CreditSoup Staff
December 31, 2018
Top Blogs:
A good credit card rewards program is the gift that keeps on giving. By leveraging everyday spending throughout the year may people earn free travel or at least partially cover the cost of their vacations with airline frequent flyer miles, points or straight cash back rewards. Read on for tips on how get the most for your credit card rewards.
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Co-branded airline credit cards are a good fit for many people if they have loyalty to a particular airline and participate in their frequent flyer program, but travel rewards credit cards that offer flexible miles or points that can be used with any airline don’t involve typical blackout dates and offer a myriad of options for those wanting to earn free travel for their next vacation. See the full list of benefits we have compiled for flexible travel rewards here.
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Superbowl Sunday is right around the corner and the annual spectacle continues to be the nation’s most popular sporting event with over 110 million projected to tune in. But, if you’re not a rabid football fan or don’t care about either team this year read about ways to cash in on the big game to earn extra cash in this popular article.
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Even though the concept of saving $5,000 over the course of the new year might sound like a lofty and unrealistic goal for most people it can be readily attainable with some relatively painless strategies. Check out our author’s ten-step plan to fatten your bank account.
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In today’s consumer society the typical American has thousands of dollars of unneeded and unused items that can be a great source of extra income, not to mention an excellent way to declutter one’s life. Read on to see our list of seven places beyond eBay and Craigslist where you can convert your stuff to cash.
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Data breaches are a fact of 21st century life and seem to get progressively bigger with each occurrence. In early 2018 it was Equifax and the year finished out with the big Marriott data breach announcement impacting over 500 million individuals. Read our advice on how to minimize your risk and steps you need to take if find your personal financial data has been compromised.
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One area that consumers often fail to consider when budgeting for vacation travel that can result in sticker shock is the cost of all the extra fees that air carriers, airports and cities tack on to airline fares. In this article read about five methods to avoid getting dinged for checking luggage on your next flight, which has become the fee of choice for discount airlines and major air carriers to boost their bottom lines.
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While it may sound counterintuitive, getting a new credit card can often help you dig yourself out of existing credit card debt that has accumulated over time. That’s because some cards offer compelling balance transfer options, offering 0% APR for up to 18 months. And, this interest rate holiday can give you an opportunity to aggressively pay down the principal on higher rate cards. Check out our tips on how to choose a balance transfer credit card.
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New Year’s Day often ushers in grand resolutions for the year ahead and financial goals come into play for many. Things like getting out of credit card debt, saving more or asking for a raise are common themes. These can go hand in hand with resolutions for getting in physical shape, as financial fitness is essential for overall peace of mind and wellbeing. In this article and infographic we detail the steps for reaching attaining your financial goals in the new year.
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Top Offers:
Balance Transfers:
- Credit Recommended (660-850):
- Good/Excellent
- Intro (Purchases)
- 0% Intro APR on Purchases 15 months
- Intro Rewards Bonus
- $200 bonus
- Annual Fee
- $0
- Intro (Transfers)
- N/A
- Regular APR
- 14.99% - 23.74% Variable
- Credit Recommended
- Good/Excellent
Highlights
- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
- Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
- Earn unlimited 1.5% cash back on all other purchases.
- Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1.5% on all other purchases.
- No annual fee.
- 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
- No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
Fair Credit:
- Credit Recommended:
- Fair/Poor
- Checking Account Required
- Yes
- Reports to Consumer Reporting Agencies
- Yes
- Card Brand
- Mastercard®
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on First PREMIER® Bank secure website.
- Credit Recommended
- Fair/Poor
Highlights
- YOU’RE NOT ALONE. With millions of customers nationwide, First PREMIER Bank has the expertise to serve you, your family and friends.
- Access to available credit when you need it
- Manageable credit limit, manageable payment, meant to fit your budget
- Credit Limit Increase Eligible —upon request, and after 12 months of consistent responsible account management (on-time payments and staying within the credit limit).
- Choose which account management options are right for you
*FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
Editorial Disclaimer: Information in these articles is brought to you by CreditSoup. Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles. The information is accurate to the best of our knowledge when posted; however, all credit card information is presented without warranty. Please check the issuer’s website for the most current information.