Advice & Expertise Blog

Scott Delzer

Scott Delzer

Scott Delzer has worked with consumer finance products for over 15 years. During this time he has studied hundreds of credit cards, loans and products that are designed to help consumers manage their finances. Scott uses his knowledge of these products to help readers navigate through a mine field of available financial products and services.

  1. August 24, 2015

    With the cost of education always rising, it’s best to cut back whenever possible so you’re not broke when you graduate from college! Check out these few ideas to save you some cash!

  2. December 29, 2014

    The year is winding down quickly and thoughts of the New Year is on the minds of many. Here's our top financial resolutions for 2015!

  3. November 3, 2014

    While most of us are not looking forward to winter, looking ahead and being prepared for the cold can end up saving you cash! Check out these 9 tips to help get yourself prepared for the upcoming season.

  4. July 23, 2014

    Home improvement projects are on the minds of many this summer, but that doesn't mean you need to go broke to accomplish your plans! Here's a few tips to help you keep with your budget on your remodeling and updates.

  5. June 3, 2014

    Helpful steps to follow when you're looking to purchase your own home and enjoy the home buying experience.

  6. March 25, 2014

    April 15th is the deadline for filing your taxes. Deciding whether you will hire a tax professional or do them yourself with online forms or software is one of the first step to filing.

  7. January 13, 2014

    Save money in 2014 with these 5 resolutions: create a budget, set up an emergency fund, invest in a 401K plan, make more meals at home, and cut unnecessary expenses.

  8. October 7, 2013

    There are many things you can do to save money each day… making your own cup of coffee instead of grabbing a latte on your way to work; eating in instead of dining out; clipping coupons; and more, but here are a couple other ways you can get a better handle on your finances.

  9. April 5, 2011

    Earth day is right around the corner and the non-green people are definitely missing out on some of the benefits of being a little earth friendly.

  10. March 29, 2011

    Many people don’t plan for the unexpected so they find themselves in a tough situation when something catastrophic happens. It can be tough to think about these devastating events and hopefully they never happen to you or your loved ones but if you’re prepared it can lessen the pain of the unexpected in life.

  11. March 17, 2011

    Spring time is a great time to add a new pet to your family. But first, you should do your research to find what kind of pet would fit your lifestyle.

  12. March 10, 2011

    When people refer to stress management they usually talk about stress balls to squeeze, getting a massage or taking a pill. When we talk about debt management it means we can’t squeeze another penny out of our pocket for the bills, massage our accounts to work in our favor and there most certainly isn’t a magic wand or pill to solve the problem.

  13. February 24, 2011

    If you are looking to buy a new home or refinance your existing mortgage loan, be prepared as the process may not be as easy as you think. With the unemployment rates, extremely low home prices and foreclosures on the rise, consumers are finding it difficult to get financing.

  14. January 20, 2011

    When looking for a small business card there are several options available. American Express has their SimplyCash Business Card with benefits on purchases. If you are using rewards credit cards for your business credit card, check out the savings from FedEx, Hertz and more when you use the Open Savings from Amex.

  15. January 18, 2011

    Learn what to do with old accounts and how open credit accounts impact your credit report. Find tips on how to manage old credit card accounts that could improve your credit score.

  16. December 15, 2010

    CreditSoup works with several lenders and merchants to provide you with a variety of financial products and services. We will highlight programs with information to educate you on the specific benefits and features the product or lender has to offer.

  17. December 9, 2010

    Welcome to's blog, where our goal is to connect you with a variety of financial services.

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Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category. may be compensated by companies mentioned on our site when a consumer’s application is accepted or approved by the company.