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Best of 2018

Best of 2018

Top Blogs:

How to Use Credit Card Rewards to Finance Your Next Vacation

A good credit card rewards program is the gift that keeps on giving. By leveraging everyday spending throughout the year may people earn free travel or at least partially cover the cost of their vacations with airline frequent flyer miles, points or straight cash back rewards. Read on for tips on how get the most for your credit card rewards.

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Why Flexible Travel Credit is Totally Underrated

Co-branded airline credit cards are a good fit for many people if they have loyalty to a particular airline and participate in their frequent flyer program, but travel rewards credit cards that offer flexible miles or points that can be used with any airline don’t involve typical blackout dates and offer a myriad of options for those wanting to earn free travel for their next vacation. See the full list of benefits we have compiled for flexible travel rewards here.

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7 Ways to Make Money on Super Bowl Sunday

Superbowl Sunday is right around the corner and the annual spectacle continues to be the nation’s most popular sporting event with over 110 million projected to tune in. But, if you’re not a rabid football fan or don’t care about either team this year read about ways to cash in on the big game to earn extra cash in this popular article.

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10 Ways to Save $5,000 This Year

Even though the concept of saving $5,000 over the course of the new year might sound like a lofty and unrealistic goal for most people it can be readily attainable with some relatively painless strategies. Check out our author’s ten-step plan to fatten your bank account.

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7 Places to Sell Unused Stuff for Cash

In today’s consumer society the typical American has thousands of dollars of unneeded and unused items that can be a great source of extra income, not to mention an excellent way to declutter one’s life. Read on to see our list of seven places beyond eBay and Craigslist where you can convert your stuff to cash.

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How to Protect Yourself and What to Do If You Are Affected by Data Breach

Data breaches are a fact of 21st century life and seem to get progressively bigger with each occurrence. In early 2018 it was Equifax and the year finished out with the big Marriott data breach announcement impacting over 500 million individuals. Read our advice on how to minimize your risk and steps you need to take if find your personal financial data has been compromised.

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Save On Airfare: 5 Tips to Never Pay for Checked Baggage Again

One area that consumers often fail to consider when budgeting for vacation travel that can result in sticker shock is the cost of all the extra fees that air carriers, airports and cities tack on to airline fares. In this article read about five methods to avoid getting dinged for checking luggage on your next flight, which has become the fee of choice for discount airlines and major air carriers to boost their bottom lines.

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Can a Credit Card Actually Help Me Pay Off Debt?

While it may sound counterintuitive, getting a new credit card can often help you dig yourself out of existing credit card debt that has accumulated over time. That’s because some cards offer compelling balance transfer options, offering 0% APR for up to 18 months. And, this interest rate holiday can give you an opportunity to aggressively pay down the principal on higher rate cards. Check out our tips on how to choose a balance transfer credit card.

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Financial Resolutions - How to Reach your New Year Goals

New Year’s Day often ushers in grand resolutions for the year ahead and financial goals come into play for many. Things like getting out of credit card debt, saving more or asking for a raise are common themes. These can go hand in hand with resolutions for getting in physical shape, as financial fitness is essential for overall peace of mind and wellbeing. In this article and infographic we detail the steps for reaching attaining your financial goals in the new year.

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Top Offers:

Balance Transfers:

Chase Freedom Unlimited®

Credit Recommended (660-850):
Good/Excellent
Learn More
Chase Freedom Unlimited®
Editor’s Rating: 4.7
4.7
Credit Recommended (660-850):
Good/Excellent
Intro (Purchases)
0% Intro APR on Purchases 15 months
Intro (Transfers)
0% Intro APR on Balance Transfers 15 months
Annual Fee
$0
Learn More on Chase secure website.
Regular APR
16.74% - 25.49% Variable
Credit Recommended
Good/Excellent
Intro Rewards Bonus
$150 Cash Back

Highlights

  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn unlimited 1.5% cash back on all purchases.
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.74-25.49%.
  • 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5
  • No annual fee
  • Free credit score, updated weekly with Credit Journey℠
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
See additional details for Chase Freedom Unlimited®



Fair Credit:

First PREMIER® Bank Mastercard® Credit Card

Credit Recommended:
Fair/Poor
Credit Recommended:
Fair/Poor
Intro Rate
N/A
Regular APR
See Issuer Website*
Annual Fee
See Issuer Website*
Apply Now on First PREMIER® Bank secure website.
Credit Recommended
Fair/Poor

Highlights

  • Must have checking account to qualify
  • If approved, once your account is opened you may use your credit card at millions of merchants worldwide (subject to available credit)
  • If approved, reports your credit history to the major Consumer Reporting Agencies.
  • Easy Online Application!

*See online credit card application for details on the terms and conditions.

Total Visa® Card

Credit Recommended:
Fair/Bad Credit
Credit Recommended:
Fair/Bad Credit
Regular APR
See Terms*
Annual Fee
See Terms*
Activation Fee
See Terms*
Apply Now on The Bank of Missouri secure website.
Credit Recommended
Fair/Bad Credit

Highlights

  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine Visa credit card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Program Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus
See additional details for Total Visa® Card

Editorial Disclaimer: Information in these articles is brought to you by CreditSoup. Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles. The information is accurate to the best of our knowledge when posted; however, all credit card information is presented without warranty. Please check the issuer’s website for the most current information.




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CreditSoup is an independent, advertising-supported comparison service. The card offers that appear on this site are from companies from which CreditSoup receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditSoup does not include all card companies or all card offers available in the marketplace. CreditSoup may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

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