Fraud Coverage
You're covered by $0 Fraud Liability if your card is ever lost or stolen
Minimum Deposit
$49, $99 or $200
Purchase Grace Period
25 days
Balance Transfer Fee
$0 at this Transfer APR
Annual Fee
Foreign Trans Fee

Offer Overview

  • No annual or hidden fees. See if you're approved in seconds
  • Building your credit? Using the Capital One Platinum Secured card responsibly could help
  • Put down a refundable security deposit starting at $49 to get a $200 initial credit line
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Monitor your credit with CreditWise from Capital One. It's free for everyone and checking your credit does not hurt your credit score

At a Glance

The Capital One® Secured Mastercard® is a great alternative for someone with less than perfect credit who is looking to build their credit score.


If you're looking for a secured credit card to help you start building your credit, this might be the perfect card for you! Along with no annual fee, you can sign up for free enrollment in online tools to help you track your credit. Once you have established a positive payment history and credit worthiness, you can earn opportunities to access a higher credit line.


A security deposit is required for this card.

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Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category. may be compensated by companies mentioned on our site when a consumer’s application is accepted or approved by the company.