Holly Johnson
Updated On:
July 10, 2023
• 5 Minute Read
Amazon.com is one of the most valuable companies in the world right now, and it’s not too hard to see why. Ordering almost anything you want with the website or mobile app is a piece of cake, and many things you buy qualify for two-day or even same-day shipping. An Amazon Prime subscription can even help you score free shipping on most items you buy, so it’s easy to get in the habit of shopping online instead of going to the store.
But, shopping on Amazon is even better if you make all your purchases with the right credit card. This is mostly because of the rewards you earn on all your purchases, but also because you can qualify for some consumer protections and perks.
Best Credit Cards for Amazon Purchases
If you’re an online shopper who wants to make the most of your internet shopping hobby, consider picking up one of the following credit cards. Some of them let you earn rewards you can redeem in several different ways, while others let you earn points good for more Amazon purchases.
Chase Freedom Unlimited®
You may want to consider the Chase Freedom Unlimited® This card offers Unlimited Matched Cash Back. Use your card for all your purchases and at the end of your first year, Chase will automatically match all the cash back you earned! There is no limit to how much you can earn. Every dollar in cash back rewards you earn is a dollar Chase will match. Unlimited 1.5% cash back is just the beginning of what you can earn. You'll enjoy 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery services, 5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; and 1.5% cash back on all other purchases.
There’s no annual fee, and there is no minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open! You’ll also get similar travel and consumer protections as you do with the traditional Chase Freedom® card.
- Pros: Unlimited Matched Cash Back.
- Cons: No signup bonus
- Best for: Someone who wants to earn a high rate of rewards on Amazon.com purchases and everything else they buy
- Credit Recommended (660-850):
- Good/Excellent
- Rewards Rate 1
- 1.5% - 5% cash back
- Intro (Purchases)
- 0% Intro APR on Purchases 15 months
- Annual Fee
- $0
- Intro Rewards Bonus
- Up to $300 cash back
- Intro (Transfers)
- 0% Intro APR on Balance Transfers 15 months
- Regular APR
- 20.49% - 29.24% Variable
Highlights
- INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
- Enjoy 6.5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
- After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
- No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
- Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
- No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
- Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
- Member FDIC
Capital One QuicksilverOne Cash Rewards Credit Card
The Capital One QuicksilverOne Cash Rewards Credit Card gives you 1.5% cash back on everyday purchases. No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple. And, earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply.
Cardholder benefits you can look forward to include $0 fraud protection, automatically considered for a higher credit line in as little as 6 months, and free credit monitoring through CreditWise.
- Pros: Earn 1.5% cash back rewards on all purchases, and unlimited 5% cash back on hotels and rental cars booked through Capital One Travel!
- Cons: High APR rate of 30.74% (Variable)
- Best for: Someone who wants to earn cash back rewards on everything they buy.
- Credit Recommended:
- Average, Fair, Limited
- Rewards Rate 1
- 1.5% Cash Back on every purchase, every day
- Fraud Coverage
- $0 Fraud Liability for unauthorized charges
- Regular APR
- 29.99% (Variable)
- Annual Fee
- $39
- Balance Transfer Fee
- Balance Transfer Fee applies to balances transferred at a promotional rate
- Foreign Trans Fee
- None
Highlights
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple
- Be automatically considered for a higher credit line in as little as 6 months
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Help strengthen your credit for the future with responsible card use
- Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
- Monitor your credit score with CreditWise from Capital One. It's free for everyone
- Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
Rates & Fees
Shop Wisely
In the end, whichever credit card you wish to use on your Amazon purchases, look them over to make sure you're getting the best bang for your buck on cash back rewards. If neither of these two cards appeal to you, don't hesitate to check out more options over on CreditSoup.com. Happy Shopping!
Editorial Disclaimer: Information in these articles is brought to you by CreditSoup. Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles. The information is accurate to the best of our knowledge when posted; however, all credit card information is presented without warranty. Please check the issuer’s website for the most current information.