Amanda Peterson
February 7, 2024
• 4 Minute Read
GO2bank is the ultimate mobile bank account where you can build your credit with no annual fees (after making eligible direct deposits,) no credit check, and no impact to credit when you apply. They also automatically report to 3 credit bureaus and give you free access to your credit score powered by Equifax.
Features
Let’s check out what GO2bank has to offer:
- Overdraft protection up to $200 with opt-in and eligible direct deposit*
- No monthly fees with eligible direct deposit, otherwise $5 per month
- Earn up to 7% cash back when you buy eGift Cards in the app
- Get your pay up to 2 days early - Get your government benefits up to 4 days early.*
- High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*
App Rewards
The app unlocks the ultimate value where you can earn 7% instant cash back when you buy eGift Cards in the app and earn 2% cash back on Amazon eGift Cards bought in the app. Right from the app you are also able to pay your bills and even send a check to make a payment! You can also link a debit card or bank account and transfer money to your GO2bank account all from the app.
With GO2bank you can get your pay up to 2 days early, no monthly fees with eligible direct deposit (otherwise $5 a month,) and no hidden fees. They also offer overdraft protection up to $200 with opt-in and eligible direct deposits. How does the overdraft protection work? Set up and receive eligible direct deposits, opt in to overdraft protection and they will cover debit card purchase transactions that exceed your available balance. It really is that easy!
GO2bank helps you keep more of your money with no monthly fees (with eligible direct deposit,) no hidden fees, and no minimum balance required.
Security Matters
The GO2bank card was designed with your security in mind. The secure and intuitive mobile app gives you access to your money 24/7. They will also monitor your account and send you a text if they notice something suspicious. The mobile app also allows you to lock and unlock your card with a few taps to prevent new purchases.
GO2bank is a member FDIC bank and have been providing innovative solutions for 22 years. They have serves over 33 million consumers and are partnered with and trusted by some of the world largest brands including Intuit, Uber and Walmart. They are FSIC-insured up to $150,000 and offer banking products and services in nearly 10,000 retail stores nationwide.
- Credit Recommended:
- All Credit Types Considered
- Overdraft Protection
- up to $200 with opt-in and eligible direct deposits
- Monthly Fee
- No monthly fees with eligible direct deposit, otherwise $5 per month
- Activation Fee
- $0
- Direct Deposit Fee
- $0
- ATM Fee
- $0 In-network withdrawal & balance inquiry, $3 Out-of-network withdrawal, $0.50 Out-of-network balance inquiry.
- Credit Recommended
- All Credit Types Considered
Highlights
- Overdraft protection up to $200 with opt-in and eligible direct deposit*
- No monthly fees with eligible direct deposit, otherwise $5 per month
- Earn up to 7% cash back when you buy eGift Cards in the app
- Get your pay up to 2 days early - Get your government benefits up to 4 days early.*
- High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*
*Terms and conditions apply. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Overdraft fees may apply. Click Apply Now to learn more.
$50,000 Fast Tax Payout
GO2bank gives you the ability to get your tax refund up to 5 days early! When you direct deposit your tax refund into your GO2bank account you are automatically entered in our Fast Tax Payout! Be entered to win $500 when you direct deposit your tax refund to your GO2bank™ account between 12/1/23 and 4/30/24. 100 winners = $500 prizes.
If you don’t currently have a traditional checking account and are looking for an easy to use and secure option, take a look at GO2bank and see if it is the right fit for you!
Early tax refund deposit applies to federal tax returns filed directly with the Internal Revenue Service (IRS) and depends on IRS timing, payment instructions and bank fraud prevention measures. Early deposit does not apply to Green Dot accounts opened at a tax professional's office. The name and Social Security number on file with the IRS must match your Green Dot, GoBank or GO2bank account to prevent fraud restrictions on the account.
NO PURCHASE NECESSARY. Sweepstakes starts 12/1/23 ends 4/30/24, subject to Entry Periods as outlined in the full Official Rules available at go2bank.com/tax500. Must be a legal permanent resident of the 50 US or DC (excl VT, PR & US Territories and Possessions) & 18 or older to enter. Prize: $500 to be awarded as credit or a check. Void where prohibited. Promotional credits are reported on form 1099 to the IRS.
*Terms and conditions apply. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Overdraft fees may apply. Click Apply Now to learn more.
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