Holly Johnson

Holly Johnson

Holly Johnson is a financial expert and award-winning writer who serves as Contributing Editor for The Simple Dollar. Holly runs her own website, ClubThrifty.com, and writes for well-known publications such as U.S. News, World Report Travel, The Indianapolis Star, and Wise Bread. She is the co-author of Zero Down Your Debt: Reclaim Your Income and Build a Life You'll Love.

  1. Chase Freedom Review: A First-Hand Account

    My original foray into credit card rewards stemmed from a targeted mailer for the Chase Freedom® card. I was in my late 20’s and money was tight. With the Chase Freedom® card, I learned, I could score an initial signup bonus ($100 at the time) and earn 1-5 percent cash back for every dollar I spent. Needless to say, I was pumped to try it out.

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  2. Best Credit Cards for a Large Purchase

    If you have a large purchase coming up and don’t have the cash, you have myriad options at your disposal. You could spend months saving small sums to reach your goal, or you could take out a personal loan. If neither of those options seem appealing, you could sign up for a new credit card instead.

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  3. Should You Pay Your Card’s Annual Fee? Here’s How to Decide

    The best travel and rewards credit cards really can offer the unthinkable – something for nothing. By using your card for all your purchases, you can earn points redeemable for cash back, travel rewards, gift cards, or merchandise. The catch, however, is that you must avoid carrying a balance if you want to avoid credit card interest.

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  4. Rewards Credit Cards Overview: 5 Types of Cards and How They Work

    If you have ever wanted to travel the world, earn cash back for a rainy day, or rack up points good for gift cards or merchandise, a rewards credit card might be exactly what you need. After signing up a for rewards card, you can easily earn 1-5 points worth of cash back, gift cards, merchandise, or travel rewards for each dollar you spend.

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