Our Top Financial Tips for 2015 #financialtips The year is quickly winding down and thoughts of the New Year (and resolutions!) is on the minds of many. One common resolution that is made every year is to get your financial health in better standing – here’s a few of our tips to help you get 2015 started on the right foot! Make goals, which includes starting a budget. Realistic goals and checkpoints are vital to your success this coming year. Save, save, save! Start with an emergency fund and continue from there. Pay off debt. Make a plan to significantly cut down your debts this year. Whether it’s student loans or credit card debt, even small dents in what you owe help! Cut out the spendy habits. Smoking, expensive drinks (your daily coffee and soda), and excessive dining out all add up! Try to at least cut back; not only is it good for your health to stop these habits, it’s good for your wallet! Improve your credit and use it wisely. Take small steps to get your credit score where you want it. Make sure to pay all your bills on time, open a secured card to build credit, and monitor your credit this year. From all of us at CreditSoup.com, we wish you a Happy New Year!!