Editorial Disclaimer

Best of 2019

Best of 2019

Top Blogs:

2019 Chase Ultimate Rewards® Guide

Chase Ultimate Rewards® is easily the top top travel rewards programs available today regardless of the fact it hasn’t changed much over the years.Their wildly popular lineup of travel credit cards bring in consumers in droves, and the simplicity of the Chase Ultimate Rewards® program is appreciated by many of the bank’s dedicated fans.

Read Article

Best Travel Credit Cards of 2019

If you’re considering a new travel credit card for the new year, it’s smart to pay attention to new offers as well as tried and true favorites. Fortunately, there are an array of lucrative travel credit card offers available all year long — some with signup bonuses worth $500 or more.

Read Article

How to Get Your First Credit Card

Getting your first credit card is a huge adult milestone just like getting your first car or your first bank account. The problem is, it can be difficult to get approved for a credit card just because you want one.While that may seem unfortunate and even unfair, banks rely on your credit history, credit score, and other factors to decide whether you are creditworthy. With no credit card and no credit history to speak of, they may not be able to assess how responsible you are.

Read Article

BB&T Bank Review 2019 - Checking, Savings, & CDs

Where BB&T shines is in its wide product offering - they have something for everyone, including accounts designed for students, seniors, and savers. However, like most banks with a physical branch presence, BB&T's interest rates offered on its savings and CD products are reasonable but are not as attractive as those offered by some online banks.

Read Article

6 Best Medical Credit Cards for 2019

If you know you’re going to need a medical procedure, check out medical-specific credit cards. These cards are designed to be only used to pay for medical expenses, so they’re limited in use. However, they tend to offer lower interest rates and more generous repayment terms than other credit cards.

Read Article

How to Do a Balance Transfer in 5 Simple Steps

One way to tackle your debt and save money is to complete a credit card balance transfer. With this approach, you can get a lower rate, so more of your payment goes toward the principal rather than interest. It can help you save money and get out of debt faster.

Read Article

Top Offers:

Cash Back:

Chase Freedom Unlimited®

Credit Recommended (660-850):
Good/Excellent
Learn More
Chase Freedom Unlimited®
Editor’s Rating: 4.7
4.7
Credit Recommended (660-850):
Good/Excellent
Intro (Purchases)
0% Intro APR on Purchases 15 months
Intro (Transfers)
0% Intro APR on Balance Transfers 15 months
Intro Rewards Bonus
$150 Cash Back
Learn More on Chase secure website.
Annual Fee
$0
Regular APR
16.49% - 25.24% Variable
Credit Recommended
Good/Excellent

Highlights

  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn unlimited 1.5% cash back on all purchases.
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49 - 25.24%.
  • 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5
  • No annual fee
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
See additional details for Chase Freedom Unlimited®



Fair Credit:

First PREMIER® Bank Mastercard® Credit Card

Credit Recommended:
Fair/Poor
Credit Recommended:
Fair/Poor
Intro Rate
N/A
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
Apply Now on First PREMIER® Bank secure website.
Credit Recommended
Fair/Poor

Highlights

  • YOU’RE NOT ALONE. With millions of customers nationwide, First PREMIER has the expertise to serve you, your family and friends.
  • Access to available credit when you need it
  • Low monthly payment intended to fit your budget
  • Build credit with First PREMIER-opportunity for credit limit increases after consistent responsible account management
  • Customized account management options to fit your needs

*FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.



Student Card:

Journey® Student Rewards from Capital One®

Credit Recommended:
Average, Fair, Limited
Credit Recommended:
Average, Fair, Limited
Annual Fee
$0
Balance Transfer Fee
$0
Foreign Trans Fee
None
Learn More on Capital One® secure website.
Regular APR
26.99% (Variable)
Product Type
ConsumerCard
Credit Recommended
Average, Fair, Limited

Highlights

  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • Enjoy no annual fee and no foreign transaction fees
  • Get a head start and build your credit with responsible use
  • Get Eno®, your Capital One® assistant, to manage your account via text, receive alerts, and shop safer online
  • Pick the monthly due date that works best for you
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • $0 fraud liability if your card is ever lost or stolen
  • Monitor your credit profile with the CreditWise® app, free for everyone

Editorial Disclaimer: Information in these articles is brought to you by CreditSoup. Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles. The information is accurate to the best of our knowledge when posted; however, all credit card information is presented without warranty. Please check the issuer’s website for the most current information.




Advertiser Disclosure

CreditSoup is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which CreditSoup receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditSoup does not include all companies or all offers available in the marketplace. CreditSoup may use other proprietary factors to impact offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

CreditSoup.com may be compensated by companies mentioned on our site when a consumer’s application is accepted or approved by the company.