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Free and Discounted Mental Health Resources

Kat Tretina October 5, 2017 • 3 Minute Read
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According to the National Institute of Mental Health, over 43 million adults in the United States have a mental illness. That number is approximately 18 percent of the nation’s population. Yet, mental illnesses are rarely talked about.
Lessons from Hurricane Harvey: Do You Need Flood Insurance?

Holly Johnson October 4, 2017 • 4 Minute Read
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As the water recedes in Houston and various waterfront communities across Texas, a startling financial reality continues to unfold. Where hurricane Harvey hit the hardest, 80 percent of homeowners and property owners lacked flood insurance coverage.
6 Things to Do If Your Identity Was Stolen

Kat Tretina October 3, 2017 • 3 Minute Read
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Finding out that someone has committed fraud in your name can be one of the most stressful moments of your life. You feel violated and anxious, not knowing what else the person might do in your name.
Building Credit from Scratch – The Dos and Don’ts

CreditSoup Staff September 27, 2017 • 4 Minute Read
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A secured credit card uses a cash deposit as collateral. Normally, the cash deposit will be equivalent to the spending limit on the credit card. This allows the issuer to lower their risk taking on a new credit card user. The collateral works as a back-up plan for the credit card issuer; if the credit card bill isn’t paid on time, the issuer can use the deposit to pay off the balance.
How to Become Debt Free Before the Next Financial Crisis Hits

Holly Johnson September 26, 2017 • 5 Minute Read
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Worried about the next financial crisis? Maybe you should be. Because our economy runs in cycles with recurring booms and busts, it’s only a matter of time before our recent run of fortune fizzles out.
Five Places Where Rent is Under $750

Kat Tretina September 25, 2017 • 3 Minute Read
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One of the largest expenses you have is housing. Renting an apartment can eat up 30 percent or more of your income, leaving little left over for building an emergency fund or paying off debt. In fact, the median rent nationwide is $1,001.
How To Choose a Credit Card

CreditSoup Staff September 21, 2017 • 1 Minute Read
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Most consumers understand the benefits of having a credit card, but it can feel overwhelming to choose from a seemingly endless list of options. Credit card companies and financial institutions offer dozens upon dozens of deals depending on your financial history and goals, and every card brings with it different terms, interest rates, and perks.
5 Questions to Ask Before Relocating

Kat Tretina September 20, 2017 • 3 Minute Read
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Moving for a new job — or at the request of your current employer — can either be an exciting or terrifying prospect. For some, getting to know a new city and possibly getting a pay bump along the way are big incentives to say yes. For others, change and uncertainty can leave them feeling anxious.
5 Ways Millennials Can Use Credit Cards to their Advantage

Holly Johnson September 19, 2017 • 4 Minute Read
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Millennials may be the largest living generation on Earth, but that doesn't mean they don't face their share of financial hurdles. For example, millennials face higher levels of student loan debt than ever before, rampant unemployment or underemployment, an increasingly expensive housing market, and a world where owning costly gadgets and technology is the norm.