Debt-to-Income Ratio is the ratio of your income versus your debt
level. A high percentage of debt versus income will put you in the high-risk borrower
50% or greater
Get professional help to aggressively reduce debt.
49% to 40%
Financial difficulties are probably imminent unless you take immediate action.
39% to 35%
Not bad, but start paying off debt now before you get in real trouble.
34% or below
This is a healthy debt load to carry for most people.
*The calculators found on this website are not guaranteed to be applicable to your
particular set of circumstances.