Advice & Expertise Blog

If you have high-interest credit card debt or need money to pay for an unexpected car repair, taking out a personal loan can be a smart strategy. However, it can be difficult to qualify for a loan — and to score a low interest rate — if your credit score isn’t excellent.

Have you ever thought about how credit card payment processing works? It’s actually a very complex process involving many different players. Here’s everything you need to know about credit card payment processing.

Given that your holiday spending could very well end up being more than a mortgage payment, it’s important to get a handle on your finances well before you start swiping your way through holiday sales. With a little preparation and planning, you can ensure your finances make it through the holidays and into the new year.

Sticking to your holiday shopping budget can be tricky no matter how you pay. After all, you may have a dozen people on your holiday shopping list, and potentially more. Finding the perfect gift for everyone is hard enough, let alone finding gifts that are within your price range.

While it’s a festive and cheery time of the year, it’s also expensive. Many people don’t have the kind of money saved in their bank accounts, leaving them scrambling to pay for holiday expenses. If that’s the case for you, you might be considering using a credit card to finance your purchases. But there may be another option that’s a better choice: a holiday loan.

Buy On Trust is an exclusive Buy Now, Pay Later program that allows approved consumers to make lease purchases through Best Buy. To get started, you enter basic information and are then considered for pre-approval. Once approved you can begin shopping on over 10,000 new brand name electronics. After you have finished up all your shopping you are given flexible leasing options to fit your budget, and you get all of this with an initial payment of just $50.

Whether you’re short on cash and need money to pay rent or just want to boost your savings, your home can be a great source of income. It's best to start comparing prices on a number of selling sites to ensure you get the best deal. Check out these top 7 places to sell your used or unused stuff online.

Getting your first credit card is a huge adult milestone just like getting your first car or your first bank account. The problem is, it can be difficult to get approved for a credit card just because you want one.

There’s no such thing as a free lunch, right? Many credit card companies try to entice customers with rewards such as cash back, free hotel stays, or travel perks — but almost everything comes at a cost.