Secured Cards

A secured credit card is a great way to take advantage of the benefits of a traditional unsecured card while greatly reducing the risk of getting buried in credit card debt.

Apply Now
Capital One® Secured Mastercard®
Apply Now at the Capital One® secure site.
Intro (Purchases)
N/A
Intro (Transfers)
N/A
Regular APR
24.99% (Variable)
Annual Fee
$0
Credit Recommended
Limited, Bad

Highlights

  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness
  • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It’s a credit card accepted at millions of locations worldwide
See additional details for Capital One® Secured Mastercard®

Apply Now
First Progress Platinum Prestige MasterCard® Secured Credit Card
Apply Now at the Synovus Bank secure site.
Regular APR
11.99%
Annual Fee
$44
Credit Line
$2,000
Credit Recommended
Damaged/Fair

Highlights

  • No Credit History or Minimum Credit Score Required for Approval
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Nationwide Program though not yet available in NY, IA, AR, or WI
    *See Card Terms.

Apply Now
OpenSky® Secured Visa® Credit Card
Apply Now at the Capital Bank N.A. secure site.
Regular APR
18.14% (variable)
Annual Fee
$35
Credit Line
$200-$3000 at time of application
Credit Recommended
Poor

Highlights

  • Build Your Credit fast with our monthly reporting to all 3 major credit bureaus.
  • Choose your credit line as low as $200 up to $3000, secured by a fully-refundable* security deposit.
  • Security deposit needs to be submitted before the credit card can be issued.
  • No credit check necessary and no checking account required; apply in less than 5 minutes.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card.
See additional details for OpenSky® Secured Visa® Credit Card

Apply Now
Progress Credit
Apply Now at the issuer’s secure site.
Regular APR
See website for Details*
Annual Fee
See website for Details*
Credit Line
See website for Details*
Credit Recommended
See website for Details*

Highlights

  • Get both a Secured MasterCard® and an Unsecured VISA® Credit Card from our trusted partners with this unique program
  • The Secured Card offered by our partners at First Progress requires no credit history or minimum score for approval
  • The unsecured VISA card does not require perfect credit; our partners at First Access Card may approve you when others won’t
  • Open accounts with both VISA and MasterCard so you’ll always have access
  • Both accounts report activity separately to all three Credit Bureaus every month
  • Both cards are genuine credit cards with security protections and nationwide acceptance
  • Apply for both cards – or either card separately – the choice is up to you!
See additional details for Progress Credit

Apply Now
USAA Secured Card® Platinum Visa®
Apply Now at the USAA Savings Bank secure site.
Intro Rate
N/A*
Intro Period
N/A*
Regular APR
10.40% to 20.40%*
Annual Fee
$35*
Balance Transfer
Yes*
Credit Recommended
Establishing/Rebuilding

Highlights

  • Best for members rebuilding or establishing credit.
  • It's a real credit card — not a debit or prepaid card.
  • Determine your own credit limit ($250 to $5,000) with an interest-earning CD.
See additional details for USAA Secured Card® Platinum Visa®

USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.


Apply Now
Applied Bank® Secured Visa® Gold Preferred® Credit Card
Apply Now at the issuer’s secure site.
Regular APR
9.99%
Annual Fee
$48
Credit Line
See website for Details*
Credit Recommended
Poor/Fair/Limited/Damaged

Highlights

  • Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
  • Absolutely No Credit Check or Minimum Credit Score Required
  • Automatic Reporting to All Three National Credit Bureaus
  • 9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
  • Activate Today with a $200 Minimum Deposit - Maximum $1,000. * Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime

Apply Now
<i>primor</i>® Secured MasterCard Classic Card
Apply Now at the Berkshire Bank secure site.
Regular APR
13.99% (F)
Annual Fee
$39
Credit Line
$200 - $5000
Credit Recommended
Poor/Limited/No Credit

Highlights

  • Low fixed interest rates with no penalty rate!
  • Reports to all three nationwide credit bureaus
  • Fast, easy application process
  • No processing or application fees!
  • Guaranteed Approval* as long as your monthly income exceeds your monthly expenses by $100 or more
    *See application for additional details
See additional details for primor® Secured MasterCard Classic Card

*See online credit card application for details on the terms and conditions.