How To Choose a Credit Card

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Most consumers understand the benefits of having a credit card, but it can feel overwhelming to choose from a seemingly endless list of options. Credit card companies and financial institutions offer dozens upon dozens of deals depending on your financial history and goals, and every card brings with it different terms, interest rates, and perks.

It’s enough to make your head spin.

Thankfully, you don’t have to figure it out on your own. In this infographic, we’ve put together a summary of various credit card categories as well as a handful of personas representing various potential borrowers. Read on to learn which sort of card might be right for your individual credit needs.

How to choose a credit card Credit Card Match Read the fine print



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CreditSoup is an independent, advertising-supported comparison service. The card offers that appear on this site are from companies from which CreditSoup receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditSoup does not include all card companies or all card offers available in the marketplace. CreditSoup may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.