Advice & Expertise Blog

  1. How Many Credit Cards Should You Carry?

    How Many Credit Cards Should You Carry?

    If used strategically, credit cards can be an amazing tool. They can give you more flexibility in your spending, allow you to earn valuable rewards, and you can take advantage of benefits like free car rental insurance and purchase protection.

  2. 6 Best Medical Credit Cards for 2019

    6 Best Medical Credit Cards for 2019

    If you know you’re going to need a medical procedure, check out medical-specific credit cards. These cards are designed to be only used to pay for medical expenses, so they’re limited in use. However, they tend to offer lower interest rates and more generous repayment terms than other credit cards.

  3. What Are Foreign Transaction Fees

    What Are Foreign Transaction Fees

    Credit card offers charge certain fees. One of the most common are foreign transaction fees. These fees are charged whenever you make a purchase with a non-U.S. retailer. The fees are generally set as a percentage of your total purchase; they’re typically about 3%.

  4. Old Navy Credit Card Review: Are the Rewards Worth It?

    Old Navy Credit Card Review: Are the Rewards Worth It?

    Old Navy and its sister brands (Athleta, Banana Republic, and the Gap) are wildly popular, and it’s no surprise why. Where else can you get a whole wardrobe for less than $200? Offering clothes for the whole family, Old Navy makes sense for both budget and fashion-conscious shoppers.

  5. 7 Dangerous Places to Carry a Debit Card

    7 Dangerous Places to Carry a Debit Card

    It’s important to know that you shouldn’t rely on a debit card for everything. In fact, using a debit card can sometimes be downright dangerous. Here are seven occasions when using a debit card just doesn’t make sense.

  6. 5 Hidden Financial and Social Impacts of America’s Student Loan Debt Problem

    5 Hidden Financial and Social Impacts of America’s Student Loan Debt Problem

    While there are many shocking statistics regarding American problems with student debt, one figure stands out from them all. As of early 2019, Americans owe over $1.56 trillion dollars toward student loans. No, that is not a typo! This record-breaking sum is spread among over 45 million borrowers according to Student Loan Hero, yet the individual burden is still astronomical.

  7. How and When to Request a Higher Credit Limit

    How and When to Request a Higher Credit Limit

    Credit cards are valuable tools that can work in your favor if you use them the right way. Plastic makes buying almost anything more convenient, for example, and you can even score cash back and travel rewards for each dollar you spend. Some credit cards also come with valuable consumer protections like guaranteed returns, extended warranties, and travel insurance.

  8. Credit Score Myths You Can Ignore

    Credit Score Myths You Can Ignore

    To help you cut through the nonsense and find out the steps you can take to help your credit score in the long run, we decided to break down the top credit myths you hear today. Feel free to ignore these myths from this day forward.


Editorial Disclaimer: Information in these articles is brought to you by CreditSoup. Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles. The information is accurate to the best of our knowledge when posted; however, all credit card information is presented without warranty. Please check the issuer’s website for the most current information.



Advertiser Disclosure

CreditSoup is an independent, advertising-supported comparison service. The card offers that appear on this site are from companies from which CreditSoup receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditSoup does not include all card companies or all card offers available in the marketplace. CreditSoup may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

CreditSoup.com may be compensated by companies mentioned on our site when a consumer’s application is accepted or approved by the company.