Debt-to-Income Ratio Calculator

Debt-to-Income Ratio: Is the ratio of your income versus your debt level. A high percentage of debt versus income will put you in the high-risk borrower category.

Monthly Payments





Monthly Income



* You do not need to include information about alimony, child support, or separate maintenance income unless you want it to be considered.



Answer:


Legend

50% or greater
Get professional help to aggressvely reduce debt.
49% to 40%
Financial difficulties are probably imminent unless you take immediate action.
39% to 35%
Not bad, but start paying off debt now before you get in real trouble.
34% or below
This is a healthy debt load to carry for most people.

** The calculators found on this website are not guaranteed to be applicable to your particular set of circumstances.

 

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