With all the credit card options out there nowadays, how do you know which one is best for your needs? Lucky for you, we’ve researched and hand selected the best credit cards for your credit and lifestyle needs this year. Maybe you are looking for the Best Travel Card or a card for your less than perfect credit. Let us show you the Best Credit Cards for 2023 that are tailored to your specific needs!
If you don't know what type of credit you have, you can find out here for free.
Best Card for Cash Back Rewards:
Chase Freedom Unlimited®
The Chase Freedom Unlimited® is best for those with good/excellent credit that want to earn cash back without paying an annual fee. You’ll earn unlimited 1.5% cash back on ALL purchases and the cash back rewards never expire for as long as your account is open. This card also has 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.24% - 27.99%.
Best Card for Fair Credit (600-680 score):
PREMIER Bankcard® Mastercard® Credit Card
With fair credit, it will be difficult to qualify for a rewards card, however, a card like the PREMIER Bankcard® Mastercard® Credit Card is a great way to start getting that credit score up. This card has a manageable credit limit, meant to fit your budget and getting you back on track with timely payments.
Best Card for Travel Rewards:
Chase Sapphire Preferred® Card
If you are looking for an amazing intro bonus and free travel opportunities, the Chase Sapphire Preferred® Card kicks your rewards in high gear with our best offer ever! Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®. Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining and 2X points on all other travel purchases, plus more. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel. Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024. You will need good to excellent credit to qualify for the Chase Sapphire Preferred® Card.
Best Card for Poor Credit (Less than 600 score):
First Digital Mastercard®
If you have poor credit (less than 600 score) you may be wondering which card you can actually qualify for? The First Digital Mastercard® is a great option for those looking to improve their credit. This card reports to all major credit bureaus giving you the opportunity to help you improve your credit score as long as it is used responsibly. The First Digital Mastercard® gives you the convenience of a full-feature unsecured MasterCard®.
Most people don’t realize what credit cards they will actually qualify for. Fortunately, you can get matched to the best credit cards specifically tailored for you based on your credit score through the CreditSoup Card Finder . It’s a great tool to take the guesswork out of finding your next card!
Editorial Disclaimer: Information in these articles is brought to you by CreditSoup. Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles. The information is accurate to the best of our knowledge when posted; however, all credit card information is presented without warranty. Please check the issuer’s website for the most current information.