards Without Impulse Shopping

    5 Hacks to Earn Rewards Without Impulse Shopping

    The best rewards credit cards make it easy to earn points or miles for each dollar you spend. All you have to do is sign up for the right card, use it for all your regular purchases, and watch your rewards add up over time. Learn to use credit to your advantage and avoid common pitfalls like overspending and credit card debt. Here are some tips that can help.

  2. 6 Ways to Build Your Credit History

    6 Ways to Build Your Credit History

    When I graduated from college, apartment shopping was a nightmare. I had a good job, a decent entry-level salary and I was only looking for a small studio, yet I couldn’t get approved on my own. Because I had been starkly anti-debt and never had a credit card or car loan, I had something worse than a low credit score - I had no credit at all.

  3. Stop Using Paper Towels

    Stop Using Paper Towels

    CreditSoup's #FrugalFriday: Using hand towels & dish rags instead of throw-away, single use paper towels is not only good for the bank account, it's also great for the environment! Depending on the brand you prefer, that's an average SAVINGS of $10-$30/mo or up to $300/year!

  4. Walk or Ride A Bike If Possible

    Walk or Ride A Bike If Possible

    Today's Thrifty Thursday is more useful than ever, given the state of fuel prices! Weather is warming up, and if you live close enough to work, consider walking or riding bike.

  5. Should You Marry Someone with Bad Credit?

    Should You Marry Someone with Bad Credit?

    According to recent studies, a little over half of Americans said they would not marry someone who has “bad” credit, or an extremely poor credit score. Funny enough, consumers seem to have a brighter outlook when it comes to credit card debt.

  6. Pros and Cons of Using a Personal Loan for Business Expenses

    Pros and Cons of Using a Personal Loan for Business Expenses

    If you dream of starting a business or want to expand your side hustle, finding the money you need to make your goals a reality can be difficult. Most business loan lenders require you to be in operation for several years before you can qualify for a loan; if your business is new, you won’t be eligible for a loan.


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