Advice & Expertise Blog

Articles tagged #DebtManagement

  1. Watch Your Credit Score

    Watch Your Credit Score

    It's Frugal Friday and as the holiday shopping frenzy winds down, it's crucial to be mindful of the potential impact on your credit score. Holiday spending and how you repay it, can have a big impact on your credit score.

  2. The Power of Documenting Your Expenses

    The Power of Documenting Your Expenses

    Keep a detailed record of your expenses to stay within your budget, allowing you to enjoy your destination holiday without the lingering worry of potential credit score impacts. CreditSoup breaks it down.

  3. Exploring Fresh Side Hustles for Financial Growth

    Exploring Fresh Side Hustles for Financial Growth

    When it comes to side hustles, thinking outside the box can open up exciting opportunities for extra income and personal growth. Choose a side hustle that aligns with your interests and skills, and you'll be well on your way to boosting your finances and achieving your goals.

  4. Wise Spend Tip: Pay Off Credit Cards Monthly

    Wise Spend Tip: Pay Off Credit Cards Monthly

    To truly maximize the benefits of credit cards, it's essential to develop a responsible payment habit – paying off your credit card monthly. In this week's Wise Spend Wednesday, let's explore the reasons why this practice can lead to financial freedom.

  5. Bring Your Lunch

    Bring Your Lunch

    Bringing your lunch can save you on average $10-$20 per day. Even just bringing your lunch for ONE DAY out of the week can add up to around $80/month or more! Here are a few tips to help you plan!

  6. Use What's In Your Pantry

    Use What's In Your Pantry

    CreditSoup's weekly Wise Spend Wednesday tip this week involves using what's in your pantry. Why waste money buying more random things when you haven't used up the things still sitting in your pantry or cupboards. We have solutions for that problem!

  7. 4 Strategic Ways To Improve Your Credit Score

    4 Strategic Ways To Improve Your Credit Score

    Paying off your debt will improve your credit, but understanding how to pay off your debt could help increase your credit score exponentially. Learn more about how to strategically manage your credit score and may the most of your payments.

  8. Save Money: Repair Your Own Clothing

    Save Money: Repair Your Own Clothing

    Have you seen the price of clothing lately? The average American throws away 81 pounds of clothes each year, with nearly 95% of which can be reused or recycled. With inflation on most things right now at an all-time high, Frugal Friday discusses how to save money and repair your own clothing.

  9. Car Refinancing Made Easy, Smart and Safe!

    Car Refinancing Made Easy, Smart and Safe!

    Refinancing your car means you are replacing your current auto loan with a new one. Just like any other refinancing, that new loan will pay off your original loan and you start to make payments on the new loan. Everyone’s situation is different. iLending is a great start.

  10. Pay With Cash

    Pay With Cash

    Paying for things with cash definitely has it's perks. It's a handy way to monitor how much you have & don't have to spend. However, there are people out there that struggle at saving cash or don't use it responsibly. CreditSoup's Wise Spend Wednesday touches on the good & bad of paying with cash.

  11. 4 Ways to Pay Down Debt

    4 Ways to Pay Down Debt

    I'm sure you're probably overwhelmed by now and wondering "where do I even start?" to get rid of that credit card debt. Fortunately, CreditSoup has 4 ways to begin paying down that debt.

  12. Frugal Friday Suggests Working From Home

    Frugal Friday Suggests Working From Home

    Frugal Friday this week is a tip that we all can agree on. And, thanks in part to the pandemic, made us realize how much we actually do save by working from home! The following three items factor into the cost involved in your weekly work commute.

  13. Wash Your Car Yourself

    Wash Your Car Yourself

    Thrifty Thursday this week talks about washing your car yourself. Experts suggest washing your car every two weeks and getting a detail twice a year to make sure it stays in good condition. CreditSoup offers some tips to help keep your vehicle in pristine condition!

  14. How to Repay Holiday Debt

    How to Repay Holiday Debt

    If you have debt after the holidays, you’re not alone. By using these five tips, you can get out of debt, and save money in the process, putting you in a more secure financial position for next year’s holiday season.

  15. 5 Reasons Why You Should Never Take a 401(k) Loan

    5 Reasons Why You Should Never Take a 401(k) Loan

    When you need cash for a downpayment on a home or when you hit a financial emergency, your retirement nest egg can look pretty appealing. You might have thousands stashed away in a 401(k), so when you need money quickly, taking a loan from your own account can be tempting.

  16. Downsize & Declutter

    Downsize & Declutter

    Is your home cluttered? Do you have a lot of stuff... everywhere, that you no longer need? Maybe it's time to go Marie Kondo on it, and set it free if it does not bring you joy. But now what do you do with those things that do not bring you joy? Get rid of them of course! This week's Thrifty Thursday focuses on downsizing and decluttering.

  17. Top 10 Items To Buy In Bulk

    Top 10 Items To Buy In Bulk

    Stock up to avoid making numerous trips to the store. If you purchase things in larger quantities, they come at a lower price per ounce, so save money & buy in bulk!

  18. Open A Free Bank Account

    Open A Free Bank Account

    Banks often charge monthly fees just to maintain your checking account. But that doesn’t mean it’s impossible to sign up for a free checking account that can save you a few bucks! CreditSoup lists 7 banks that offer such.

  19. Buy Used

    Buy Used

    Why spend hundreds of dollars on name brand clothes, shoes, and toys when they will grow out of it almost as soon as you purchase it? Save money now. Put that extra money you may have spent on high dollar items in a savings account for when they get older. Or, use that money and take them on a fun vacation or trip!

  20. Freeze Any Leftovers

    Freeze Any Leftovers

    This week's #FrugalFriday focuses on leftovers! Did you make too much of a meal, or not feed as many as you originally thought? Be frugal and freeze it!

  21. Do All Your Errands in One Day

    Do All Your Errands in One Day

    CreditSoup's Thrifty Thursday tip this week is to save money by running all of your errands in one day. Not only will this alleviate extra trips to the store, you'll be saving gas money and preventing those impulse buys from extra trips! Schedule a day, map it out, and utilize online services.

  22. Stop Using Paper Towels

    Stop Using Paper Towels

    CreditSoup's #FrugalFriday: Using hand towels & dish rags instead of throw-away, single use paper towels is not only good for the bank account, it's also great for the environment! Depending on the brand you prefer, that's an average SAVINGS of $10-$30/mo or up to $300/year!

  23. Shop Generic or Clearance

    Shop Generic or Clearance

    Why waste money on full price, brand name items that maybe get a few uses out of? Buying generic products or finding things on clearance are sometimes just as good as purchasing the same name brand thing at full price.

  24. Personal Debt Management Tips | Managing Short-Term Debt

    Personal Debt Management Tips | Managing Short-Term Debt

    At some point in your life you with experience a situation that will require you to take on unexpected debt, but taking on this new debt doesn’t have to alter your way of life or affect your credit negatively. Follow these simple tips to effectively manage your short-term personal debt.

  25. Ways to Reduce Debt

    Ways to Reduce Debt

    Tips to reduce debt and improve your finances can vary from budgeting to listing debts to requesting lower interest rates.


Editorial Disclaimer: Information in these articles is brought to you by CreditSoup. Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles. The information is accurate to the best of our knowledge when posted; however, all credit card information is presented without warranty. Please check the issuer’s website for the most current information.


Advertiser Disclosure

CreditSoup is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which CreditSoup receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditSoup does not include all companies or all offers available in the marketplace. CreditSoup may use other proprietary factors to impact offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

CreditSoup.com may be compensated by companies mentioned on our site when a consumer’s application is accepted or approved by the company.