Advice & Expertise Blog

If you’re making purchases with a credit card and aren’t using a rewards card, you’re losing out on free money. You could be earning valuable cash back, miles, or points on every purchase you make, even if you have less-than-perfect credit. One option available is the Credit One Bank® Platinum Rewards Visa Credit Card. But how can you decide if it’s the right card for you out of the hundreds out there? Here are seven factors to consider.

While it may feel like you have to go on a mega shopping spree to qualify for the bonus, there’s no need to go into debt to meet the minimum spending requirement. In fact, there are six easy ways to meet the requirement without going broke.

The Chase Ultimate Rewards® Program has been long known for allowing people to redeem points for free flights and hotels. With travel not on people’s minds as much given the current Pandemic situation, Chase® came out with a great new alternative for those points you can be racking up on your Chase® card. It’s called the Pay Yourself Back Program.

If you’re new to credit or are trying to rebuild, getting an auto loan can be difficult. Even though auto loans are secured by the car itself, many auto lenders are uneasy about lending to someone with a poor track record.

To help you cut through the nonsense and find out the steps you can take to help your credit score in the long run, we decided to break down the top credit myths you hear today. Feel free to ignore these myths from this day forward.

If you’re new to credit cards, picking out the right one can be an overwhelming decision. There are literally hundreds of credit cards out there, all with their own terms, fees, and rewards. Before applying for a credit card, follow these five steps to ensure you make a sound decision.

Home improvement projects can improve the look of your home, boost its usability, and even increase its resale value. While it would be best to pay for those repairs or renovations with money from your savings account, most people don’t have enough money tucked away to cover the cost. That’s when home improvement loans can be a wise solution.

According to recent studies, a little over half of Americans said they would not marry someone who has “bad” credit, or an extremely poor credit score. Funny enough, consumers seem to have a brighter outlook when it comes to credit card debt.

Lowering your expenses isn’t always easy. To really cut your spending, you may need to take some uncomfortable steps in your life – steps like using a budget for the first time, giving up expensive hobbies like going to bars or dining out, and avoiding situations where you’re tempted to spend.