With Black Friday and Cyber Monday just around the corner, the time for holiday shopping has officially begun! Are you looking for laptops, tablets, smart watches, gaming devices, or house appliances? Look no further! Buy On Trust is the perfect program for you. Buy On Trust is an exclusive Buy Now, Pay Later program that allows approved consumers to make lease purchases through Best Buy. Best Buy is a consumer electronic company that offers all of the above-mentioned products and much more both online and in stores. Buy On Trust has only been available to consumers since December of 2020, but the program boasts a 4.9 out of 5 star rating on Trustpilot due to their exceptional customer service.
“Lay Away” or “Pay Later” programs aren’t new to the holiday shopping scene, but not many programs out there can offer what Buy On Trust can. To get started, you enter basic information and are then considered for pre-approval. Once approved you can begin shopping on over 10,000 new brand name electronics. After you have finished up all your shopping you are given flexible leasing options to fit your budget, and you get all of this with an initial payment of just $50.
The best part about Buy on Trust is there is no credit needed and consumers can be approved for up to $5,000. An added bonus to this program is that it actually helps consumers build their credit! Make your lease payments on time and it is reported to different credit bureaus which is a huge benefit to using this program versus some of the others out there.
Buy On Trust is a great fit for shoppers who have limited or no credit history, are looking to buy big name-brand electronics, have an open checking account in good standings, and live in any U.S state except MN, NJ, WI, or WY.
So, how exactly does it work? Once you are approved and make the initial payment of $50, successful applicants are qualified for up to $5,000 in credit towards purchases with the Buy On Trust shopping portal. Consumers can use this money to make purchases and then pick up their items at the nearest Best Buy where $0 is due at pick up. Then you will finance those purchases through a flexible lease ownership plan. Some of the options that Buy on Trust offer include paying off over 12 months with the flexible payment schedule or by paying the lease off within 90 days and closing the account for the amount financed +$10.
While Buy On Trust does not require a credit history for approval, that does not mean that all applicants are automatically approved, so keep that in mind. Buy on Trust does require three months of income history of applicants and an active checking account. Approved applicants will need direct deposits totaling at least $1,000 each month, plus proof of a checking account free from excessive overdraft charges and negative balances.
The biggest bonus to Buy On Trust is that it offers an accessible route into credit for those who have little to no credit history. The program is consumer friendly and can make holiday shopping a breeze. Give the best gifts that tech has to offer and reward yourself while doing it, Buy On Trust Today, Pay Later.
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