Advice & Expertise Blog

Articles tagged #CreditBuilding

  1. 11 Ways To Spring Clean Your Wallet

    11 Ways To Spring Clean Your Wallet

    Spring clean more than just your home this year. CreditSoup has your guide to a financial spring cleaning that will leave your wallet feeling fresh and ready to take on the year with these 11 financial tips!

  2. Take the Extra Step to Build Up Your Credit!

    Take the Extra Step to Build Up Your Credit!

    A typical debit card does not build your credit, does not offer rewards points and has limited bank options and customer service support. But, the Extra Card does! Find out why you should take the Extra step to building up your credit.

  3. Credit Card Payment Processing 101

    Credit Card Payment Processing 101

    Have you ever thought about how credit card payment processing works? It’s actually a very complex process involving many different players. Here’s everything you need to know about credit card payment processing.

  4. Beginners Guide to Your Credit Score

    Beginners Guide to Your Credit Score

    What exactly is a Credit Score? CreditSoup breaks it down here. A credit score is a prediction of your credit behavior, such as how likely you are to pay a loan back on time, based on information from your credit reports.

  5. Joint Finances: How Sharing Money Can Bring Couples Closer

    Joint Finances: How Sharing Money Can Bring Couples Closer

    There’s a reason the divorce rate hovers around 40 to 50 percent at any given time. Marriage is hard, and it often comes with issues you can’t foresee. You marry “in sickness and in health” and “for rich or for poor,” but that doesn’t mean you actually expect the worst-case scenario to happen. And when life gives you lemons, divorce is often the easiest way out.

  6. Secured Credit Card Season

    Secured Credit Card Season

    Secured cards can be a good option if you have less-than-perfect credit and are looking to build your credit. They can also pave the way for you to access other credit/financial products like mortgages and loans. There are several secured card options out there, find the one that best fits your needs.

  7. Pay With Cash

    Pay With Cash

    Paying for things with cash definitely has it's perks. It's a handy way to monitor how much you have & don't have to spend. However, there are people out there that struggle at saving cash or don't use it responsibly. CreditSoup's Wise Spend Wednesday touches on the good & bad of paying with cash.

  8. Pros and Cons of Debt Consolidation Loans

    Pros and Cons of Debt Consolidation Loans

    If you’re determined to pay off your debt as quickly as possible, taking out a debt consolidation loan can make a lot of sense. Here’s what you need to know about the pros and cons of this strategy.

  9. 4 Ways to Pay Down Debt

    4 Ways to Pay Down Debt

    I'm sure you're probably overwhelmed by now and wondering "where do I even start?" to get rid of that credit card debt. Fortunately, CreditSoup has 4 ways to begin paying down that debt.

  10. Downsize & Declutter

    Downsize & Declutter

    Is your home cluttered? Do you have a lot of stuff... everywhere, that you no longer need? Maybe it's time to go Marie Kondo on it, and set it free if it does not bring you joy. But now what do you do with those things that do not bring you joy? Get rid of them of course! This week's Thrifty Thursday focuses on downsizing and decluttering.

  11. Travel In Off-Peak Seasons

    Travel In Off-Peak Seasons

    Traveling during "off-peak seasons" is an opportunity to travel or vacation outside of the normal times of year that most people would visit a particular area. And, is an excellent way to remain thrifty and save some cash!

  12. Pros and Cons of Using a Personal Loan for Business Expenses

    Pros and Cons of Using a Personal Loan for Business Expenses

    If you dream of starting a business or want to expand your side hustle, finding the money you need to make your goals a reality can be difficult. Most business loan lenders require you to be in operation for several years before you can qualify for a loan; if your business is new, you won’t be eligible for a loan.


Editorial Disclaimer: Information in these articles is brought to you by CreditSoup. Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles. The information is accurate to the best of our knowledge when posted; however, all credit card information is presented without warranty. Please check the issuer’s website for the most current information.


Advertiser Disclosure

CreditSoup is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which CreditSoup receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditSoup does not include all companies or all offers available in the marketplace. CreditSoup may use other proprietary factors to impact offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

CreditSoup.com may be compensated by companies mentioned on our site when a consumer’s application is accepted or approved by the company.