Editorial Disclaimer

Know how to spot a credit repair scam.

Know how to spot a credit repair scam.

Credit services may promise or guarantee instant credit repair but keep in mind, if it sounds too good to be true, it generally is. Repairing bad credit is never an instant process; these offers will generally end up costing you money with their hidden fees and potentially harming your credit even more. The best way to repair credit and build a solid financial foundation is by taking the following steps:

  • Do the research. Pull your credit report every year and do a credit check.
  • Do your homework. Understand your credit score and credit debt.
  • Do follow through. Be responsible by staying on top of your bills and debts.

Look to the FTC to provide additional information on credit repair scams.

Follow Us Here!

Editorial Disclaimer: Information in these articles is brought to you by CreditSoup. Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles. The information is accurate to the best of our knowledge when posted; however, all credit card information is presented without warranty. Please check the issuer’s website for the most current information.

Advertiser Disclosure

CreditSoup is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which CreditSoup receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditSoup does not include all companies or all offers available in the marketplace. CreditSoup may use other proprietary factors to impact offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

CreditSoup.com may be compensated by companies mentioned on our site when a consumer’s application is accepted or approved by the company.