Advice & Expertise Blog

If you believe this new scoring model could benefit you, it’s important to understand how your banking data could play a role. FICO has mentioned how your checking, savings, and money market history can be used to boost your credit score in some cases, but what does that mean?

While an array of cash-back credit cards can help you maximize your holiday spending, one card — the Discover it® Cash Back — is offering more rewards than its competitors in certain categories. However, there are a few caveats to consider.

If you’re looking for a way to earn more than the standard 1% cash back many no-fee rewards cards offer, you may want to consider the Discover it® Cash Back.This card does offer unlimited 1% cash back on your everyday purchases, but you also earn 5% cash back on up to $1,500 spent in categories that rotate each quarter.

Retailers are desperate to make you part with your hard-earned money. They rely on retail tricks to convince you to open your wallet when you otherwise wouldn’t spend money. To avoid overspending, here are five Black Friday tricks you should know about.

When you declare bankruptcy, your credit score and report can be ruined, and it will remain on your credit report for seven to 10 years. However, that doesn’t mean you’re stuck with bad credit for a decade. You can start rebuilding your credit right away. Check out these tips to get you back on track.

If you plan to spend anything close to the national average on the holidays this year, it’s smart to plan early and pick up a cash-back card that can help you earn rewards. Before you get up at the crack of dawn to shop for family and friends on Black Friday this year, consider signing up for one of these credit cards.

Just because you can pay off your debt in large increments or all at onece doesn’t mean you can’t improve your credit score. Follow these simple step to improve your credit while your still in debt.

The Capital One® Quicksilver® Cash Rewards Credit Card offers an exceptional rate of cash-back without charging an annual fee. In addition to ongoing rewards, consumers can also earn bonus cash just for signing up and meeting a minimum spending requirement.

We all know paying off your debt will improve your credit but understanding how to pay off your debt could help increase your credit score exponentially. Learn more about how to strategically manage your credit score and may the most of your payments.