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5 Best Credit Card Signup Bonuses for 2019

5 Best Credit Card Signup Bonuses for 2019

January 24, 2019

Editorial Disclaimer: Information in these articles is brought to you by CreditSoup. Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles.

If you have good to excellent credit, you’re an attractive customer to credit card companies. And with so many on the market, that means companies have to compete for your business. One of the best ways to attract customers is with a strong signup bonus, which is a huge benefit to you. We reviewed the latest credit card offers to select the five best signup bonuses available now:

5. Chase Freedom Unlimited®

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Chase Freedom Unlimited®
Editor’s Rating: 4.7
The Chase Freedom Unlimited® is an attractive option with an appealing signing bonus. Spend just $500 on purchases within the first three months of opening an account and you’ll get $150 cash back, a 30 percent return on spend.

And, you can earn 1.5 percent cash back on every purchase you make, and there’s no limit to how much you can earn. You can redeem your cash back and signup bonus for statement credit, gift cards, or through the Ultimate rewards travel portal.

4. Discover it® Cash Back

The Discover it® Cash Back card has an unusual signup bonus; instead of a cash back reward for spending a certain amount, Discover will match the cash back you earned throughout the year on your cardmember anniversary, effectively doubling your rewards. It can be a lucrative award worth hundreds.

With the Discover it® Cash Back card, you can earn up to 5 percent cash back on rotating spending categories, such as gas and groceries, so you can rack up rewards quickly.

3. Wells Fargo Propel American Express® Card

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Wells Fargo Propel American Express® Card
Editor’s Rating: 4.4
The Wells Fargo Propel American Express® Card is an excellent rewards credit card with a valuable signup bonus. When you sign up for the card and spend $3,000 or more within the first three months, you’ll get a signup bonus of 30,000 points, a $300 value. That gives you a 10 percent return on spend.

With the card, you’ll earn 3X points per $1 spent on gas, rideshare trips, flights, hotels, and even popular streaming services. On all other purchases, you’ll earn one point per $1 spent.

2. Capital One® Venture® Rewards Credit Card

The Capital One® Venture® Rewards Credit Card offers one of the best signup bonuses for a travel card. Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel.

With the card, your miles won't expire for the life of the account and there's no limit to how many you can earn.

1. Barclaycard Arrival Plus® World Elite Mastercard®

The Barclaycard Arrival Plus® World Elite Mastercard® is number one on our list because of its limited time offer: get 70,000 bonus points after spending $5,000 on purchases within the first 90 days of opening an account, a $700 value. That signup bonus gives you a 14 percent return on your spend, and is the highest reward on our list.

It also helps you earn more miles. You’ll earn 2X miles per $1 spent on every purchase you make, without having to worry about spending categories. There’s no limit to how much you can earn.

You can book travel how it works best for you; there are no airline, seat, or hotel restrictions, and you can redeem your miles for travel statement credits. As an added perk, you’ll get 5 percent miles back when you redeem your miles.

There are no foreign transaction fee, and there is no annual fee the first year. After that, it increases to $89. However, if you travel often, you can quickly offset the annual fee and make the card a worthwhile addition to your wallet.

Choosing a credit card

If you’re shopping for a new credit card, it’s important to research your options and understand what the card offers in terms of rewards, benefits, and signup bonuses. By comparing credit cards, you can get the most value from the card and even get cash back.

Need help finding the right credit card? Here is a list of our favorite rewards credit cards.

Advertiser Disclosure

CreditSoup is an independent, advertising-supported comparison service. The card offers that appear on this site are from companies from which CreditSoup receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditSoup does not include all card companies or all card offers available in the marketplace. CreditSoup may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category. may be compensated by companies mentioned on our site when a consumer’s application is accepted or approved by the company.