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Open A Free Bank Account

Open A Free Bank Account

What a way to spend your Wise Spend Wednesday than by researching fee-free bank accounts! If you are looking to save money, make sure your bank isn't dipping into your own account.

Unfortunately, according to an article from bankrate.com, banks often charge monthly fees just to maintain your checking account. Some charge penalties if your account dips below the required minimum balance, or they may charge fees for using competing bank's ATMs. But that doesn't mean it's impossible to sign up for a free checking account that can save you a few bucks.

Here are 6 banks that offer free checking:

    1. Ally

    No sneaky fees or minimums for account opening. When you bank with Ally, don’t expect any monthly maintenance fees or minimum balance requirements for account opening.

    2. CapitalOne

    No fees to open, keep & use so your money stays where it belongs—with you. 360 Checking is a checking account that comes with everything you need and without everything you don’t. Pay your bills, get cash, make deposits, and transfer money—all without monthly fees and extra trips to the bank.

    3. Discover Bank

    Bank with a no-fee checking account No. Fees. Period. That means you won't be charged a fee on your Discover checking account. However, wire transfers or any ATM not included in one of their 60,000 fee-free ATMs will be charged a fee.

    4. NBKC

    Spend. Save. Simpler. You deserve a bank account that’s designed for you. Nbkc's personal checking accounts are free, simple and easy to use. Get everything you need and nothing you don’t with the nbkc Everything Account.

    5. Chase

    Chase Total Checking® is easy to use and gives you access to more than 15,000 ATMs and more than 4,700 branches. You'll also be able to manage your money, deposit checks and pay bills or people from anywhere, all with the Chase Mobile® app. There is a $12 monthly fee that is waived if you make at least $500 worth of deposits into your account each month.

    6. Bank of America

    Bank of America Advantage Banking is a checking account layer with three settings. Pick the one that works. If life changes, just switch it up. Choose from SafeBalance®, Advantage Plus, or Advantage Relationship. They all have multiple ways to waive the monthly fee simply by keeping a certain amount in the account each month.

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Editor’s Rating

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