Advice & Expertise Blog

Scott Delzer

Scott Delzer

Scott Delzer has worked with consumer finance products for over 21 years. During this time he has studied hundreds of credit cards, loans and products that are designed to help consumers manage their finances. Scott uses his knowledge of these products to help readers navigate through a mine field of available financial products and services.

  1. Save Your Green!

    Save Your Green!

    It's St. Patrick's Day! Help save your 'green' with these 5 simple tips! If you start today, you’ll be saving more of your green before you know it!

  2. During College: Don’t Go Broke!

    During College: Don’t Go Broke!

    With the cost of education always rising, it’s best to cut back whenever possible so you’re not broke when you graduate from college! Check out these few ideas to save you some cash!

  3. 9 Tips to Prepare Yourself For Winter

    9 Tips to Prepare Yourself For Winter

    While most of us are not looking forward to winter, looking ahead and being prepared for the cold can end up saving you cash! Check out these 9 tips to help get yourself prepared for the upcoming season.

  4. 5 Secrets to Home Improvement on a Budget

    5 Secrets to Home Improvement on a Budget

    Home improvement projects are on the minds of many this summer, but that doesn't mean you need to go broke to accomplish your plans! Here's a few tips to help you keep with your budget on your remodeling and updates.

  5. Two Quick Steps to a Better Handle on Your Finances

    Two Quick Steps to a Better Handle on Your Finances

    There are many things you can do to save money each day… making your own cup of coffee instead of grabbing a latte on your way to work; eating in instead of dining out; clipping coupons; and more, but here are a couple other ways you can get a better handle on your finances.

  6. Looking to Go Green?

    Looking to Go Green?

    In celebration of Earth Day, the non-green people are definitely missing out on the benefits of being earth friendly. It's actually pretty easy to go green by simply opting for paperless documents & credit cards made from recycled materials. CreditSoup has the details.

  7. How’s your insurance coverage holding up?

    How’s your insurance coverage holding up?

    Many people don’t plan for the unexpected so they find themselves in a tough situation when something catastrophic happens. It can be tough to think about these devastating events and hopefully they never happen to you or your loved ones but if you’re prepared it can lessen the pain of the unexpected in life.

  8. Debt consolidation as a type of Stress Management!

    Debt consolidation as a type of Stress Management!

    When people refer to stress management they usually talk about stress balls to squeeze, getting a massage or taking a pill. When we talk about debt management it means we can’t squeeze another penny out of our pocket for the bills, massage our accounts to work in our favor and there most certainly isn’t a magic wand or pill to solve the problem.

  9. In the market for a new home or refinancing an existing loan?

    In the market for a new home or refinancing an existing loan?

    If you are looking to buy a new home or refinance your existing mortgage loan, be prepared as the process may not be as easy as you think. With the unemployment rates, extremely low home prices and foreclosures on the rise, consumers are finding it difficult to get financing.

  10. What to look for in small business credit.

    What to look for in small business credit.

    When looking for a small business card there are several options available. American Express has their SimplyCash Business Card with benefits on purchases. If you are using rewards credit cards for your business credit card, check out the savings from FedEx, Hertz and more when you use the Open Savings from Amex.

  11. Want to improve your credit score?

    Want to improve your credit score?

    Learn what to do with old accounts and how open credit accounts impact your credit report. Find tips on how to manage old credit card accounts that could improve your credit score.

  12. Product Spotlight’s from CreditSoup

    Product Spotlight’s from CreditSoup

    CreditSoup works with several lenders and merchants to provide you with a variety of financial products and services. We will highlight programs with information to educate you on the specific benefits and features the product or lender has to offer.

Editorial Disclaimer: Information in these articles is brought to you by CreditSoup. Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles. The information is accurate to the best of our knowledge when posted; however, all credit card information is presented without warranty. Please check the issuer’s website for the most current information.

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CreditSoup is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which CreditSoup receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditSoup does not include all companies or all offers available in the marketplace. CreditSoup may use other proprietary factors to impact offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category. may be compensated by companies mentioned on our site when a consumer’s application is accepted or approved by the company.