If you are new to credit, or working to build up your credit this should be at the top of your list of cards to check out. Oportun® Visa® Credit Card, issued by WebBank, Member FDIC, provides customers with little to no credit history with an opportunity to access credit that traditional banks don’t offer. They are able to extend credit where others cannot through artificial intelligence that is able to see customers as much more than simply a credit score.
The Oportun® Visa® Credit Card is an unsecured card and offers starting credit lines of up to $1,000. It provides its users with access to on demand funds, the ability to build credit faster, and an entry point to the mainstream financial services that enable a better future. Some additional benefits and features of this card include:
- Credit Line up to $1,000
- No credit history required to apply
- No security deposit requirements
- Zero fraud liability
- Automatic reviews for credit line increase
- Worldwide acceptance in stores or online
So, what sets this card apart from other cards that are just starting to hit the market offering similar benefits? The card does not require a credit score and or a social security number to be approved, and it reports to the major credit bureaus which is a great way to build your credit score, as long as you’re making your payments on time. And while a credit score isn't required, the truth is that many employers, landlords, and other lenders do, which can make it essential to have a good score. The card also comes with easy payments options- online, mail, phone or even cash which is a huge added benefit to this card.
The Oportun® Visa® Credit Card comes with 24/7 online account management, and also offers no foreign transaction fees. For most users, after a few months of on time payments you will be considered for a credit limit increase. This card is built for consumers that have no credit score, limited credit or are trying to build up their credit. It addresses the urgent need for financial inclusion and is a must look into Oportun-ity!
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