Advice & Expertise Blog

Articles tagged #creditscore

  1. Credit Score Myths You Can Ignore

    Credit Score Myths You Can Ignore

    To help you cut through the nonsense and find out the steps you can take to help your credit score in the long run, we decided to break down the top credit myths you hear today. Feel free to ignore these myths from this day forward.

  2. Will a New Rewards Credit Card Harm My Credit Score?

    Will a New Rewards Credit Card Harm My Credit Score?

    It’s smart to wonder how getting a new credit card will affect your credit score. After all, your credit score can impact the interest rate you’ll pay on credit cards and other loans. Learn more about your credit score and if a new rewards credit card would harm it.

  3. Using Your First Credit Card To Improve Your Credit

    Using Your First Credit Card To Improve Your Credit

    It’s important that you have the right information before applying for your first credit card. Building good credit from the beginning is much easier than recovering from negative marks on your credit score. Follow these tips to build good credit with your first credit card.

  4. How to Boost Your Credit Limit

    How to Boost Your Credit Limit

    When you get your first credit card, your credit limit is typically very low. It could be as small as a few hundreds dollars. While getting a credit card is a great step in building your credit, having such a small credit limit can be frustrating.

  5. New FICO Scoring Model Could Be Coming: What This Means

    New FICO Scoring Model Could Be Coming: What This Means

    If you believe this new scoring model could benefit you, it’s important to understand how your banking data could play a role. FICO has mentioned how your checking, savings, and money market history can be used to boost your credit score in some cases, but what does that mean?

  6. Strategic Ways To Improve Your Credit Score

    Strategic Ways To Improve Your Credit Score

    We all know paying off your debt will improve your credit but understanding how to pay off your debt could help increase your credit score exponentially. Learn more about how to strategically manage your credit score and may the most of your payments.

  7. How to Get 800 Credit Score in Your 20’s

    How to Get 800 Credit Score in Your 20’s

    If you want to achieve financial success at a young age, one of the best places to start is with your credit score. Your credit affects everything from the interest rate you get on a loan to whether or not you’ll land your dream job. Taking the time now to boost your score and reach 800 or higher will help you achieve your financial goals.

  8. What is a Good Credit Score?

    What is a Good Credit Score?

    Like it or not, your credit score may play a bigger role in your life — and your lifestyle — than you think. It all starts with knowing what a good credit score is and the steps you can take to achieve this milestone. Keep reading to learn more about credit score ranges and how to improve your score over the long haul.

  9. FICO vs. VantageScore: What’s the Difference?

    FICO vs. VantageScore: What’s the Difference?

    Your credit score is an important measure of your overall credit health that can help — or stand in the way of — myriad financial goals. Although it isn't necessarily easy to understand, there are similarities to both your FICO score and VantageScore. Learn more now about each of these factors and what you can do to help improve your scores.

  10. 7 Ways Your Credit Score Affects Your Life

    7 Ways Your Credit Score Affects Your Life

    After your Social Security number, the most important number in your life is your credit score. You probably know that lenders look at your credit when deciding whether or not to issue you a credit card or loan, but your credit score plays a much more significant role in your life.

  11. How to Get an Apartment With Bad Credit

    How to Get an Apartment With Bad Credit

    Most landlords have strict credit and income requirements. If you fall short of their guidelines, they won’t approve you for a lease. However, there are ways to secure a home. Check out these 6 strategies to get around credit requirements.

  12. Understanding Alternative Credit Scoring

    Understanding Alternative Credit Scoring

    In an effort to reach the millions of consumers without a credit score, alternative credit scoring models are being developed that incorporate non-traditional data into their algorithms. While many of these models are operated by smaller companies, major scoring agencies, FICO and VantageScore, are also working on ways to expand access to alternative scoring models.

  13. How to Raise Your Credit Score When You Can’t Get a Credit Card

    How to Raise Your Credit Score When You Can’t Get a Credit Card

    You may not be approved for a new credit card if your credit profile is thin or you have negative marks on your credit report, after all. Still, you’ll want to take steps to improve your credit whether you can get a new credit card or not. Here are four strategies that can make the biggest impact in the shortest amount of time.

  14. How Does Your Credit Score Measure Up?

    How Does Your Credit Score Measure Up?

    You’ve probably heard from your parents and teachers that a good credit score is important. But what is good credit for your age and how do you get there? Find out what the average credit score is for each age group and what you can do to improve your score.

  15. Myth Busted: No, Opening New Credit Cards Won’t Bomb Your Credit Score

    Myth Busted: No, Opening New Credit Cards Won’t Bomb Your Credit Score

    Credit card signup bonuses are often considered the holy grail of affordable travel. Sign up for a new rewards credit card or travel credit card, hit a minimum spending requirement, and earn a bonus big enough to pay for several hotel nights or a free round-trip flight. If you’re into cash-back instead, you can also parlay your rewards into several hundred dollars in statement credits instead.

  16. How to Establish (or Reestablish) Good Credit

    How to Establish (or Reestablish) Good Credit

    Your credit rating, or how much of a risk it is to lend you money, is generally determined by your FICO score. This is a score that ranges from 300 to 850, and higher scores indicate a better credit rating and make it more likely that you will be able to obtain loans. To have any credit score at all, you'll need to have at least one credit account where a creditor reports on your activities to credit bureaus open for a minimum of six months.

  17. How Your Credit Score May Affect Your Job Search

    How Your Credit Score May Affect Your Job Search

    If you’re interviewing for a new job, you know the importance of a polished resume, personalized cover letter, professional interview attire, and preparedness. One of the most overlooked factors that can affect your chances of getting a job is your credit.

  18. Making Sense Of Your Credit Score

    Making Sense Of Your Credit Score

    Several factors influence a credit score and how the score is determined. The higher the credit score the better chance the consumer will have to be approved for lower interest loans and prime credit cards. Along with approval odds, your credit score may have a factor in whether you are hired for your dream job or utility rates for cable, internet, etc. In this infographic, you’ll find a rundown of the different aspects that make up your credit score and how you can improve your score. Read on

  19. Credit Score Vs. Credit Report, What’s The Difference?

    Credit Score Vs. Credit Report, What’s The Difference?

    Credit can be very confusing. Americans can be granted or denied a loan and have very little understanding why. In addition, you have to make a special request to view your own credit report, and it can be dozens of pages long and almost appear to be written in a different language.

  20. What is a Credit Score?

    What is a Credit Score?

    If aliens judged us by our commercials, they’d probably assume everyone were interested in pharmaceuticals, luxury cars, and credit scores. Many advertisements urge viewers to know their credit rating by heart.

  21. 3 Ways to Help Improve your Credit Score

    3 Ways to Help Improve your Credit Score

    Your Credit Score is very important and having a low score can affect you in more ways than one. Whether you’re buying a home or applying for a credit card, having a low credit score can impact your Annual Percentage Rate (APR), as well as determine if you are able to get a loan or approved for the credit card.


Editorial Disclaimer: Information in these articles is brought to you by CreditSoup. Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles. The information is accurate to the best of our knowledge when posted; however, all credit card information is presented without warranty. Please check the issuer’s website for the most current information.



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