Best Secured Credit Cards

Apply Now on Capital One® secure website.

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Intro (Purchases): N/A

Intro (Transfers): N/A

Regular APR: 24.99% (Variable)

Annual Fee: $0

Credit Recommended: Limited, Bad

Highlights

No annual fee, and all the credit building benefits with responsible card use
Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness
Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
Easily manage your account 24/7 with online access, by phone or using our mobile app
It's a credit card accepted at millions of locations worldwide

See additional details for Capital One® Secured Mastercard®

First PREMIER® Bank Secured Credit Card

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Apply Now on First PREMIER® Bank secure website.

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Regular APR: See website*

Annual Fee: See website*

Credit Line: See website*

Credit Recommended: Bad/Limited/No Credit

Highlights

If approved, fund the security deposit to open your account.
This is a genuine secured credit card - not a debit or prepaid card.
Opportunity to build your credit card limit over time by adding funds to your Security Deposit.
Security Deposits are placed in an FDIC-insured account.
Reports monthly to the major Consumer Reporting Agencies unlike most prepaid accounts.
No credit history required to apply for this credit card.

*See online credit card application for details on the terms and conditions.

First Progress Platinum Prestige MasterCard® Secured Credit Card

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First Progress Platinum Prestige MasterCard® Secured Credit Card

Apply Now on Synovus Bank secure website.

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Regular APR: 9.99%

Annual Fee: $49

Credit Line: $2,000

Credit Recommended: Damaged/Fair

Highlights

No Credit History or Minimum Credit Score Required for Approval
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
Nationwide Program though not yet available in NY, IA, AR, or WI
*See Card Terms.

See additional details for First Progress Platinum Prestige MasterCard® Secured Credit Card

OpenSky® Secured Visa® Credit Card

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Apply Now on Capital Bank N.A. secure website.

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Regular APR: 18.14% (variable)

Annual Fee: $35

Credit Line: $200-$3000 at time of application

Credit Recommended: Poor

Highlights

Build Your Credit fast with our monthly reporting to all 3 major credit bureaus.
Choose your credit line as low as $200 up to $3000, secured by a fully-refundable* security deposit.
Security deposit needs to be submitted before the credit card can be issued.
No credit check necessary and no checking account required; apply in less than 5 minutes.
*View our Cardholder Agreement located at the bottom of the application page for details of the card.

See additional details for OpenSky® Secured Visa® Credit Card

Progress Credit

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Apply Now on issuer’s secure website.

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Regular APR: See website for Details*

Annual Fee: See website for Details*

Credit Line: See website for Details*

Credit Recommended: See website for Details*

Highlights

Get both a Secured MasterCard® and an Unsecured VISA® Credit Card from our trusted partners with this unique program
The Secured Card offered by our partners at First Progress requires no credit history or minimum score for approval
The unsecured VISA card does not require perfect credit; our partners at First Access Card may approve you when others won’t
Open accounts with both VISA and MasterCard so you’ll always have access
Both accounts report activity separately to all three Credit Bureaus every month
Both cards are genuine credit cards with security protections and nationwide acceptance
Apply for both cards – or either card separately – the choice is up to you!

See additional details for Progress Credit

USAA Secured Card® Platinum Visa®

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Apply Now on USAA Savings Bank secure website.

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Intro Rate: N/A*

Intro Period: N/A*

Regular APR: 10.65% to 20.65% APR

Annual Fee: $35*

Balance Transfer: Yes*

Credit Recommended: Establishing/Rebuilding

Highlights

Best for members rebuilding or establishing credit.
Determine your own credit limit ($250 to $5,000) with an interest-earning CD.
No foreign transaction fees when you travel outside the United States.

See additional details for USAA Secured Card® Platinum Visa®

USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.

Applied Bank® Secured Visa® Gold Preferred® Credit Card

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Applied Bank® Secured Visa® Gold Preferred® Credit Card

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Regular APR: 9.99%

Annual Fee: $48

Credit Line: See website for Details*

Credit Recommended: Poor/Fair/Limited/Damaged

Highlights

Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
Absolutely No Credit Check or Minimum Credit Score Required
Automatic Reporting to All Three National Credit Bureaus
9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
Activate Today with a $200 Minimum Deposit - Maximum $1,000. * Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime

See additional details for Applied Bank® Secured Visa® Gold Preferred® Credit Card

primor® Secured Mastercard Classic Card

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Apply Now on Berkshire Bank secure website.

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Regular APR: 13.99% (F)

Annual Fee: $39

Credit Line: $200 - $5000

Credit Recommended: Poor/Limited/No Credit

Highlights

Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate!
No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
Perfect card for establishing or re-establishing credit. Reports monthly to all three national credit bureaus
Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
See additional primor® Secured Mastercard Classic Card details

See additional details for primor® Secured Mastercard Classic Card

First Progress Platinum Select MasterCard® Secured Credit Card

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First Progress Platinum Select MasterCard® Secured Credit Card

Apply Now on Synovus Bank secure website.

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Regular APR: 13.99%

Annual Fee: $39

Credit Line: $2,000

Credit Recommended: Damaged/Fair

Highlights

Receive Your Card More Quickly with New Expedited Processing Option
No Credit History or Minimum Credit Score Required for Approval
Quick and Complete Online Application
Full-Feature Platinum MasterCard(R) Secured Credit Card
Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
24/7 Online Access to Your Account
Nationwide Program though not yet available in NY, IA, AR, or WI
*See Card Terms.

See additional details for First Progress Platinum Select MasterCard® Secured Credit Card

Secured Cards

Capital One® Secured Mastercard®

Highlights

First PREMIER® Bank Secured Credit Card

Highlights

First Progress Platinum Prestige MasterCard® Secured Credit Card

Highlights

OpenSky® Secured Visa® Credit Card

Highlights

Progress Credit

Highlights

USAA Secured Card® Platinum Visa®

Highlights

Applied Bank® Secured Visa® Gold Preferred® Credit Card

Highlights

primor® Secured Mastercard Classic Card

Highlights

First Progress Platinum Select MasterCard® Secured Credit Card

Highlights

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