December 2017 Articles - CreditSoup.com Blog

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Articles in December 2017

Prevent Holiday Debt By Preparing for Christmas 2018 Now

Kat Tretina December 27, 2017
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Going into debt for the holidays can be an expensive mistake. Many people take months to pay off their debt; some are still making payments on their credit cards a year later. Thanks to interest charges, you could end up paying hundreds or even thousands more than you originally spent.
5 Best Rewards Cards for Your Massive Daycare Bill

Holly Johnson December 22, 2017
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If you’re looking for ways to rack up rewards through regular spending, why not take a look at your daycare bill? You’re probably paying a lot for care, so it makes sense to look for ways to benefit. Provided you can pay your daycare bill with a credit card every month (and pay it off), this strategy could help you rack up a ton of rewards with little effort on your part.
5 Overlooked Tax Benefits for Millennials

Kat Tretina December 21, 2017
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As a recent graduate, making ends meet can be tough. Between rent, student loan payments, and utilities, there’s not much left over for anything else. The idea of owing the government even more during tax season can be terrifying.
Uber Visa Review

Jason Steele December 20, 2017
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In the last ten years, the introduction of ride-sharing has led to a complete revolution in both personal and business travel. This industry has been led by Uber, which now has more revenue than the entire U.S. rental car industry combined. The new Uber Visa card from Barclaycard offers some of the most valuable rewards available from any card.
4 Last-Minute Rewards Cards that Let You Double Dip This Year and Next

Holly Johnson December 19, 2017
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The downside that comes with pursuing travel credit cards that fall into this category is that most, if not all, come with large annual fees. But, if you’re a steady traveler who can benefit from a large signup bonus and all the benefits, cards that let you “double dip” in this way can really pay off.
Best Financing Offers For Coping With Holiday Debt

Jason Steele December 18, 2017
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Every year, the holiday season comes and goes. It starts with the flurry of retail sales that surround gift buying as well as the increased personal consumption triggered by the best deals of the year. But for many Americans, the holiday season ends with new debts and rising interest charges.
5 Money Lessons Your Teenager Can Learn with a Credit Card

Holly Johnson December 15, 2017
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While there are many ways to learn life’s important lessons, one of the best ways to learn is by doing – or through old fashioned trial and error. You can tell your kids how to fish, but they’ll become better fisherman by baiting their own lines and strategizing ways to get fish to bite.
New Year’s Resolution: How to Build a $1,000 Emergency Fund

Kat Tretina December 14, 2017
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If a sudden car repair or medical bill would send you scrambling, you’re not alone. Nearly half of all Americans could not come up with $400 in an emergency. If that’s you, too, a single unexpected expense could deplete your bank account. To make ends meet, you might have to turn to credit cards or payday loans.
Financial Myths Millennials Need to Debunk

CreditSoup Staff December 13, 2017
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Millennials have come of age, and members of Generation Z are hot on their heels. Along with the typical struggles of adulthood, they’re realizing that financial management requires more than luck.
Capital One® Savor® Cash Rewards Credit Card Review

Holly Johnson December 12, 2017
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The new Capital One® Savor® Cash Rewards Credit Card falls into the latter category, offering different levels of rewards for different purchases. Fortunately, the rewards are lucrative – especially in certain categories – and there’s no annual fee. The fact this card offers a signup bonus is just icing on the cake.
5 Steps to Take Now to Prepare for Tax Season

Kat Tretina December 11, 2017
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While you’re enjoying the holidays, the last thing you want to do is think about taxes. However, tax season is just around the corner and, if you’re not prepared, you can easily end up overwhelmed and stressed.
4 Ways You Can Become a Holiday Points Master

Kirsten Thuringer December 8, 2017
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If you have yet to finish your holiday shopping, you aren't alone — one National Retail Federation survey found that about 90 percent of shoppers hold out until December 23 to finish their shopping.
Joint Finances: How Sharing Money Can Bring Couples Closer

Holly Johnson December 7, 2017
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There’s a reason the divorce rate hovers around 40 to 50 percent at any given time. Marriage is hard, and it often comes with issues you can’t foresee. You marry “in sickness and in health” and “for rich or for poor,” but that doesn’t mean you actually expect the worst-case scenario to happen. And when life gives you lemons, divorce is often the easiest way out.
How to Choose a Plan on Healthcare.gov in 4 Easy Steps

Kat Tretina December 6, 2017
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If you’re struggling to pay your bills, an expensive health insurance policy is probably last on your list of priorities. But, you may not be able to afford to go without insurance. Medical debt is one of the leading causes of bankruptcy. A single car accident or medical emergency can wipe out your savings.
How a Balance Transfer Can Help You Pay Off Holiday Debt

Kat Tretina December 1, 2017
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If you belong to the majority who use credit cards to finance the holidays, high interest rates and low minimum payments can make it hard to get rid of your debt. Interest rates can cause your balance to balloon quickly and, if you only pay the minimum, it can take years to pay off your credit card debt in full.