Advice & Expertise Blog

Credit cards can be excellent tools — they’re convenient, and you can earn valuable rewards like cash back or airline miles. However, credit cards can cause problems, too. If used incorrectly, credit cards can lead you into debt.

If you spend a lot of money on home improvement supplies at Lowe’s, you may be wondering if the Lowe’s Advantage Card is worth signing up for. This card gives you 5% off all purchases made with your account in the store, after all. This generous discount could easily lead to thousands of dollars in savings over time depending on how much you spend in the store.

If you’re just starting out and looking for ways to build a positive credit history, a store credit card may be exactly what you need. Store cards are much like regular credit cards, except that they are meant to be used with a single retailer — or a collection of partner retailers.

Most people don’t realize how important their credit score is until it’s time to purchase a home, finance a car, or borrow money for any other reason. It’s always smart to know your current credit score, as well as the steps you can take to improve it.

It's important to know the various payment options for ride sharing services like Uber and Lyft

Credit cards play a big role in establishing your credit score. If used wisely, credit cards can positively impact your credit. But, at the same time, credit card mistakes can be costly in the form of a damaged credit report.

If you constantly find yourself at Best Buy stores when you’re ready to purchase appliances, electronics, and gadgets for all your home entertainment needs, you may be wondering if the Best Buy Visa® Card is worth it.

If you spend a lot of time at Sam’s Club and prefer to shop there instead of at traditional grocery stores, you may want to consider picking up the Sam's Club® Mastercard®. This card offers exceptional rewards on Sam’s Club gas purchases along with travel and dining spending, and all with no annual fee.

As you begin your professional career and start living independently, a good credit card can help you finance your expenses, budget, and earn rewards. But with limited credit histories, finding the right card can be difficult.